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Ally Financial Inc. (ALLY)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US02005N1000

CUSIP

02005N100

Sector

Financial Services

IPO Date

Jan 28, 2014

Highlights

Market Cap

$11.15B

EPS (TTM)

$2.50

PE Ratio

14.64

PEG Ratio

0.59

Total Revenue (TTM)

$12.77B

Gross Profit (TTM)

$9.38B

EBITDA (TTM)

$1.96B

Year Range

$30.81 - $44.77

Target Price

$41.57

Short %

2.72%

Short Ratio

2.71

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Popular comparisons:
ALLY vs. KEY ALLY vs. NU ALLY vs. SPY ALLY vs. SCHD ALLY vs. VOO ALLY vs. HOOD ALLY vs. NXST ALLY vs. GOOG ALLY vs. VGT ALLY vs. FDVV
Popular comparisons:
ALLY vs. KEY ALLY vs. NU ALLY vs. SPY ALLY vs. SCHD ALLY vs. VOO ALLY vs. HOOD ALLY vs. NXST ALLY vs. GOOG ALLY vs. VGT ALLY vs. FDVV

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Ally Financial Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


50.00%100.00%150.00%200.00%JulyAugustSeptemberOctoberNovemberDecember
68.89%
230.87%
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

Returns By Period

Ally Financial Inc. had a return of 2.97% year-to-date (YTD) and 4.92% in the last 12 months. Over the past 10 years, Ally Financial Inc. had an annualized return of 6.28%, while the S&P 500 had an annualized return of 11.06%, indicating that Ally Financial Inc. did not perform as well as the benchmark.


ALLY

YTD

2.97%

1M

-1.89%

6M

-11.11%

1Y

4.92%

5Y*

5.84%

10Y*

6.28%

^GSPC (Benchmark)

YTD

24.34%

1M

0.23%

6M

8.53%

1Y

24.95%

5Y*

13.01%

10Y*

11.06%

Monthly Returns

The table below presents the monthly returns of ALLY, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20245.89%0.85%9.73%-4.79%1.62%1.80%13.46%-3.40%-17.60%-1.52%15.05%2.97%
202334.16%-7.51%-15.17%4.70%1.10%1.27%14.21%-9.33%-3.65%-8.18%20.79%19.51%49.22%
20220.88%4.57%-12.87%-7.43%10.21%-23.91%-0.40%0.39%-16.17%0.09%-2.00%-9.48%-46.89%
20216.64%9.67%8.94%14.23%6.34%-8.90%3.55%3.00%-3.50%-5.99%-4.00%3.88%36.04%
20205.43%-21.73%-42.44%14.79%6.41%13.70%2.28%13.83%9.57%7.19%11.13%20.27%20.56%
201915.74%3.95%1.48%8.69%-2.83%7.34%6.73%-4.74%5.77%-7.12%3.95%-4.02%37.94%
20182.52%-6.28%-2.69%-3.40%-1.72%2.42%2.43%0.45%-1.60%-3.35%5.00%-15.07%-20.67%
201711.49%6.49%-9.60%-2.24%-6.36%12.73%8.90%-0.18%7.35%8.20%2.79%8.56%56.05%
2016-14.97%10.91%6.48%-4.86%0.73%-4.85%6.16%11.09%-2.84%-6.79%7.47%-2.06%2.94%
2015-20.79%11.06%0.96%4.34%3.56%-1.06%1.52%-4.00%-6.77%-2.26%0.20%-6.61%-21.08%
2014-1.24%1.89%6.79%-13.45%-2.44%1.49%-3.97%7.14%-5.93%-1.90%4.76%-0.67%-9.04%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of ALLY is 53, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of ALLY is 5353
Overall Rank
The Sharpe Ratio Rank of ALLY is 5656
Sharpe Ratio Rank
The Sortino Ratio Rank of ALLY is 4848
Sortino Ratio Rank
The Omega Ratio Rank of ALLY is 4949
Omega Ratio Rank
The Calmar Ratio Rank of ALLY is 5757
Calmar Ratio Rank
The Martin Ratio Rank of ALLY is 5555
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Ally Financial Inc. (ALLY) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


