Vanguard Target Retirement Income Fund (VTINX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with VTINX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to VTINX
VTINX charges 0.08% annually. There are 63 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | VTINX vs PLTZX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | VTINX vs PLWIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | VTINX vs LTIUX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | VTINX vs PMTIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | VTINX vs FCQTX |
Best Risk-Adjusted Alternatives to VTINX
VTINX has a PortfoliosLab risk / return rank of 68. There are 225 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | VTINX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | VTINX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | VTINX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | VTINX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | VTINX vs URTRX |
Top Performing VTINX Alternatives (YTD)
VTINX is at 3.59% YTD. There are 623 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | VTINX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | VTINX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | VTINX vs FWLSX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | VTINX vs FQLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | VTINX vs FDFPX |
Lowest Volatility Alternatives to VTINX
VTINX has 5.38% 1-year volatility. There are 37 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | VTINX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | VTINX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | VTINX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | VTINX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | VTINX vs DRIQX |
Lowest Drawdown Alternatives to VTINX
VTINX has a 1-year max drawdown of -4.14%. There are 53 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | VTINX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | VTINX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | VTINX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | VTINX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | VTINX vs PRMYX |
Other Mutual Funds from Vanguard
The 10 most viewed Vanguard mutual funds shown here include VTSAX, VFIAX, VTIAX and span 8 categories. AUM among these funds goes as high as $2T.
Often Compared With VTINX
Investors most often compare VTINX with VWINX, VSCGX, VTWNX. These 20 comparison targets span 7 categories, based on PortfoliosLab usage data.
Compare VTINX with Any Fund or Stock
Compare VTINX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair VTINX with funds that move differently
Vanguard Target Retirement Income Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to VTINX.
Explore VTINX Diversifiers