VTINX vs. FKIFX
Compare and contrast key facts about Vanguard Target Retirement Income Fund (VTINX) and Fidelity Freedom Index 2010 Fund Investor Class (FKIFX).
VTINX is managed by Vanguard. It was launched on Oct 27, 2003. FKIFX is managed by Fidelity. It was launched on Oct 2, 2009.
Performance
VTINX vs. FKIFX - Performance Comparison
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VTINX vs. FKIFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VTINX Vanguard Target Retirement Income Fund | -0.46% | 11.31% | 6.66% | 10.66% | -12.75% | 5.24% | 10.02% | 13.16% | -1.98% | 7.46% |
FKIFX Fidelity Freedom Index 2010 Fund Investor Class | -0.15% | 10.21% | 5.70% | 9.83% | -12.94% | 5.05% | 10.41% | 14.33% | -2.62% | 9.81% |
Returns By Period
In the year-to-date period, VTINX achieves a -0.46% return, which is significantly lower than FKIFX's -0.15% return. Both investments have delivered pretty close results over the past 10 years, with VTINX having a 4.94% annualized return and FKIFX not far ahead at 5.07%.
VTINX
- 1D
- 0.96%
- 1M
- -2.70%
- YTD
- -0.46%
- 6M
- 0.80%
- 1Y
- 9.06%
- 3Y*
- 7.86%
- 5Y*
- 3.59%
- 10Y*
- 4.94%
FKIFX
- 1D
- 0.82%
- 1M
- -2.24%
- YTD
- -0.15%
- 6M
- 1.01%
- 1Y
- 7.86%
- 3Y*
- 7.04%
- 5Y*
- 3.08%
- 10Y*
- 5.07%
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VTINX vs. FKIFX - Expense Ratio Comparison
VTINX has a 0.08% expense ratio, which is lower than FKIFX's 0.12% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VTINX vs. FKIFX — Risk / Return Rank
VTINX
FKIFX
VTINX vs. FKIFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement Income Fund (VTINX) and Fidelity Freedom Index 2010 Fund Investor Class (FKIFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VTINX | FKIFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.67 | 1.60 | +0.07 |
Sortino ratioReturn per unit of downside risk | 2.39 | 2.26 | +0.14 |
Omega ratioGain probability vs. loss probability | 1.34 | 1.32 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 2.29 | 2.25 | +0.04 |
Martin ratioReturn relative to average drawdown | 9.59 | 9.06 | +0.53 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VTINX | FKIFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.67 | 1.60 | +0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.51 | +0.09 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.87 | 0.83 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.90 | 0.81 | +0.08 |
Correlation
The correlation between VTINX and FKIFX is 0.94, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VTINX vs. FKIFX - Dividend Comparison
VTINX's dividend yield for the trailing twelve months is around 5.05%, more than FKIFX's 4.53% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VTINX Vanguard Target Retirement Income Fund | 5.05% | 5.02% | 5.89% | 4.01% | 3.08% | 8.63% | 3.42% | 2.62% | 4.19% | 1.56% | 2.27% | 3.53% |
FKIFX Fidelity Freedom Index 2010 Fund Investor Class | 4.53% | 4.53% | 4.99% | 3.28% | 3.71% | 3.61% | 2.56% | 16.42% | 4.74% | 1.84% | 1.84% | 1.78% |
Drawdowns
VTINX vs. FKIFX - Drawdown Comparison
The maximum VTINX drawdown since its inception was -19.96%, which is greater than FKIFX's maximum drawdown of -17.50%. Use the drawdown chart below to compare losses from any high point for VTINX and FKIFX.
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Drawdown Indicators
| VTINX | FKIFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -19.96% | -17.50% | -2.46% |
Max Drawdown (1Y)Largest decline over 1 year | -4.14% | -3.68% | -0.46% |
Max Drawdown (5Y)Largest decline over 5 years | -17.02% | -17.50% | +0.48% |
Max Drawdown (10Y)Largest decline over 10 years | -17.02% | -17.50% | +0.48% |
Current DrawdownCurrent decline from peak | -3.04% | -2.60% | -0.44% |
Average DrawdownAverage peak-to-trough decline | -2.21% | -2.48% | +0.27% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.99% | 0.91% | +0.08% |
Volatility
VTINX vs. FKIFX - Volatility Comparison
Vanguard Target Retirement Income Fund (VTINX) has a higher volatility of 2.50% compared to Fidelity Freedom Index 2010 Fund Investor Class (FKIFX) at 2.25%. This indicates that VTINX's price experiences larger fluctuations and is considered to be riskier than FKIFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VTINX | FKIFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.50% | 2.25% | +0.25% |
Volatility (6M)Calculated over the trailing 6-month period | 3.59% | 3.24% | +0.35% |
Volatility (1Y)Calculated over the trailing 1-year period | 5.60% | 5.09% | +0.51% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 6.01% | 6.10% | -0.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.69% | 6.12% | -0.43% |