- ISIN
- US02005N1000
- CUSIP
- 02005N100
- Sector
- Financial Services
- Industry
- Credit Services
- IPO Date
- Jan 28, 2014
Highlights
- Market Cap
- $14.27B
- Enterprise Value
- $39.49B
- EPS (TTM)
- $4.45
- PE Ratio
- 10.23
- Total Revenue (TTM)
- $15.65B
- Gross Profit (TTM)
- $7.65B
- EBITDA (TTM)
- $2.77B
- Year Range
- $35.92 - $47.27
- Target Price
- $52.56
- ROA (TTM)
- 0.71%
- ROE (TTM)
- 8.94%
Share Price Chart
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Performance
ALLY Performance Chart
Ally Financial Inc. (ALLY) is up 2.0% since the beginning of the year. At $46 per share, ALLY is trading 3.6% below its 52-week high of $47. Investors who bought $1,000 worth of ALLY shares 5 years ago would now be looking at an investment worth $1,070.
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Returns By Period
Ally Financial Inc. (ALLY) has returned 2.03% so far this year and 27.06% over the past 12 months. Over the last decade, ALLY has posted an annualized return of 14.26%, slightly higher than the S&P 500 Index benchmark’s 13.88%.
Ally Financial Inc.
- 1D
- 0.18%
- 1M
- 7.60%
- YTD
- 2.03%
- 6M
- -0.44%
- 1Y
- 27.06%
- 3Y*
- 24.07%
- 5Y*
- 1.37%
- 10Y*
- 14.26%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
ALLY Monthly Returns History
Based on dividend-adjusted daily data since Apr 10, 2014, ALLY's average daily return is +0.06%, while the average monthly return is +1.09%. At this rate, an investment would double in approximately 5.3 years.
Historically, 56% of months were positive and 44% were negative. The best month was Jan 2023 with a return of +34.2%, while the worst month was Mar 2020 at -42.4%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.
On a daily basis, ALLY closed higher 52% of trading days. The best single day was Jan 20, 2023 with a return of +20.0%, while the worst single day was Mar 18, 2020 at -23.2%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | -6.65% | -6.05% | -0.53% | 13.15% | -2.90% | 6.45% | 2.03% | ||||||
| 2025 | 9.04% | -4.80% | -1.70% | -10.45% | 8.16% | 11.29% | -2.82% | 9.32% | -4.51% | 0.18% | 5.98% | 9.66% | 29.92% |
| 2024 | 5.89% | 0.85% | 9.73% | -4.79% | 1.62% | 1.80% | 13.46% | -3.40% | -17.60% | -1.52% | 15.05% | -9.93% | 6.37% |
| 2023 | 34.16% | -7.51% | -15.17% | 4.70% | 1.10% | 1.27% | 14.21% | -9.33% | -3.65% | -8.18% | 20.79% | 19.51% | 49.22% |
| 2022 | 0.88% | 4.57% | -12.87% | -7.43% | 10.21% | -23.91% | -0.40% | 0.39% | -16.17% | 0.09% | -2.00% | -9.48% | -46.89% |
| 2021 | 6.64% | 9.67% | 8.94% | 14.23% | 6.34% | -8.90% | 3.55% | 3.00% | -3.50% | -5.99% | -4.00% | 3.88% | 36.04% |
Benchmark Metrics
Ally Financial Inc. has an annualized alpha of -2.75%, beta of 1.34, and R2 of 0.39 versus S&P 500 Index. Calculated based on daily prices since April 10, 2014.
- This stock participated in 138.66% of S&P 500 Index downside but only 119.38% of its upside - more exposed to losses than it benefited from rallies.
