VTIVX vs. VTTHX
Compare and contrast key facts about Vanguard Target Retirement 2045 Fund (VTIVX) and Vanguard Target Retirement 2035 Fund (VTTHX).
VTIVX is managed by Vanguard. It was launched on Oct 27, 2003. VTTHX is managed by Vanguard. It was launched on Oct 27, 2003.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: VTIVX or VTTHX.
Key characteristics
| VTIVX | VTTHX | |
|---|---|---|
| YTD Return | 15.38% | 12.73% |
| 1Y Return | 23.24% | 20.25% |
| 3Y Return (Ann) | 4.24% | 3.15% |
| 5Y Return (Ann) | 9.78% | 8.06% |
| 10Y Return (Ann) | 8.74% | 7.66% |
| Sharpe Ratio | 2.57 | 2.44 |
| Sortino Ratio | 3.59 | 3.51 |
| Omega Ratio | 1.48 | 1.47 |
| Calmar Ratio | 3.09 | 2.49 |
| Martin Ratio | 17.09 | 15.25 |
| Ulcer Index | 1.51% | 1.47% |
| Daily Std Dev | 10.08% | 9.21% |
| Max Drawdown | -51.69% | -51.76% |
| Current Drawdown | -1.09% | -0.99% |
Correlation
The correlation between VTIVX and VTTHX is 1.00, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Performance
VTIVX vs. VTTHX - Performance Comparison
In the year-to-date period, VTIVX achieves a 15.38% return, which is significantly higher than VTTHX's 12.73% return. Over the past 10 years, VTIVX has outperformed VTTHX with an annualized return of 8.74%, while VTTHX has yielded a comparatively lower 7.66% annualized return. The chart below displays the growth of a $10,000 investment in both assets, with all prices adjusted for splits and dividends.
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VTIVX vs. VTTHX - Expense Ratio Comparison
Both VTIVX and VTTHX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Risk-Adjusted Performance
VTIVX vs. VTTHX - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2045 Fund (VTIVX) and Vanguard Target Retirement 2035 Fund (VTTHX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
VTIVX vs. VTTHX - Dividend Comparison
VTIVX's dividend yield for the trailing twelve months is around 1.98%, less than VTTHX's 2.19% yield.
| TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTIVX Vanguard Target Retirement 2045 Fund | 1.98% | 2.28% | 2.13% | 2.22% | 1.60% | 2.23% | 2.39% | 1.90% | 1.99% | 2.17% | 2.05% | 1.88% |
VTTHX Vanguard Target Retirement 2035 Fund | 2.19% | 2.47% | 2.08% | 2.34% | 1.62% | 2.33% | 2.47% | 1.98% | 2.01% | 2.20% | 2.06% | 1.91% |
Drawdowns
VTIVX vs. VTTHX - Drawdown Comparison
The maximum VTIVX drawdown since its inception was -51.69%, roughly equal to the maximum VTTHX drawdown of -51.76%. Use the drawdown chart below to compare losses from any high point for VTIVX and VTTHX. For additional features, visit the drawdowns tool.
Volatility
VTIVX vs. VTTHX - Volatility Comparison
Vanguard Target Retirement 2045 Fund (VTIVX) has a higher volatility of 2.67% compared to Vanguard Target Retirement 2035 Fund (VTTHX) at 2.27%. This indicates that VTIVX's price experiences larger fluctuations and is considered to be riskier than VTTHX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.