Principal LifeTime 2045 Fund (LTRIX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with LTRIX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to LTRIX
LTRIX charges 0.01% annually. No mutual funds in the Target Retirement Date category have lower expense ratios; the lowest-cost alternatives shown here go as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | LTRIX vs PPLIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | LTRIX vs FCQTX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | LTRIX vs JRLVX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | LTRIX vs LTFIX | |
| John Hancock Funds Multi-Index 2055 Lifetime Portf... | 0.01% | — | Mar 2014 | LTRIX vs JLKYX |
Best Risk-Adjusted Alternatives to LTRIX
LTRIX has a PortfoliosLab risk / return rank of 47. There are 600 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | LTRIX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | LTRIX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | LTRIX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 83 | — | Sep 2014 | LTRIX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 83 | — | Jul 2008 | LTRIX vs URTRX |
Top Performing LTRIX Alternatives (YTD)
LTRIX is at 8.14% YTD. There are 343 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | LTRIX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | LTRIX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.89% | — | Jun 2017 | LTRIX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.86% | — | Jun 2019 | LTRIX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.80% | — | Jun 2017 | LTRIX vs FQLSX |
Lowest Volatility Alternatives to LTRIX
LTRIX has 11.66% 1-year volatility. There are 369 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | LTRIX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.43% | — | Oct 2009 | LTRIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.46% | — | Oct 2009 | LTRIX vs FFGZX | |
| MFS Lifetime Income Fund | 4.50% | — | Sep 2005 | LTRIX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | LTRIX vs DRIQX |
Lowest Drawdown Alternatives to LTRIX
LTRIX has a 1-year max drawdown of -8.04%. There are 344 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | LTRIX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | LTRIX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | LTRIX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | LTRIX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | LTRIX vs PRMYX |
Other Mutual Funds from Principal
The 10 most viewed Principal mutual funds shown here include PCBIX, PLSAX, PLGIX and span 7 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| Principal MidCap Fund Institutional Class | Mid Cap Growth Equities | 1 | -4.46% | — | Dec 2000 | LTRIX vs PCBIX | |
| Principal LargeCap S&P 500 Index Fund Class A | S&P 500 | 56 | 9.95% | — | Feb 2001 | LTRIX vs PLSAX | |
| Principal LargeCap Growth Fund I | Large Cap Growth Equities | 5 | -0.62% | — | Dec 2000 | LTRIX vs PLGIX | |
| Principal MidCap R6 | Mid Cap Growth Equities | 1 | -4.40% | — | Nov 2016 | LTRIX vs PMAQX | |
| Principal Capital Appreciation Fund | Large Cap Blend Equities | 39 | 8.52% | — | Nov 1986 | LTRIX vs CMNWX | |
| Principal Blue Chip Fund | Large Cap Growth Equities | 3 | 0.00% | — | Jun 2012 | LTRIX vs PBCKX | |
| Principal Global Multi-Strategy Fund | Multistrategy | 97 | 5.92% | — | Oct 2011 | LTRIX vs PSMIX | |
| Principal LifeTime 2040 Fund | Target Retirement Date | 46 | 7.20% | — | Feb 2001 | LTRIX vs PTDIX | |
| Principal LifeTime 2030 Fund | Target Retirement Date | 47 | 5.32% | — | Feb 2001 | LTRIX vs PMTIX | |
| Principal SAM Strategic Growth Portfolio | Diversified Portfolio | 61 | 11.23% | — | Jul 1996 | LTRIX vs SACAX |
Often Compared With LTRIX
Investors most often compare LTRIX with LTIUX, VTIVX, FHNDX. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare LTRIX with Any Fund or Stock
Compare LTRIX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair LTRIX with funds that move differently
Principal LifeTime 2045 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to LTRIX.
Explore LTRIX Diversifiers