Vanguard Target Retirement 2045 Fund (VTIVX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with VTIVX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to VTIVX
VTIVX charges 0.08% annually. There are 70 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | VTIVX vs FCQTX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | VTIVX vs JRLVX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | VTIVX vs PLWIX | |
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | VTIVX vs LTSTX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | VTIVX vs LTFIX |
Best Risk-Adjusted Alternatives to VTIVX
VTIVX has a PortfoliosLab risk / return rank of 71. There are 206 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | VTIVX vs PADLX | |
| State Street Target Retirement Fund | 88 | — | Sep 2014 | VTIVX vs SSFNX | |
| Dimensional 2065 Target Date Retirement Income Fun... | 86 | — | Jan 2020 | VTIVX vs DTDRX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | VTIVX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 85 | — | Sep 2014 | VTIVX vs SSBRX |
Top Performing VTIVX Alternatives (YTD)
VTIVX is at 11.08% YTD. There are 225 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.17%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Flex Freedom Blend 2060 Fund | 14.17% | — | Jun 2017 | VTIVX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.11% | — | Jun 2019 | VTIVX vs FDFPX | |
| Fidelity Freedom Blend 2060 Fund Class K6 | 14.02% | — | Aug 2018 | VTIVX vs FHCDX | |
| Fidelity Freedom 2060 Fund Class K6 | 13.98% | — | Aug 2014 | VTIVX vs FVTKX | |
| Fidelity Freedom 2065 Fund Class K6 | 13.95% | — | Jun 2019 | VTIVX vs FFSZX |
Lowest Volatility Alternatives to VTIVX
VTIVX has 10.50% 1-year volatility. There are 380 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.33% | — | Nov 2015 | VTIVX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | 3.98% | — | Oct 2009 | VTIVX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.01% | — | Oct 2009 | VTIVX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | 4.14% | — | Aug 2019 | VTIVX vs FRQHX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.15% | — | Aug 2007 | VTIVX vs FRQIX |
Lowest Drawdown Alternatives to VTIVX
VTIVX has a 1-year max drawdown of -8.30%. There are 384 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | VTIVX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | VTIVX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | VTIVX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | VTIVX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | VTIVX vs FRKMX |
Other Mutual Funds from Vanguard
The 10 most viewed Vanguard mutual funds shown here include VTSAX, VFIAX, VTIAX and span 8 categories. AUM among these funds goes as high as $2T.
Often Compared With VTIVX
Investors most often compare VTIVX with VOO, FIOFX, VTTHX. These 20 comparison targets span 7 categories, based on PortfoliosLab usage data.
Compare VTIVX with Any Fund or Stock
Compare VTIVX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair VTIVX with funds that move differently
Vanguard Target Retirement 2045 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to VTIVX.
Explore VTIVX Diversifiers