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Ally Financial Inc. (ALLY)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN

US02005N1000

CUSIP

02005N100

IPO Date

Jan 28, 2014

Highlights

Market Cap

$10.98B

EPS (TTM)

$0.60

PE Ratio

59.58

PEG Ratio

0.37

Total Revenue (TTM)

$15.68B

Gross Profit (TTM)

$6.60B

EBITDA (TTM)

$1.63B

Year Range

$29.25 - $44.03

Target Price

$41.44

Short %

5.22%

Short Ratio

3.00

Share Price Chart


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Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


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Returns By Period

Ally Financial Inc. (ALLY) returned 1.75% year-to-date (YTD) and -7.86% over the past 12 months. Over the past 10 years, ALLY returned 7.57% annually, underperforming the S&P 500 benchmark at 10.87%.


ALLY

YTD

1.75%

1M

13.00%

6M

1.16%

1Y

-7.86%

5Y*

22.70%

10Y*

7.57%

^GSPC (Benchmark)

YTD

1.30%

1M

12.94%

6M

1.49%

1Y

12.48%

5Y*

15.82%

10Y*

10.87%

*Annualized

Monthly Returns

The table below presents the monthly returns of ALLY, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20259.04%-4.80%-1.70%-10.45%11.34%1.75%
20245.89%0.85%9.73%-4.79%1.62%1.80%13.46%-3.40%-17.60%-1.52%15.05%-9.93%6.37%
202334.16%-7.51%-15.17%4.70%1.10%1.27%14.21%-9.33%-3.65%-8.18%20.79%19.51%49.22%
20220.88%4.57%-12.87%-7.43%10.21%-23.91%-0.40%0.39%-16.17%0.09%-2.00%-9.48%-46.89%
20216.64%9.67%8.94%14.23%6.34%-8.90%3.55%3.00%-3.50%-5.99%-4.00%3.88%36.04%
20205.43%-21.73%-42.44%14.79%6.41%13.70%2.28%13.83%9.57%7.19%11.13%20.27%20.56%
201915.74%3.95%1.48%8.69%-2.83%7.34%6.73%-4.74%5.77%-7.12%3.95%-4.02%37.94%
20182.52%-6.28%-2.69%-3.40%-1.72%2.42%2.43%0.45%-1.60%-3.35%5.00%-15.07%-20.67%
201711.49%6.49%-9.60%-2.24%-6.36%12.73%8.90%-0.18%7.34%8.20%2.79%8.56%56.05%
2016-14.97%10.92%6.48%-4.86%0.73%-4.85%6.16%11.09%-2.84%-6.79%7.47%-2.06%2.94%
2015-20.79%11.06%0.96%4.34%3.56%-1.06%1.52%-4.00%-6.77%-2.26%0.20%-6.61%-21.08%
2014-1.24%1.89%6.79%-13.45%-2.44%1.49%-3.97%7.14%-5.93%-1.90%4.76%-0.67%-9.04%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of ALLY is 37, indicating average performance compared to other stocks on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of ALLY is 3737
Overall Rank
The Sharpe Ratio Rank of ALLY is 4040
Sharpe Ratio Rank
The Sortino Ratio Rank of ALLY is 3434
Sortino Ratio Rank
The Omega Ratio Rank of ALLY is 3434
Omega Ratio Rank
The Calmar Ratio Rank of ALLY is 3636
Calmar Ratio Rank
The Martin Ratio Rank of ALLY is 4040
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Ally Financial Inc. (ALLY) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Ally Financial Inc. Sharpe ratios as of May 17, 2025 (values are recalculated daily):

  • 1-Year: -0.21
  • 5-Year: 0.54
  • 10-Year: 0.19
  • All Time: 0.14

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Ally Financial Inc. compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


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Dividends

Dividend History

Ally Financial Inc. provided a 3.33% dividend yield over the last twelve months, with an annual payout of $1.20 per share. The company has been increasing its dividends for 8 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.20201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM202420232022202120202019201820172016
Dividend$1.20$1.20$1.20$1.20$0.88$0.76$0.68$0.56$0.40$0.16

Dividend yield

3.33%3.33%3.44%4.91%1.85%2.13%2.23%2.47%1.37%0.84%

Monthly Dividends

The table displays the monthly dividend distributions for Ally Financial Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.30$0.00$0.00$0.00$0.30$0.60
2024$0.30$0.00$0.00$0.30$0.00$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2023$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2022$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2021$0.19$0.00$0.00$0.19$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.88
2020$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.19$0.00$0.00$0.76
2019$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.17$0.00$0.00$0.68
2018$0.13$0.00$0.00$0.13$0.00$0.00$0.15$0.00$0.00$0.15$0.00$0.00$0.56
2017$0.08$0.00$0.00$0.08$0.00$0.00$0.12$0.00$0.00$0.12$0.00$0.00$0.40
2016$0.08$0.00$0.00$0.08$0.00$0.00$0.16

Dividend Yield & Payout


Dividend Yield

Ally Financial Inc. has a dividend yield of 3.33%, which is quite average when compared to the overall market.

Payout Ratio

Ally Financial Inc. has a payout ratio of 36.59%, which is quite average when compared to the overall market. This suggests that Ally Financial Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Ally Financial Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ally Financial Inc. was 66.24%, occurring on Mar 20, 2020. Recovery took 184 trading sessions.

The current Ally Financial Inc. drawdown is 26.54%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-66.24%Sep 13, 2019131Mar 20, 2020184Dec 10, 2020315
-58.14%Jun 2, 2021452Mar 17, 2023
-46.6%Apr 10, 2014558Jun 27, 2016362Dec 1, 2017920
-31.33%Jan 31, 2018227Dec 24, 201884Apr 26, 2019311
-11.85%Jan 21, 20215Jan 27, 20216Feb 4, 202111

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ally Financial Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Earnings Per Share

The chart presents the Earnings Per Share (EPS) performance of Ally Financial Inc., comparing actual results with analytics estimates. The company has exceeded analyst expectations for EPS in the past quarter, achieving a 38.1% positive surprise.


-0.500.000.501.001.502.0020212022202320242025
0.58
0.42
Actual
Estimate

Valuation

The Valuation section provides an overview of how Ally Financial Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ALLY, comparing it with other companies in the Credit Services industry. Currently, ALLY has a P/E ratio of 59.6. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PEG Ratio

The chart shows the Price/Earnings to Growth (PEG) ratio for ALLY compared to other companies in the Credit Services industry. ALLY currently has a PEG ratio of 0.4. This PEG ratio is low compared to industry peers, which could indicate the stock is undervalued relative to its expected growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ALLY relative to other companies in the Credit Services industry. Currently, ALLY has a P/S ratio of 1.6. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ALLY in comparison with other companies in the Credit Services industry. Currently, ALLY has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items