- R2 of 0.39 means the benchmark explains less than half of this stock's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- -2.75%
- Beta
- 1.34
- R²
- 0.39
- Upside Capture
- 119.38%
- Downside Capture
- 138.66%
Return for Risk
Risk / Return Rank
ALLY ranks 66 for risk / return — better than 66% of stocks on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Ally Financial Inc. (ALLY) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| ALLY | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -1.12 | ||
| Sortino ratioReturn per unit of downside risk | -1.33 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.37 | -0.19 |
| Calmar ratioReturn relative to maximum drawdown | 1.18 | 2.78 | -1.60 |
| Martin ratioReturn relative to average drawdown | 2.91 | 12.44 | -9.53 |
Dividends
Dividend History
Ally Financial Inc. provided a 2.63% dividend yield over the last twelve months, with an annual payout of $1.20 per share. The company has been increasing its dividends for 9 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.20 | $1.20 | $1.20 | $1.20 | $1.20 | $0.88 | $0.76 | $0.68 | $0.56 | $0.40 | $0.16 |
Dividend yield | 2.63% | 2.65% | 3.33% | 3.44% | 4.91% | 1.85% | 2.13% | 2.23% | 2.47% | 1.37% | 0.84% |
Monthly Dividends
The table displays the monthly dividend distributions for Ally Financial Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.60 | ||||||
| 2025 | $0.30 | $0.00 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.30 | $0.00 | $0.00 | $1.20 |
| 2024 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $1.20 |
| 2023 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $1.20 |
| 2022 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $0.30 | $0.00 | $0.00 | $1.20 |
| 2021 | $0.19 | $0.00 | $0.00 | $0.19 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.25 | $0.00 | $0.00 | $0.88 |
Dividend Yield & Payout
Dividend Yield
Ally Financial Inc. has a dividend yield of 2.63%, which is quite average when compared to the overall market.
Payout Ratio
Ally Financial Inc. has a payout ratio of 35.03%, which is quite average when compared to the overall market. This suggests that Ally Financial Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Ally Financial Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Ally Financial Inc. was 66.24%, occurring on Mar 20, 2020. Recovery took 184 trading sessions.
The current Ally Financial Inc. drawdown is 4.30%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -66.24%Mar 2020 | 6mo 9d | 8mo 25d | 1y 2moSep 2019 - Dec 2020 |
2023 bear market2023 | -58.14%Mar 2023 | 1y 9mo | — | 5y 22dJun 2021 - now |
2016 bear market2016 | -40.90%Jun 2016 | 2y 1mo | 1y 3mo | 3y 5moMay 2014 - Oct 2017 |
Rate-hike selloffLate 2018 | -31.33%Dec 2018 | 10mo 27d | 4mo 3d | 1y 2moJan 2018 - Apr 2019 |
2021 correction2021 | -11.85%Jan 2021 | 6d | 8d | 14dJan 2021 - Feb 2021 |
Drawdown Indicators
| ALLY | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -66.24% | -56.78% | -9.46% |
Max Drawdown (1Y)Largest decline over 1 year | -23.04% | -9.10% | -13.94% |
Max Drawdown (3Y)Largest decline over 3 years | -31.60% | -18.90% | -12.70% |
Max Drawdown (5Y)Largest decline over 5 years | -58.08% | -25.43% | -32.65% |
Max Drawdown (10Y)Largest decline over 10 years | -66.24% | -33.92% | -32.32% |
Current DrawdownCurrent decline from peak | -4.30% | -1.80% | -2.50% |
Average DrawdownAverage peak-to-trough decline | -20.32% | -10.71% | -9.61% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 9.32% | 2.03% | +7.29% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Financials
Financial Performance
The chart below illustrates the trends in the financial health of Ally Financial Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.
Valuation
The Valuation section provides an overview of how Ally Financial Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.
PE Ratio
The chart displays the Price-to-Earnings (P/E) ratio for ALLY, comparing it with other companies in the Credit Services industry. Currently, ALLY has a P/E ratio of 10.2. This P/E ratio is in line with the industry average, suggesting the stock may be fairly valued relative to its earnings.
PS Ratio
This chart shows the Price-to-Sales (P/S) ratio for ALLY relative to other companies in the Credit Services industry. Currently, ALLY has a P/S ratio of 0.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.
PB Ratio
The chart illustrates the Price-to-Book (P/B) ratio for ALLY in comparison with other companies in the Credit Services industry. Currently, ALLY has a P/B value of 1.1. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.
Income Statement
| TTM | |
|---|---|
Revenue | — |
Total Revenue | — |
Cost Of Revenue | — |
Gross Profit | — |
Operating Expenses | — |
Selling, General & Admin Expenses | — |
R&D Expenses | — |
Depreciation And Amortization | — |
Total Operating Expenses | — |
Income | — |
Income Before Tax | — |
Operating Income | — |
EBITDA | — |
EBIT | — |
Earnings From Continuing Operations | — |
Net Income | — |
Income Tax Expense | — |
Other Non-Operating Income (Expenses) | — |
Extraordinary Items | — |
Discontinued Operations | — |
Effect Of Accounting Charges | — |
Non Recurring | — |
Minority Interest | — |
Other Items | — |
Interest Income | — |
Interest Expense | — |
Net Interest Income | — |
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