VTINX vs. VEGBX
Compare and contrast key facts about Vanguard Target Retirement Income Fund (VTINX) and Vanguard Emerging Markets Bond Fund Admiral Shares (VEGBX).
VTINX is managed by Vanguard. It was launched on Oct 27, 2003. VEGBX is managed by Vanguard. It was launched on Dec 6, 2017.
Performance
VTINX vs. VEGBX - Performance Comparison
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VTINX vs. VEGBX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTINX Vanguard Target Retirement Income Fund | -0.46% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 6.63% |
VEGBX Vanguard Emerging Markets Bond Fund Admiral Shares | -1.39% | 14.46% | 7.60% | 13.81% | -13.02% | -1.44% | 15.18% | 17.87% | -0.66% | 11.65% |
Returns By Period
In the year-to-date period, VTINX achieves a -0.46% return, which is significantly higher than VEGBX's -1.39% return.
VTINX
- 1D
- 0.96%
- 1M
- -2.70%
- YTD
- -0.46%
- 6M
- 0.80%
- 1Y
- 9.06%
- 3Y*
- 7.86%
- 5Y*
- 3.59%
- 10Y*
- 4.94%
VEGBX
- 1D
- 0.45%
- 1M
- -2.92%
- YTD
- -1.39%
- 6M
- 1.96%
- 1Y
- 9.61%
- 3Y*
- 10.46%
- 5Y*
- 4.25%
- 10Y*
- —
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VTINX vs. VEGBX - Expense Ratio Comparison
VTINX has a 0.08% expense ratio, which is lower than VEGBX's 0.40% expense ratio.
Return for Risk
VTINX vs. VEGBX — Risk / Return Rank
VTINX
VEGBX
VTINX vs. VEGBX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement Income Fund (VTINX) and Vanguard Emerging Markets Bond Fund Admiral Shares (VEGBX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTINX | VEGBX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.67 | 2.03 | -0.36 |
Sortino ratioReturn per unit of downside risk | 2.39 | 2.91 | -0.52 |
Omega ratioGain probability vs. loss probability | 1.34 | 1.42 | -0.08 |
Calmar ratioReturn relative to maximum drawdown | 2.29 | 2.40 | -0.11 |
Martin ratioReturn relative to average drawdown | 9.59 | 10.58 | -0.99 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTINX | VEGBX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.67 | 2.03 | -0.36 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.68 | -0.08 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.90 | 1.03 | -0.13 |
Correlation
The correlation between VTINX and VEGBX is 0.56, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
VTINX vs. VEGBX - Dividend Comparison
VTINX's dividend yield for the trailing twelve months is around 5.05%, less than VEGBX's 5.80% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTINX Vanguard Target Retirement Income Fund | 5.05% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
VEGBX Vanguard Emerging Markets Bond Fund Admiral Shares | 5.80% | 6.34% | 7.02% | 7.20% | 5.61% | 5.14% | 4.62% | 6.42% | 5.00% | 0.39% | 0.00% | 0.00% |
Drawdowns
VTINX vs. VEGBX - Drawdown Comparison
The maximum VTINX drawdown since its inception was -19.96%, smaller than the maximum VEGBX drawdown of -24.27%. Use the drawdown chart below to compare losses from any high point for VTINX and VEGBX.
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Drawdown Indicators
| VTINX | VEGBX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.96% | -24.27% | +4.31% |
Max Drawdown (1Y)Largest decline over 1 year | -4.14% | -4.13% | -0.01% |
Max Drawdown (5Y)Largest decline over 5 years | -17.02% | -24.27% | +7.25% |
Max Drawdown (10Y)Largest decline over 10 years | -17.02% | — | — |
Current DrawdownCurrent decline from peak | -3.04% | -3.35% | +0.31% |
Average DrawdownAverage peak-to-trough decline | -2.21% | -3.90% | +1.69% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.99% | 0.95% | +0.04% |
Volatility
VTINX vs. VEGBX - Volatility Comparison
Vanguard Target Retirement Income Fund (VTINX) has a higher volatility of 2.50% compared to Vanguard Emerging Markets Bond Fund Admiral Shares (VEGBX) at 2.10%. This indicates that VTINX's price experiences larger fluctuations and is considered to be riskier than VEGBX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTINX | VEGBX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.50% | 2.10% | +0.40% |
Volatility (6M)Calculated over the trailing 6-month period | 3.59% | 2.87% | +0.72% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.60% | 4.98% | +0.62% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.01% | 6.27% | -0.26% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.69% | 6.37% | -0.68% |