PortfoliosLab logo
Schwab Target 2050 Index Fund (SWYMX)
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Fund Info

ISIN

US80850L7837

Inception Date

Aug 24, 2016

Min. Investment

$0

Asset Class

Multi-Asset

Asset Class Size

Large-Cap

Asset Class Style

Blend

Expense Ratio

SWYMX has an expense ratio of 0.04%, which is considered low.


Share Price Chart


Loading data...

Compare to other instruments

Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.


Performance

Performance Chart


Loading data...

Returns By Period

Schwab Target 2050 Index Fund (SWYMX) returned 1.24% year-to-date (YTD) and 9.33% over the past 12 months.


SWYMX

YTD

1.24%

1M

5.43%

6M

-1.49%

1Y

9.33%

5Y*

12.01%

10Y*

N/A

^GSPC (Benchmark)

YTD

-3.77%

1M

3.72%

6M

-5.60%

1Y

8.55%

5Y*

14.11%

10Y*

10.45%

*Annualized

Monthly Returns

The table below presents the monthly returns of SWYMX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20252.85%-0.05%-3.35%0.32%1.56%1.24%
2024-0.30%3.88%2.92%-3.85%4.24%1.64%2.61%2.33%2.07%-2.18%4.14%-3.34%14.58%
20237.49%-3.05%2.26%1.21%-1.13%5.42%3.24%-2.64%-4.30%-2.84%8.70%5.56%20.56%
2022-4.55%-2.60%1.92%-7.48%0.13%-7.55%7.03%-4.11%-9.27%5.80%7.64%-4.30%-17.65%
2021-0.20%2.41%2.68%4.00%1.34%1.33%0.89%2.06%-3.82%4.75%-2.24%3.58%17.75%
2020-1.05%-6.62%-13.44%9.69%4.46%2.79%4.55%5.04%-2.62%-1.94%11.20%4.33%14.62%
20197.68%2.58%1.26%3.06%-5.14%5.84%0.32%-1.51%1.94%2.30%2.25%2.80%25.34%
20184.35%-4.17%-0.84%0.34%1.09%-0.08%2.75%1.30%0.08%-6.87%1.80%-6.88%-7.58%
20172.19%2.63%0.95%1.22%1.58%0.82%2.08%0.27%1.95%1.82%2.05%1.26%20.48%
20160.30%0.50%-2.10%1.73%2.03%2.44%

Risk-Adjusted Performance

Risk-Adjusted Performance Rank

The current rank of SWYMX is 69, indicating average performance compared to other mutual funds on our website. Here’s a breakdown of how it compares using common performance measures.


The Risk-Adjusted Performance Rank of SWYMX is 6969
Overall Rank
The Sharpe Ratio Rank of SWYMX is 6363
Sharpe Ratio Rank
The Sortino Ratio Rank of SWYMX is 6666
Sortino Ratio Rank
The Omega Ratio Rank of SWYMX is 6868
Omega Ratio Rank
The Calmar Ratio Rank of SWYMX is 7575
Calmar Ratio Rank
The Martin Ratio Rank of SWYMX is 7474
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

Risk-Adjusted Performance Indicators

The charts below present risk-adjusted performance metrics for Schwab Target 2050 Index Fund (SWYMX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.


The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

Schwab Target 2050 Index Fund Sharpe ratios as of May 10, 2025 (values are recalculated daily):

  • 1-Year: 0.60
  • 5-Year: 0.78
  • All Time: 0.59

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

The chart below shows the rolling Sharpe ratio of Schwab Target 2050 Index Fund compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time. For deeper analysis or to customize the calculation, use the Sharpe ratio tool.


Loading data...

Dividends

Dividend History

Schwab Target 2050 Index Fund provided a 2.01% dividend yield over the last twelve months, with an annual payout of $0.38 per share. The fund has been increasing its distributions for 2 consecutive years.


1.20%1.40%1.60%1.80%2.00%2.20%$0.00$0.10$0.20$0.30$0.40201620172018201920202021202220232024
Dividends
Dividend Yield
PeriodTTM202420232022202120202019201820172016
Dividend$0.38$0.38$0.33$0.28$0.30$0.24$0.26$0.23$0.17$0.12

Dividend yield

2.01%2.03%2.00%1.96%1.74%1.61%1.96%2.15%1.43%1.22%

Monthly Dividends

The table displays the monthly dividend distributions for Schwab Target 2050 Index Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
2025$0.00$0.00$0.00$0.00$0.00$0.00
2024$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.38$0.38
2023$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.33$0.33
2022$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.28$0.28
2021$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.30$0.30
2020$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.24$0.24
2019$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.26$0.26
2018$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.23$0.23
2017$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.00$0.17$0.17
2016$0.12$0.12

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


Loading data...

Worst Drawdowns

The table below displays the maximum drawdowns of the Schwab Target 2050 Index Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the Schwab Target 2050 Index Fund was 31.80%, occurring on Mar 23, 2020. Recovery took 109 trading sessions.

The current Schwab Target 2050 Index Fund drawdown is 3.58%.


Depth

Start

To Bottom

Bottom

To Recover

End

Total

-31.8%Feb 13, 202027Mar 23, 2020109Aug 26, 2020136
-25.4%Nov 9, 2021235Oct 14, 2022329Feb 7, 2024564
-16.75%Jan 29, 2018229Dec 24, 201881Apr 23, 2019310
-14.95%Feb 19, 202535Apr 8, 2025
-6.86%Sep 3, 202014Sep 23, 202013Oct 12, 202027

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


Loading data...