- CUSIP
- 92202E664
- Issuer
- Vanguard
- Inception Date
- Jun 28, 2022
- Category
- Target Retirement Date
- Min. Investment
- $1,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Assets Under Management
- $4B
Share Price Chart
Loading charts...
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
Performance
VSVNX Performance Chart
Vanguard Target Retirement 2070 Fund (VSVNX) is up 11.6% since the beginning of the year. VSVNX is currently trading at $36 per share.
Loading charts...
Returns By Period
Vanguard Target Retirement 2070 Fund (VSVNX) has returned 11.57% so far this year and 27.63% over the past 12 months.
Vanguard Target Retirement 2070 Fund
- 1D
- 1.11%
- 1M
- 1.69%
- YTD
- 11.57%
- 6M
- 11.42%
- 1Y
- 27.63%
- 3Y*
- 18.39%
- 5Y*
- —
- 10Y*
- —
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
VSVNX Monthly Returns History
Based on dividend-adjusted daily data since Jul 5, 2022, VSVNX's average daily return is +0.07%, while the average monthly return is +1.41%. At this rate, an investment would double in approximately 4.1 years.
Historically, 69% of months were positive and 31% were negative. The best month was Apr 2026 with a return of +8.5%, while the worst month was Sep 2022 at -9.0%. The longest winning streak lasted 11 consecutive months, and the longest losing streak was 3 months.
On a daily basis, VSVNX closed higher 54% of trading days. The best single day was Apr 9, 2025 with a return of +7.0%, while the worst single day was Apr 4, 2025 at -5.1%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 3.02% | 1.83% | -6.05% | 8.51% | 4.20% | 0.11% | 11.57% | ||||||
| 2025 | 2.92% | -0.25% | -3.14% | 0.94% | 5.00% | 4.30% | 0.85% | 2.84% | 3.32% | 1.81% | 0.28% | 0.96% | 21.43% |
| 2024 | -0.25% | 3.93% | 2.93% | -3.40% | 4.09% | 1.45% | 2.21% | 2.20% | 2.19% | -2.28% | 3.56% | -2.71% | 14.38% |
| 2023 | 7.04% | -2.94% | 2.64% | 1.22% | -1.06% | 5.24% | 3.33% | -2.71% | -3.98% | -2.76% | 8.48% | 5.26% | 20.45% |
| 2022 | 3.12% | -0.78% | -8.96% | 5.51% | 7.89% | -4.07% | 1.72% |
Benchmark Metrics
Vanguard Target Retirement 2070 Fund has an annualized alpha of 3.46%, beta of 0.81, and R2 of 0.90 versus S&P 500 Index. Calculated based on daily prices since July 05, 2022.
- This fund participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (87.57%) than losses (78.71%) - typical of diversified or defensive assets.
- This fund generated an annualized alpha of 3.46% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
- Alpha
- 3.46%
- Beta
- 0.81
- R²
- 0.90
- Upside Capture
- 87.57%
- Downside Capture
- 78.71%
Expense Ratio
VSVNX has an expense ratio of 0.08%, which is considered low.
Return for Risk
Risk / Return Rank
VSVNX ranks 69 for risk / return — better than 69% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for Vanguard Target Retirement 2070 Fund (VSVNX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| VSVNX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.22 | ||
| Sortino ratioReturn per unit of downside risk | +0.33 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.37 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 3.05 | 2.78 | +0.26 |
| Martin ratioReturn relative to average drawdown | 13.22 | 12.44 | +0.78 |
Dividends
Dividend History
Vanguard Target Retirement 2070 Fund provided a 1.63% dividend yield over the last twelve months, with an annual payout of $0.58 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Dividend | $0.58 | $0.58 | $0.48 | $0.37 | $0.18 |
Dividend yield | 1.63% | 1.82% | 1.79% | 1.57% | 0.91% |
Monthly Dividends
The table displays the monthly dividend distributions for Vanguard Target Retirement 2070 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.58 | $0.58 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.48 | $0.48 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2022 | $0.18 | $0.18 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Loading charts...
Worst Drawdowns
The table below displays the maximum drawdowns of the Vanguard Target Retirement 2070 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Vanguard Target Retirement 2070 Fund was 15.39%, occurring on Oct 14, 2022. Recovery took 74 trading sessions.
The current Vanguard Target Retirement 2070 Fund drawdown is 0.53%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
Bear market2022 | -15.39%Oct 2022 | 1mo 28d | 3mo 20d | 5mo 18dAug 2022 - Feb 2023 |
2025 selloff2025 | -14.53%Apr 2025 | 1mo 18d | 1mo 8d | 2mo 26dFeb 2025 - May 2025 |
2023 correction2023 | -10.37%Oct 2023 | 2mo 27d | 1mo 17d | 4mo 14dAug 2023 - Dec 2023 |
2026 pullback2026 | -8.94%Mar 2026 | 1mo 2d | 17d | 1mo 19dFeb 2026 - Apr 2026 |
2024 pullback2024 | -7.08%Aug 2024 | 19d | 18d | 1mo 7dJul 2024 - Aug 2024 |
Drawdown Indicators
| VSVNX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -15.39% | -56.78% | +41.39% |
Max Drawdown (1Y)Largest decline over 1 year | -8.94% | -9.10% | +0.16% |
Max Drawdown (3Y)Largest decline over 3 years | -14.53% | -18.90% | +4.37% |
Max Drawdown (5Y)Largest decline over 5 years | — | -25.43% | — |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.92% | — |
Current DrawdownCurrent decline from peak | -0.53% | -1.80% | +1.27% |
Average DrawdownAverage peak-to-trough decline | -2.49% | -10.71% | +8.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.06% | 2.03% | +0.03% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
Loading charts...
Build a portfolio with VSVNX
Add Vanguard Target Retirement 2070 Fund to a portfolio and analyze allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
Open Portfolio Analyzer with VSVNX