Vanguard Target Retirement 2050 Fund (VFIFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with VFIFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to VFIFX
VFIFX charges 0.08% annually. There are 63 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | VFIFX vs LTSTX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | VFIFX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | VFIFX vs LTRIX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | VFIFX vs PTDIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | VFIFX vs PPLIX |
Best Risk-Adjusted Alternatives to VFIFX
VFIFX has a PortfoliosLab risk / return rank of 71. There are 93 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | VFIFX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | VFIFX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | VFIFX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | VFIFX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | VFIFX vs URTRX |
Top Performing VFIFX Alternatives (YTD)
VFIFX is at 9.92% YTD. There are 228 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | VFIFX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | VFIFX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | VFIFX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | VFIFX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | VFIFX vs FQLSX |
Lowest Volatility Alternatives to VFIFX
VFIFX has 12.53% 1-year volatility. There are 407 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | VFIFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | VFIFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | VFIFX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | VFIFX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | VFIFX vs DRIQX |
Lowest Drawdown Alternatives to VFIFX
VFIFX has a 1-year max drawdown of -8.87%. There are 433 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | VFIFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | VFIFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | VFIFX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | VFIFX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | VFIFX vs PRMYX |
Other Mutual Funds from Vanguard
The 10 most viewed Vanguard mutual funds shown here include VTSAX, VFIAX, VTIAX and span 8 categories. AUM among these funds goes as high as $2T.
Often Compared With VFIFX
Investors most often compare VFIFX with VOO, FIPFX, VTI. These 20 comparison targets span 8 categories, based on PortfoliosLab usage data.
Compare VFIFX with Any Fund or Stock
Compare VFIFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair VFIFX with funds that move differently
Vanguard Target Retirement 2050 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to VFIFX.
Explore VFIFX Diversifiers