URFFX vs. SWPPX
Compare and contrast key facts about USAA Target Retirement 2050 Fund (URFFX) and Schwab S&P 500 Index Fund (SWPPX).
URFFX is managed by Victory Capital. It was launched on Jul 31, 2008. SWPPX is managed by Charles Schwab.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: URFFX or SWPPX.
Key characteristics
| URFFX | SWPPX | |
|---|---|---|
| YTD Return | 16.59% | 27.25% |
| 1Y Return | 25.20% | 37.82% |
| 3Y Return (Ann) | 0.65% | 10.34% |
| 5Y Return (Ann) | 3.72% | 16.03% |
| 10Y Return (Ann) | 3.25% | 13.43% |
| Sharpe Ratio | 2.51 | 3.22 |
| Sortino Ratio | 3.44 | 4.26 |
| Omega Ratio | 1.46 | 1.61 |
| Calmar Ratio | 1.43 | 4.73 |
| Martin Ratio | 16.26 | 21.35 |
| Ulcer Index | 1.63% | 1.87% |
| Daily Std Dev | 10.55% | 12.36% |
| Max Drawdown | -39.98% | -55.06% |
| Current Drawdown | 0.00% | 0.00% |
Correlation
The correlation between URFFX and SWPPX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
URFFX vs. SWPPX - Performance Comparison
In the year-to-date period, URFFX achieves a 16.59% return, which is significantly lower than SWPPX's 27.25% return. Over the past 10 years, URFFX has underperformed SWPPX with an annualized return of 3.25%, while SWPPX has yielded a comparatively higher 13.43% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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URFFX vs. SWPPX - Expense Ratio Comparison
URFFX has a 0.58% expense ratio, which is higher than SWPPX's 0.02% expense ratio.
Risk-Adjusted Performance
URFFX vs. SWPPX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2050 Fund (URFFX) and Schwab S&P 500 Index Fund (SWPPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
URFFX vs. SWPPX - Dividend Comparison
URFFX's dividend yield for the trailing twelve months is around 1.70%, more than SWPPX's 1.12% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URFFX USAA Target Retirement 2050 Fund | 1.70% | 1.99% | 2.57% | 4.77% | 1.78% | 2.21% | 2.19% | 1.94% | 3.26% | 0.00% | 2.05% | 1.63% |
SWPPX Schwab S&P 500 Index Fund | 1.12% | 1.43% | 1.67% | 1.17% | 1.81% | 1.77% | 2.20% | 1.75% | 1.99% | 2.15% | 1.80% | 1.67% |
Drawdowns
URFFX vs. SWPPX - Drawdown Comparison
The maximum URFFX drawdown since its inception was -39.98%, smaller than the maximum SWPPX drawdown of -55.06%. Use the drawdown chart below to compare losses from any high point for URFFX and SWPPX. For additional features, visit the drawdowns tool.
Volatility
URFFX vs. SWPPX - Volatility Comparison
The current volatility for USAA Target Retirement 2050 Fund (URFFX) is 2.89%, while Schwab S&P 500 Index Fund (SWPPX) has a volatility of 3.88%. This indicates that URFFX experiences smaller price fluctuations and is considered to be less risky than SWPPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.