URFFX vs. URSIX
URFFX (USAA Target Retirement 2050 Fund) and URSIX (USAA Target Retirement 2060 Fund) are both Target Retirement Date funds from Victory. Over the past 10 years, URFFX returned 10.19%/yr vs 10.31%/yr for URSIX. Their 1.00 correlation means they have historically moved very closely together. URFFX charges 0.58%/yr vs 0.10%/yr for URSIX.
Performance
URFFX vs. URSIX - Performance Comparison
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Returns By Period
The year-to-date returns for both investments are quite close, with URFFX having a 13.05% return and URSIX slightly higher at 13.54%. Both investments have delivered pretty close results over the past 10 years, with URFFX having a 10.19% annualized return and URSIX not far ahead at 10.31%.
URFFX
- 1D
- 0.00%
- 1M
- 0.64%
- 6M
- 9.07%
- YTD
- 13.05%
- 1Y
- 24.29%
- 3Y*
- 16.47%
- 5Y*
- 9.38%
- 10Y*
- 10.19%
- ALL TIME*
- 8.09%
URSIX
- 1D
- 0.00%
- 1M
- 0.56%
- 6M
- 9.37%
- YTD
- 13.54%
- 1Y
- 25.18%
- 3Y*
- 17.10%
- 5Y*
- 9.74%
- 10Y*
- 10.31%
- ALL TIME*
- 8.97%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
| $0.00 | $0.00 | $0.00 | |
| $0.00 | $0.00 | $0.00 |
URFFX vs. URSIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URFFX USAA Target Retirement 2050 Fund | 13.05% | 19.35% | 11.86% | 18.12% | -15.66% | 17.70% | 10.52% | 20.16% | -9.01% | 19.40% |
URSIX USAA Target Retirement 2060 Fund | 13.54% | 19.62% | 13.05% | 18.22% | -15.78% | 17.70% | 10.17% | 20.09% | -9.17% | 19.52% |
Correlation
The correlation between URFFX and URSIX is 1.00 - they have historically moved very closely together. At this level, their price movements offset little of one another.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 1.00 |
Correlation (3Y) Balances recent behavior with more history. | 1.00 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 1.00 |
Correlation (10Y) Provides a long-term view across more market conditions. | 1.00 |
Correlation (All Time) Calculated using the full available price history since Jul 22, 2013 | 1.00 |
The correlation between URFFX and URSIX has been stable across timeframes, ranging from 1.00 to 1.00 - a consistent structural relationship.
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Return for Risk
URFFX vs. URSIX — Risk / Return Rank
URFFX
URSIX
URFFX vs. URSIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2050 Fund (URFFX) and USAA Target Retirement 2060 Fund (URSIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| URFFX | URSIX | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.04 | ||
| Sortino ratioReturn per unit of downside risk | +0.05 | ||
| Omega ratioGain probability vs. loss probability | 1.36 | 1.35 | +0.01 |
| Calmar ratioReturn relative to maximum drawdown | 2.98 | 2.91 | +0.07 |
| Martin ratioReturn relative to average drawdown | 12.76 | 12.52 | +0.24 |
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Drawdowns
URFFX vs. URSIX - Drawdown Comparison
The maximum URFFX drawdown since its inception was -44.25%, which is greater than URSIX's maximum drawdown of -30.33%. Use the drawdown chart below to compare losses from any high point for URFFX and URSIX.
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Drawdown Indicators
| URFFX | URSIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -44.25% | -30.33% | -13.92% |
Max Drawdown (1Y)Largest decline over 1 year | -7.89% | -8.32% | +0.43% |
Max Drawdown (3Y)Largest decline over 3 years | -14.14% | -14.35% | +0.21% |
Max Drawdown (5Y)Largest decline over 5 years | -23.76% | -23.85% | +0.09% |
Max Drawdown (10Y)Largest decline over 10 years | -29.97% | -30.33% | +0.36% |
Current DrawdownCurrent decline from peak | -0.17% | -0.28% | +0.11% |
Average DrawdownAverage peak-to-trough decline | -5.88% | -4.40% | -1.48% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.84% | 1.93% | -0.09% |
Volatility
URFFX vs. URSIX - Volatility Comparison
USAA Target Retirement 2050 Fund (URFFX) and USAA Target Retirement 2060 Fund (URSIX) have volatilities of 2.87% and 2.98%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URFFX | URSIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.87% | 2.98% | -0.11% |
Volatility (6M)Calculated over the trailing 6-month period | 9.82% | 10.34% | -0.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.85% | 12.44% | -0.59% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 13.97% | 14.21% | -0.24% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 14.33% | 14.52% | -0.19% |
URFFX vs. URSIX - Expense Ratio Comparison
URFFX has a 0.58% expense ratio, which is higher than URSIX's 0.10% expense ratio.
Dividends
URFFX vs. URSIX - Dividend Comparison
URFFX's dividend yield for the trailing twelve months is around 5.72%, more than URSIX's 4.93% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URFFX USAA Target Retirement 2050 Fund | 5.72% | 6.46% | 2.61% | 3.39% | 11.40% | 8.13% | 6.25% | 11.76% | 10.21% | 5.55% | 3.91% | 2.57% |
URSIX USAA Target Retirement 2060 Fund | 4.93% | 5.60% | 2.55% | 2.89% | 10.97% | 7.07% | 4.79% | 5.88% | 4.77% | 3.82% | 3.01% | 1.73% |
Frequently Asked Questions
With a correlation of 1.00, URFFX and URSIX move almost identically. Holding both adds very little diversification - you're essentially doubling your position in the same market segment. Choosing one is usually more capital-efficient.
URSIX has higher volatility (2.98%) compared to URFFX (2.87%). In terms of maximum drawdown, URFFX dropped -44.25% vs URSIX's -30.33%.
URFFX currently has the higher Sharpe Ratio (1.99 vs 1.95), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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