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Ally Financial Inc. (ALLY)
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Financials

Company Info

ISIN
US02005N1000
CUSIP
02005N100
IPO Date
Jan 28, 2014

Highlights

Market Cap
$12.33B
Enterprise Value
$28.76B
EPS (TTM)
$2.72
PE Ratio
14.44
Total Revenue (TTM)
$13.15B
Gross Profit (TTM)
$7.31B
EBITDA (TTM)
$1.97B
Year Range
$29.52 - $47.27
Target Price
$51.70
ROA (TTM)
0.43%
ROE (TTM)
5.50%

Share Price Chart


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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in Ally Financial Inc., comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.


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S&P 500 Index

Returns By Period

Ally Financial Inc. (ALLY) has returned -12.76% so far this year and 11.06% over the past 12 months. Over the last ten years, ALLY has returned 10.65% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.


Ally Financial Inc.

1D
3.48%
1M
-0.53%
YTD
-12.76%
6M
1.57%
1Y
11.06%
3Y*
19.56%
5Y*
-0.26%
10Y*
10.65%

Benchmark (S&P 500 Index)

1D
2.91%
1M
-5.09%
YTD
-4.63%
6M
-2.39%
1Y
16.33%
3Y*
16.69%
5Y*
10.18%
10Y*
12.16%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Apr 10, 2014, ALLY's average daily return is +0.05%, while the average monthly return is +1.01%. At this rate, your investment would double in approximately 5.7 years.

Historically, 56% of months were positive and 44% were negative. The best month was Jan 2023 with a return of +34.2%, while the worst month was Mar 2020 at -42.4%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.

On a daily basis, ALLY closed higher 52% of trading days. The best single day was Jan 20, 2023 with a return of +20.0%, while the worst single day was Mar 18, 2020 at -23.2%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026-6.65%-6.05%-0.53%-12.76%
20259.04%-4.80%-1.70%-10.45%8.16%11.29%-2.82%9.32%-4.51%0.18%5.98%9.66%29.92%
20245.89%0.85%9.73%-4.79%1.62%1.80%13.46%-3.40%-17.60%-1.52%15.05%-9.93%6.37%
202334.16%-7.51%-15.17%4.70%1.10%1.27%14.21%-9.33%-3.65%-8.18%20.79%19.51%49.22%
20220.88%4.57%-12.87%-7.43%10.21%-23.91%-0.40%0.39%-16.17%0.09%-2.00%-9.48%-46.89%
20216.64%9.67%8.94%14.23%6.34%-8.90%3.55%3.00%-3.50%-5.99%-4.00%3.88%36.04%

Benchmark Metrics

Ally Financial Inc. has an annualized alpha of -2.84%, beta of 1.34, and R² of 0.39 versus S&P 500 Index. Calculated based on daily prices since April 11, 2014.

  • This stock participated in 141.45% of S&P 500 Index downside but only 122.04% of its upside — more exposed to losses than it benefited from rallies.
  • R² of 0.39 means the benchmark explains less than half of this stock's behavior — treat beta with caution or consider switching to a more representative benchmark.

Alpha
-2.84%
Beta
1.34
0.39
Upside Capture
122.04%
Downside Capture
141.45%

Return for Risk

Risk / Return Rank

ALLY ranks 49 for risk / return — on par with similar stocks. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.


ALLY Risk / Return Rank: 4949
Overall Rank
ALLY Sharpe Ratio Rank: 5353
Sharpe Ratio Rank
ALLY Sortino Ratio Rank: 4646
Sortino Ratio Rank
ALLY Omega Ratio Rank: 4646
Omega Ratio Rank
ALLY Calmar Ratio Rank: 4949
Calmar Ratio Rank
ALLY Martin Ratio Rank: 5050
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below present risk-adjusted performance metrics for Ally Financial Inc. (ALLY) and compare them to a chosen benchmark (S&P 500 Index).


ALLYBenchmarkDifference

Sharpe ratio

Return per unit of total volatility

0.33

0.90

-0.57

Sortino ratio

Return per unit of downside risk

0.68

1.39

-0.71

Omega ratio

Gain probability vs. loss probability

1.09

1.21

-0.12

Calmar ratio

Return relative to maximum drawdown

0.35

1.40

-1.05

Martin ratio

Return relative to average drawdown

0.86

6.61

-5.75

Explore ALLY risk-adjusted metrics in detail

Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.