Sharpe ratio
The chart of Sharpe ratio for ALLY, currently valued at 0.18, compared to the broader market-4.00-2.000.002.000.182.10
The chart of Sortino ratio for ALLY, currently valued at 0.47, compared to the broader market-4.00-2.000.002.004.000.472.80
The chart of Omega ratio for ALLY, currently valued at 1.07, compared to the broader market0.501.001.502.001.071.39
The chart of Calmar ratio for ALLY, currently valued at 0.16, compared to the broader market0.002.004.006.000.163.09
The chart of Martin ratio for ALLY, currently valued at 0.54, compared to the broader market-5.000.005.0010.0015.0020.0025.000.5413.49
ALLY
^GSPC

The current Ally Financial Inc. Sharpe ratio is 0.18. This value is calculated based on the past 1 year of trading data and takes into account price changes and dividends.

Use the chart below to compare the Sharpe ratio of Ally Financial Inc. with the selected benchmark, providing insights into the investment's historical performance in terms of risk-adjusted returns. Go to the Sharpe ratio tool for more fine-grained control over the calculation options.


Rolling 12-month Sharpe Ratio0.000.501.001.502.002.503.003.50JulyAugustSeptemberOctoberNovemberDecember
0.18
2.10
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Ally Financial Inc. provided a 3.44% dividend yield over the last twelve months, with an annual payout of $1.20 per share. The company has been increasing its dividends for 7 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.2020162017201820192020202120222023
Dividends
Dividend Yield
PeriodTTM20232022202120202019201820172016
Dividend$1.20$1.20$1.20$0.88$0.76$0.68$0.56$0.40$0.16

Dividend yield

3.44%3.44%4.91%1.85%2.13%2.23%2.47%1.37%0.84%

Monthly Dividends

The table displays the monthly dividend distributions for Ally Financial Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2024$0.30$0.00$0.00$0.30$0.00$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2023$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2022$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2021$0.19$0.00$0.00$0.19$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.88
2020$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.76
2019$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.68
2018$0.13$0.00$0.00$0.13$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.56
2017$0.08$0.00$0.00$0.08$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.40
2016$0.08$0.00$0.00$0.08$0.00$0.00$0.16

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%20.0%3.4%
Ally Financial Inc. has a dividend yield of 3.44%, which is quite average when compared to the overall market.
Payout Ratio
200.0%400.0%600.0%800.0%42.6%
Ally Financial Inc. has a payout ratio of 42.55%, which is quite average when compared to the overall market. This suggests that Ally Financial Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


-40.00%-30.00%-20.00%-10.00%0.00%JulyAugustSeptemberOctoberNovemberDecember
-30.11%
-2.62%
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Ally Financial Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ally Financial Inc. was 66.24%, occurring on Mar 20, 2020. Recovery took 184 trading sessions.

The current Ally Financial Inc. drawdown is 30.11%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-66.24%Sep 13, 2019131Mar 20, 2020184Dec 10, 2020315
-58.14%Jun 2, 2021452Mar 17, 2023
-46.6%Apr 10, 2014558Jun 27, 2016362Dec 1, 2017920
-31.33%Jan 31, 2018227Dec 24, 201884Apr 26, 2019311
-11.85%Jan 21, 20215Jan 27, 20216Feb 4, 202111

Volatility

Volatility Chart

The current Ally Financial Inc. volatility is 9.53%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


0.00%5.00%10.00%15.00%20.00%JulyAugustSeptemberOctoberNovemberDecember
9.53%
3.79%
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ally Financial Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Valuation

The Valuation section provides an assessment of the market value of Ally Financial Inc. compared to its peers in the Credit Services industry.


PE Ratio
20.040.060.080.0100.0120.014.6
The chart displays the price to earnings (P/E) ratio for ALLY in comparison to other companies of the Credit Services industry. Currently, ALLY has a PE value of 14.6. This PE ratio falls in the average range for the industry.
PEG Ratio
-15.0-10.0-5.00.05.00.6
The chart displays the price to earnings to growth (PEG) ratio for ALLY in comparison to other companies of the Credit Services industry. Currently, ALLY has a PEG value of 0.6. This PEG ratio falls in the average range for the industry.

Historical P/E Ratio Chart

The chart below displays the historical trend of the price-to-earnings (P/E) ratio for Ally Financial Inc..


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Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items
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The information contained herein does not constitute investment advice and made available for educational purposes only. Prices and returns on equities are listed without consideration of fees, commissions, taxes, penalties, or interest payable due to purchasing, holding, or selling.

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