Vanguard Target Retirement 2045 Fund (VTIVX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with VTIVX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to VTIVX
VTIVX charges 0.08% annually. There are 63 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | VTIVX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | VTIVX vs LTRIX | |
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | VTIVX vs LTSTX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | VTIVX vs PPLIX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | VTIVX vs PLWIX |
Best Risk-Adjusted Alternatives to VTIVX
VTIVX has a PortfoliosLab risk / return rank of 71. There are 102 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | VTIVX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | VTIVX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | VTIVX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | VTIVX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | VTIVX vs URTRX |
Top Performing VTIVX Alternatives (YTD)
VTIVX is at 9.10% YTD. There are 268 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | VTIVX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | VTIVX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | VTIVX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | VTIVX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | VTIVX vs FQLSX |
Lowest Volatility Alternatives to VTIVX
VTIVX has 11.59% 1-year volatility. There are 364 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | VTIVX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | VTIVX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | VTIVX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | VTIVX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | VTIVX vs DRIQX |
Lowest Drawdown Alternatives to VTIVX
VTIVX has a 1-year max drawdown of -8.30%. There are 358 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | VTIVX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | VTIVX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | VTIVX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | VTIVX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | VTIVX vs PRMYX |
Other Mutual Funds from Vanguard
The 10 most viewed Vanguard mutual funds shown here include VTSAX, VFIAX, VTIAX and span 8 categories. AUM among these funds goes as high as $2T.
Often Compared With VTIVX
Investors most often compare VTIVX with VOO, FIOFX, VTI. These 20 comparison targets span 8 categories, based on PortfoliosLab usage data.
Compare VTIVX with Any Fund or Stock
Compare VTIVX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair VTIVX with funds that move differently
Vanguard Target Retirement 2045 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to VTIVX.
Explore VTIVX Diversifiers