- ISIN
- US87244W4583
- Issuer
- TIAA Investments
- Inception Date
- Oct 14, 2004
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TCLEX Performance Chart
TIAA-CREF Lifecycle 2010 Fund (TCLEX) is up 4.3% since the beginning of the year. TCLEX is currently trading at $14 per share. Investors who bought $1,000 worth of TCLEX shares 5 years ago would now be looking at an investment worth $1,237.
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Returns By Period
TIAA-CREF Lifecycle 2010 Fund (TCLEX) has returned 4.31% so far this year and 11.97% over the past 12 months. Over the last ten years, TCLEX has returned 5.93% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
TIAA-CREF Lifecycle 2010 Fund
- 1D
- 0.50%
- 1M
- 1.15%
- YTD
- 4.31%
- 6M
- 4.39%
- 1Y
- 11.97%
- 3Y*
- 9.19%
- 5Y*
- 4.34%
- 10Y*
- 5.93%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TCLEX Monthly Returns History
Based on dividend-adjusted daily data since Oct 6, 2004, TCLEX's average daily return is +0.02%, while the average monthly return is +0.46%. At this rate, an investment would double in approximately 12.6 years.
Historically, 66% of months were positive and 34% were negative. The best month was Apr 2009 with a return of +6.2%, while the worst month was Oct 2008 at -11.3%. The longest winning streak lasted 12 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TCLEX closed higher 51% of trading days. The best single day was Oct 13, 2008 with a return of +6.1%, while the worst single day was Oct 15, 2008 at -5.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.19% | 1.03% | -3.13% | 3.60% | 1.38% | 0.29% | 4.31% | ||||||
| 2025 | 1.57% | 0.77% | -1.38% | 0.23% | 1.78% | 2.44% | 0.30% | 1.70% | 1.53% | 1.08% | 0.43% | 0.29% | 11.22% |
| 2024 | 0.32% | 1.21% | 1.67% | -2.34% | 2.32% | 1.25% | 1.62% | 1.44% | 1.27% | -1.63% | 1.80% | -1.72% | 7.31% |
| 2023 | 3.90% | -2.00% | 1.96% | 0.75% | -0.91% | 2.09% | 1.47% | -1.29% | -2.45% | -1.59% | 5.03% | 3.55% | 10.64% |
| 2022 | -2.93% | -1.62% | -0.52% | -4.37% | 0.24% | -4.40% | 4.03% | -2.29% | -5.50% | 2.05% | 4.19% | -1.75% | -12.64% |
| 2021 | -0.35% | 0.78% | 0.49% | 2.23% | 0.75% | 0.81% | 0.80% | 0.86% | -1.91% | 1.81% | -1.25% | 1.49% | 6.62% |
Benchmark Metrics
TIAA-CREF Lifecycle 2010 Fund has an annualized alpha of 1.08%, beta of 0.43, and R2 of 0.85 versus S&P 500 Index. Calculated based on daily prices since October 06, 2004.
- This fund participated in 52.31% of S&P 500 Index downside but only 46.65% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.43 indicates this fund moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.08%
- Beta
- 0.43
- R²
- 0.85
- Upside Capture
- 46.65%
- Downside Capture
- 52.31%
Expense Ratio
TCLEX has an expense ratio of 0.51%, placing it in the medium range.
Return for Risk
Risk / Return Rank
TCLEX ranks 68 for risk / return — better than 68% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for TIAA-CREF Lifecycle 2010 Fund (TCLEX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TCLEX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.20 | ||
| Sortino ratioReturn per unit of downside risk | +0.52 | ||
| Omega ratioGain probability vs. loss probability | 1.43 | 1.37 | +0.07 |
| Calmar ratioReturn relative to maximum drawdown | 2.80 | 2.78 | +0.01 |
| Martin ratioReturn relative to average drawdown | 12.22 | 12.44 | -0.22 |
Dividends
Dividend History
TIAA-CREF Lifecycle 2010 Fund provided a 5.11% dividend yield over the last twelve months, with an annual payout of $0.72 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.72 | $0.72 | $0.57 | $0.37 | $0.68 | $1.19 | $0.99 | $0.54 | $0.69 | $0.23 | $0.44 | $0.30 |
Dividend yield | 5.11% | 5.33% | 4.44% | 2.95% | 5.91% | 8.53% | 6.93% | 3.95% | 5.60% | 1.72% | 3.45% | 2.47% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle 2010 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.72 | $0.72 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.57 | $0.57 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.68 | $0.68 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.19 | $1.19 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle 2010 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle 2010 Fund was 35.33%, occurring on Mar 9, 2009. Recovery took 460 trading sessions.
The current TIAA-CREF Lifecycle 2010 Fund drawdown is 0.07%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Financial crisis2007–2009 | -35.33%Mar 2009 | 1y 4mo | 1y 10mo | 3y 2moNov 2007 - Jan 2011 |
Bear market2022 | -17.31%Oct 2022 | 11mo 9d | 1y 8mo | 2y 7moNov 2021 - Jun 2024 |
COVID crash2020 | -17.09%Mar 2020 | 1mo 2d | 3mo 29d | 5mo 1dFeb 2020 - Jul 2020 |
2016 correction2016 | -11.01%Feb 2016 | 9mo 20d | 6mo 28d | 1y 4moApr 2015 - Sep 2016 |
2011 correction2011 | -10.46%Oct 2011 | 5mo 4d | 4mo 1d | 9mo 5dMay 2011 - Feb 2012 |
Drawdown Indicators
| TCLEX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -35.33% | -56.78% | +21.45% |
Max Drawdown (1Y)Largest decline over 1 year | -4.28% | -9.10% | +4.82% |
Max Drawdown (3Y)Largest decline over 3 years | -8.25% | -18.90% | +10.65% |
Max Drawdown (5Y)Largest decline over 5 years | -17.31% | -25.43% | +8.12% |
Max Drawdown (10Y)Largest decline over 10 years | -17.31% | -33.92% | +16.61% |
Current DrawdownCurrent decline from peak | -0.07% | -1.80% | +1.73% |
Average DrawdownAverage peak-to-trough decline | -3.98% | -10.71% | +6.73% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.98% | 2.03% | -1.05% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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