USAA Target Retirement 2050 Fund (URFFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with URFFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to URFFX
URFFX charges 0.58% annually. There are 470 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | URFFX vs PPLIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | URFFX vs LTRIX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | URFFX vs JRLVX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | URFFX vs LTFIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | URFFX vs JIEHX |
Best Risk-Adjusted Alternatives to URFFX
URFFX has a PortfoliosLab risk / return rank of 82. There are 6 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | URFFX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | URFFX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | URFFX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 83 | — | Sep 2014 | URFFX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 83 | — | Jul 2008 | URFFX vs URTRX |
Top Performing URFFX Alternatives (YTD)
URFFX is at 13.05% YTD. There is 1 mutual fund in the Target Retirement Date category with a higher YTD return, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | URFFX vs URSIX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.89% | — | Jun 2017 | URFFX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.86% | — | Jun 2019 | URFFX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.80% | — | Jun 2017 | URFFX vs FQLSX | |
| Fidelity Freedom 2060 Fund Class K6 | 12.78% | — | Aug 2014 | URFFX vs FVTKX |
Lowest Volatility Alternatives to URFFX
URFFX has 11.85% 1-year volatility. There are 375 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | URFFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.43% | — | Oct 2009 | URFFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.46% | — | Oct 2009 | URFFX vs FFGZX | |
| MFS Lifetime Income Fund | 4.50% | — | Sep 2005 | URFFX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | URFFX vs DRIQX |
Lowest Drawdown Alternatives to URFFX
URFFX has a 1-year max drawdown of -7.89%. There are 333 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | URFFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | URFFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | URFFX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | URFFX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | URFFX vs PRMYX |
Other Mutual Funds from Victory
The 10 most viewed Victory mutual funds shown here include USNQX, USSPX, CBYYX and span 8 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| USAA Nasdaq 100 Index Fund | Nasdaq-100, Large Cap Growth Equities | 35 | 12.08% | — | Oct 2000 | URFFX vs USNQX | |
| Victory 500 Index Fund Member Shares | Large Cap Blend Equities | 55 | 10.08% | — | May 1996 | URFFX vs USSPX | |
| Victory Pioneer Cat Bond Fund Class Y | Nontraditional Bonds | 100 | 4.28% | — | Jan 2023 | URFFX vs CBYYX | |
| USAA Aggressive Growth Fund | Large Cap Growth Equities | 9 | 2.72% | — | Oct 1981 | URFFX vs USAUX | |
| Victory Global Energy Transition Fund | Energy Equities | 96 | 28.25% | — | Nov 1995 | URFFX vs RSNRX | |
| USAA Precious Metals and Minerals Fund | Precious Metals | 25 | -13.41% | — | Aug 1984 | URFFX vs USAGX | |
| USAA Growth and Tax Strategy Fund | Diversified Portfolio | 76 | 5.55% | — | Jan 1989 | URFFX vs USBLX | |
| USAA Growth Fund | Large Cap Growth Equities | 8 | -1.01% | — | Apr 1971 | URFFX vs USAAX | |
| USAA Cornerstone Moderately Aggressive Fund | Diversified Portfolio | 77 | 8.62% | — | Aug 1984 | URFFX vs USCRX | |
| USAA High Income Fund | High Yield Bonds | 72 | 1.51% | — | Aug 1999 | URFFX vs USHYX |
Often Compared With URFFX
Investors most often compare URFFX with SWPPX, SCHB, SWTSX. These 20 comparison targets span 4 categories, based on PortfoliosLab usage data.
Compare URFFX with Any Fund or Stock
Compare URFFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair URFFX with funds that move differently
USAA Target Retirement 2050 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to URFFX.
Explore URFFX Diversifiers