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Ally Financial Inc. (ALLY)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISINUS02005N1000
CUSIP02005N100
SectorFinancial Services
IndustryCredit Services

Highlights

Market Cap$11.87B
EPS$2.45
PE Ratio15.94
PEG Ratio0.85
Revenue (TTM)$6.91B
Gross Profit (TTM)$7.94B
EBITDA (TTM)$12.98B
Year Range$22.08 - $41.56
Target Price$41.89
Short %3.04%
Short Ratio2.47

Share Price Chart


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Ally Financial Inc.

Popular comparisons: ALLY vs. KEY, ALLY vs. NU, ALLY vs. SCHD, ALLY vs. SPY, ALLY vs. VOO, ALLY vs. NXST, ALLY vs. GOOG, ALLY vs. VGT, ALLY vs. FDVV, ALLY vs. MA

Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Ally Financial Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


0.00%50.00%100.00%150.00%200.00%NovemberDecember2024FebruaryMarchApril
85.31%
181.64%
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

S&P 500

Returns By Period

Ally Financial Inc. had a return of 12.99% year-to-date (YTD) and 58.02% in the last 12 months. Over the past 10 years, Ally Financial Inc. had an annualized return of 7.20%, while the S&P 500 had an annualized return of 10.46%, indicating that Ally Financial Inc. did not perform as well as the benchmark.


PeriodReturnBenchmark
Year-To-Date12.99%5.84%
1 month-0.10%-2.98%
6 months69.67%22.02%
1 year58.02%24.47%
5 years (annualized)8.67%11.44%
10 years (annualized)7.20%10.46%

Monthly Returns Heatmap


JanFebMarAprMayJunJulAugSepOctNovDec
20245.89%0.85%9.73%
2023-3.65%-8.18%20.79%19.51%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current risk-adjusted rank of ALLY is 86, placing it in the top 14% of the market in terms of risk-adjusted performance. This ranking is based on the combined values of the indicators listed below.

The Risk-Adjusted Performance Rank of ALLY is 8686
Ally Financial Inc.(ALLY)
The Sharpe Ratio Rank of ALLY is 8989Sharpe Ratio Rank
The Sortino Ratio Rank of ALLY is 8888Sortino Ratio Rank
The Omega Ratio Rank of ALLY is 8383Omega Ratio Rank
The Calmar Ratio Rank of ALLY is 8383Calmar Ratio Rank
The Martin Ratio Rank of ALLY is 8888Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Ally Financial Inc. (ALLY) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


ALLY
Sharpe ratio
The chart of Sharpe ratio for ALLY, currently valued at 1.66, compared to the broader market-2.00-1.000.001.002.003.004.001.66
Sortino ratio
The chart of Sortino ratio for ALLY, currently valued at 2.56, compared to the broader market-4.00-2.000.002.004.006.002.56
Omega ratio
The chart of Omega ratio for ALLY, currently valued at 1.28, compared to the broader market0.501.001.501.28
Calmar ratio
The chart of Calmar ratio for ALLY, currently valued at 1.06, compared to the broader market0.002.004.006.001.06
Martin ratio
The chart of Martin ratio for ALLY, currently valued at 7.05, compared to the broader market0.0010.0020.0030.007.05
^GSPC
Sharpe ratio
The chart of Sharpe ratio for ^GSPC, currently valued at 2.05, compared to the broader market-2.00-1.000.001.002.003.004.002.05
Sortino ratio
The chart of Sortino ratio for ^GSPC, currently valued at 2.98, compared to the broader market-4.00-2.000.002.004.006.002.98
Omega ratio
The chart of Omega ratio for ^GSPC, currently valued at 1.36, compared to the broader market0.501.001.501.36
Calmar ratio
The chart of Calmar ratio for ^GSPC, currently valued at 1.55, compared to the broader market0.002.004.006.001.55
Martin ratio
The chart of Martin ratio for ^GSPC, currently valued at 8.05, compared to the broader market0.0010.0020.0030.008.05

Sharpe Ratio

The current Ally Financial Inc. Sharpe ratio is 1.66. A Sharpe ratio greater than 1.0 is considered acceptable.


Rolling 12-month Sharpe Ratio-0.500.000.501.001.502.002.503.00NovemberDecember2024FebruaryMarchApril
1.66
2.05
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

Dividends

Dividend History

Ally Financial Inc. granted a 3.07% dividend yield in the last twelve months. The annual payout for that period amounted to $1.20 per share.


PeriodTTM20232022202120202019201820172016
Dividend$1.20$1.20$1.20$0.88$0.76$0.68$0.56$0.40$0.16

Dividend yield

3.07%3.44%4.91%1.85%2.13%2.23%2.47%1.37%0.84%

Monthly Dividends

The table displays the monthly dividend distributions for Ally Financial Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDec
2024$0.30$0.00$0.00
2023$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00
2022$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00
2021$0.19$0.00$0.00$0.19$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00
2020$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00
2019$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00
2018$0.13$0.00$0.00$0.13$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00
2017$0.08$0.00$0.00$0.08$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00
2016$0.08$0.00$0.00$0.08$0.00$0.00

Dividend Yield & Payout


Dividend Yield
5.0%10.0%15.0%3.1%
Ally Financial Inc. has a dividend yield of 3.07%, which is quite average when compared to the overall market.
Payout Ratio
20.0%40.0%60.0%80.0%100.0%120.0%34.2%
Ally Financial Inc. has a payout ratio of 34.19%, which is quite average when compared to the overall market. This suggests that Ally Financial Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way.


-50.00%-40.00%-30.00%-20.00%-10.00%0.00%NovemberDecember2024FebruaryMarchApril
-23.31%
-3.92%
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

Worst Drawdowns

The table below displays the maximum drawdowns of the Ally Financial Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ally Financial Inc. was 66.24%, occurring on Mar 20, 2020. Recovery took 184 trading sessions.

The current Ally Financial Inc. drawdown is 23.31%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-66.24%Sep 13, 2019131Mar 20, 2020184Dec 10, 2020315
-58.14%Jun 2, 2021452Mar 17, 2023
-46.6%Apr 10, 2014558Jun 27, 2016362Dec 1, 2017920
-31.33%Jan 31, 2018227Dec 24, 201884Apr 26, 2019311
-11.85%Jan 21, 20215Jan 27, 20216Feb 4, 202111

Volatility

Volatility Chart

The current Ally Financial Inc. volatility is 9.71%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.


2.00%4.00%6.00%8.00%10.00%12.00%14.00%NovemberDecember2024FebruaryMarchApril
9.71%
3.60%
ALLY (Ally Financial Inc.)
Benchmark (^GSPC)

Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ally Financial Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.

Annual
Quarterly

0.0

Income Statement


Income Statement
Balance Sheet
Cash Flow
Annual
Quarterly

TTM
Revenue

Total Revenue

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Cost Of Revenue

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Gross Profit

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Operating Expenses

Selling, General & Admin Expenses

0.00

R&D Expenses

0.00

Total Operating Expenses

0.00
Income

Income Before Tax

0.00

Operating Income

0.00

EBIT

0.00

Earnings From Continuing Operations

0.00

Net Income

0.00

Income Tax Expense

0.00

Interest Expense

0.00

Other Non-Operating Income (Expenses)

0.00

Extraordinary Items

0.00

Discontinued Operations

0.00

Effect Of Accounting Charges

0.00

Non Recurring

0.00

Minority Interest

0.00

Other Items

0.00
Values in undefined except per share items