Dividends

Dividend History

Ally Financial Inc. provided a 3.06% dividend yield over the last twelve months, with an annual payout of $1.20 per share. The company has been increasing its dividends for 9 consecutive years.


1.00%2.00%3.00%4.00%5.00%$0.00$0.20$0.40$0.60$0.80$1.00$1.202016201720182019202020212022202320242025
Dividends
Dividend Yield
PeriodTTM2025202420232022202120202019201820172016
Dividend$1.20$1.20$1.20$1.20$1.20$0.88$0.76$0.68$0.56$0.40$0.16

Dividend yield

3.06%2.65%3.33%3.44%4.91%1.85%2.13%2.23%2.47%1.37%0.84%

Monthly Dividends

The table displays the monthly dividend distributions for Ally Financial Inc.. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2026$0.00$0.30$0.00$0.30
2025$0.30$0.00$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.30$0.00$0.00$1.20
2024$0.30$0.00$0.00$0.30$0.00$0.00$0.00$0.30$0.00$0.00$0.30$0.00$1.20
2023$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2022$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$0.30$0.00$0.00$1.20
2021$0.19$0.00$0.00$0.19$0.00$0.00$0.25$0.00$0.00$0.25$0.00$0.00$0.88

Dividend Yield & Payout


Dividend Yield

Ally Financial Inc. has a dividend yield of 3.06%, which is quite average when compared to the overall market.

Payout Ratio

Ally Financial Inc. has a payout ratio of 43.19%, which is quite average when compared to the overall market. This suggests that Ally Financial Inc. strikes a balance between reinvesting profits for growth and paying dividends to shareholders.

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the Ally Financial Inc.. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Ally Financial Inc. was 66.24%, occurring on Mar 20, 2020. Recovery took 184 trading sessions.

The current Ally Financial Inc. drawdown is 18.17%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-66.24%Sep 13, 2019131Mar 20, 2020184Dec 10, 2020315
-58.14%Jun 2, 2021452Mar 17, 2023
-40.9%May 9, 2014538Jun 27, 2016333Oct 20, 2017871
-31.33%Jan 31, 2018227Dec 24, 201884Apr 26, 2019311
-11.85%Jan 21, 20215Jan 27, 20216Feb 4, 202111

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Financials

Financial Performance

The chart below illustrates the trends in the financial health of Ally Financial Inc. over time, highlighting three key metrics: Total Revenue, Earnings Before Interest and Taxes (EBIT), and Net Income.


Annual
Quarterly

0.0

Valuation

The Valuation section provides an overview of how Ally Financial Inc. is priced in the market compared to other companies in the Credit Services industry. It includes key financial ratios that help investors assess whether the stock is undervalued or overvalued.


PE Ratio

The chart displays the Price-to-Earnings (P/E) ratio for ALLY, comparing it with other companies in the Credit Services industry. Currently, ALLY has a P/E ratio of 14.4. This P/E ratio is significantly higher than those of industry peers. This could indicate that the stock is overvalued or that investors expect strong future growth.

PS Ratio

This chart shows the Price-to-Sales (P/S) ratio for ALLY relative to other companies in the Credit Services industry. Currently, ALLY has a P/S ratio of 0.9. This P/S ratio falls within the average range for the industry, suggesting the stock is fairly valued based on its revenue.

PB Ratio

The chart illustrates the Price-to-Book (P/B) ratio for ALLY in comparison with other companies in the Credit Services industry. Currently, ALLY has a P/B value of 0.9. This P/B ratio is in line with the industry average, suggesting the stock is valued fairly in relation to its book value.

Income Statement



TTM
Revenue

Total Revenue

Cost Of Revenue

Gross Profit

Operating Expenses

Selling, General & Admin Expenses

R&D Expenses

Depreciation And Amortization

Total Operating Expenses

Income

Income Before Tax

Operating Income

EBITDA

EBIT

Earnings From Continuing Operations

Net Income

Income Tax Expense

Other Non-Operating Income (Expenses)

Extraordinary Items

Discontinued Operations

Effect Of Accounting Charges

Non Recurring

Minority Interest

Other Items

Interest Income

Interest Expense

Net Interest Income

Values in undefined except per share items