VFIFX vs. VTIAX
Compare and contrast key facts about Vanguard Target Retirement 2050 Fund (VFIFX) and Vanguard Total International Stock Index Fund Admiral Shares (VTIAX).
VFIFX is managed by Vanguard. It was launched on Jun 7, 2006. VTIAX is managed by Vanguard. It was launched on Nov 29, 2010.
Performance
VFIFX vs. VTIAX - Performance Comparison
Loading graphics...
VFIFX vs. VTIAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | -3.95% | 21.42% | 14.45% | 20.39% | -17.48% | 16.42% | 16.40% | 24.99% | -7.89% | 19.15% |
VTIAX Vanguard Total International Stock Index Fund Admiral Shares | -1.02% | 32.18% | 5.34% | 15.28% | -16.02% | 8.59% | 11.27% | 21.52% | -14.46% | 27.54% |
Returns By Period
In the year-to-date period, VFIFX achieves a -3.95% return, which is significantly lower than VTIAX's -1.02% return. Over the past 10 years, VFIFX has outperformed VTIAX with an annualized return of 10.29%, while VTIAX has yielded a comparatively lower 8.51% annualized return.
VFIFX
- 1D
- -0.28%
- 1M
- -8.41%
- YTD
- -3.95%
- 6M
- -1.01%
- 1Y
- 17.29%
- 3Y*
- 14.65%
- 5Y*
- 8.11%
- 10Y*
- 10.29%
VTIAX
- 1D
- -0.17%
- 1M
- -11.11%
- YTD
- -1.02%
- 6M
- 3.45%
- 1Y
- 24.00%
- 3Y*
- 14.20%
- 5Y*
- 6.87%
- 10Y*
- 8.51%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VFIFX vs. VTIAX - Expense Ratio Comparison
VFIFX has a 0.08% expense ratio, which is lower than VTIAX's 0.11% expense ratio. Despite the difference, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VFIFX vs. VTIAX — Risk / Return Rank
VFIFX
VTIAX
VFIFX vs. VTIAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and Vanguard Total International Stock Index Fund Admiral Shares (VTIAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIFX | VTIAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 1.50 | -0.32 |
Sortino ratioReturn per unit of downside risk | 1.70 | 1.99 | -0.29 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.30 | -0.05 |
Calmar ratioReturn relative to maximum drawdown | 1.48 | 1.92 | -0.44 |
Martin ratioReturn relative to average drawdown | 6.86 | 7.64 | -0.78 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VFIFX | VTIAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 1.50 | -0.32 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.47 | +0.11 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.54 | +0.15 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.47 | 0.38 | +0.09 |
Correlation
The correlation between VFIFX and VTIAX is 0.92, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFIFX vs. VTIAX - Dividend Comparison
VFIFX's dividend yield for the trailing twelve months is around 2.18%, less than VTIAX's 3.03% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | 2.18% | 2.09% | 2.26% | 2.21% | 2.38% | 12.83% | 1.84% | 2.20% | 2.51% | 0.03% | 2.04% | 2.36% |
VTIAX Vanguard Total International Stock Index Fund Admiral Shares | 3.03% | 3.15% | 3.33% | 3.22% | 3.04% | 3.05% | 2.10% | 3.04% | 3.16% | 2.73% | 2.93% | 2.84% |
Drawdowns
VFIFX vs. VTIAX - Drawdown Comparison
The maximum VFIFX drawdown since its inception was -51.68%, which is greater than VTIAX's maximum drawdown of -35.83%. Use the drawdown chart below to compare losses from any high point for VFIFX and VTIAX.
Loading graphics...
Drawdown Indicators
| VFIFX | VTIAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.68% | -35.83% | -15.85% |
Max Drawdown (1Y)Largest decline over 1 year | -10.52% | -11.28% | +0.76% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -29.56% | +4.16% |
Max Drawdown (10Y)Largest decline over 10 years | -31.36% | -35.83% | +4.47% |
Current DrawdownCurrent decline from peak | -8.87% | -11.28% | +2.41% |
Average DrawdownAverage peak-to-trough decline | -6.93% | -8.15% | +1.22% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 2.84% | -0.57% |
Volatility
VFIFX vs. VTIAX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2050 Fund (VFIFX) is 4.70%, while Vanguard Total International Stock Index Fund Admiral Shares (VTIAX) has a volatility of 6.80%. This indicates that VFIFX experiences smaller price fluctuations and is considered to be less risky than VTIAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VFIFX | VTIAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.70% | 6.80% | -2.10% |
Volatility (6M)Calculated over the trailing 6-month period | 8.53% | 10.50% | -1.97% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.79% | 15.53% | -0.74% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.07% | 14.80% | -0.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.05% | 15.83% | -0.78% |