The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
FILSX	Fidelity Flex Freedom Blend 2015 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.64%	—	4.67%	81
FIOFX	Fidelity Freedom Index 2045 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	-0.65%	10.78%	2.04%	69
FIPFX	Fidelity Freedom Index 2050 Fund Investor Class	Target Retirement Date	Oct 2, 2009	0.12%	-0.68%	10.78%	1.99%	69
FIRFX	Fidelity Advisor Managed Retirement 2025 Fund Clas...	Target Retirement Date	Dec 31, 2007	0.48%	0.32%	6.63%	2.67%	75
FIRMX	Fidelity Managed Retirement Income Fund	Target Retirement Date	Aug 30, 2007	0.45%	0.34%	4.01%	3.14%	80
FIRQX	Fidelity Managed Retirement 2010 Fund	Target Retirement Date	Aug 30, 2007	0.46%	0.35%	4.82%	3.13%	80
FIRSX	Fidelity Managed Retirement 2015 Fund	Target Retirement Date	Aug 30, 2007	0.46%	0.37%	5.49%	3.02%	79
FIRVX	Fidelity Managed Retirement 2020 Fund	Target Retirement Date	Dec 31, 2007	0.47%	0.34%	6.10%	2.82%	77
FISNX	Fidelity Flex Freedom Blend 2010 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.77%	—	3.65%	84
FITHX	Fidelity Advisor Freedom 2035 Fund Class I	Target Retirement Date	Nov 6, 2003	0.71%	0.24%	9.79%	7.26%	73
FITWX	Fidelity Advisor Freedom 2025 Fund Class I	Target Retirement Date	Nov 6, 2003	0.62%	0.22%	7.60%	7.65%	70
FIWFX	Fidelity Freedom Index 2015 Fund Institutional Pre...	Target Retirement Date	Oct 2, 2009	0.08%	0.00%	6.07%	5.46%	77
FIWTX	Fidelity Freedom Index 2020 Fund Institutional Pre...	Target Retirement Date	Oct 2, 2009	0.08%	-0.12%	6.81%	6.00%	74
FIXRX	Fidelity Managed Retirement 2025 Fund	Target Retirement Date	Dec 31, 2007	0.48%	0.32%	6.63%	2.68%	75
FJABX	Fidelity Advisor Freedom Blend 2025 Fund Class Z	Target Retirement Date	Aug 31, 2018	0.35%	0.40%	—	2.52%	73
FJADX	Fidelity Advisor Freedom Blend 2025 Fund Class I	Target Retirement Date	Aug 31, 2018	0.45%	0.32%	—	2.40%	71
FJAEX	Fidelity Advisor Freedom Blend 2025 Fund Class C	Target Retirement Date	Aug 31, 2018	1.45%	0.17%	—	1.58%	64
FJAGX	Fidelity Advisor Freedom Blend 2025 Fund Class M	Target Retirement Date	Aug 31, 2018	0.95%	0.32%	—	1.82%	68
FJAHX	Fidelity Advisor Freedom Blend 2025 Fund Class A	Target Retirement Date	Aug 31, 2018	0.70%	0.33%	—	2.19%	70
FJAIX	Fidelity Advisor Freedom Blend 2020 Fund Class Z	Target Retirement Date	Aug 31, 2018	0.34%	0.51%	—	2.66%	76

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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