VFIFX vs. PJFAX
Compare and contrast key facts about Vanguard Target Retirement 2050 Fund (VFIFX) and PGIM Jennison Growth Fund (PJFAX).
VFIFX is managed by Vanguard. It was launched on Jun 7, 2006. PJFAX is managed by PGIM. It was launched on Nov 2, 1995.
Performance
VFIFX vs. PJFAX - Performance Comparison
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VFIFX vs. PJFAX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | -1.43% | 21.42% | 14.45% | 20.39% | -17.48% | 16.42% | 16.40% | 24.99% | -7.89% | 19.15% |
PJFAX PGIM Jennison Growth Fund | -11.09% | 14.53% | 48.10% | 52.76% | -37.89% | 15.65% | 55.66% | 45.04% | -1.24% | 36.41% |
Returns By Period
In the year-to-date period, VFIFX achieves a -1.43% return, which is significantly higher than PJFAX's -11.09% return. Over the past 10 years, VFIFX has underperformed PJFAX with an annualized return of 10.57%, while PJFAX has yielded a comparatively higher 17.93% annualized return.
VFIFX
- 1D
- 2.62%
- 1M
- -5.51%
- YTD
- -1.43%
- 6M
- 1.15%
- 1Y
- 19.95%
- 3Y*
- 15.64%
- 5Y*
- 8.42%
- 10Y*
- 10.57%
PJFAX
- 1D
- 3.70%
- 1M
- -5.62%
- YTD
- -11.09%
- 6M
- -10.65%
- 1Y
- 12.35%
- 3Y*
- 24.87%
- 5Y*
- 10.87%
- 10Y*
- 17.93%
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VFIFX vs. PJFAX - Expense Ratio Comparison
VFIFX has a 0.08% expense ratio, which is lower than PJFAX's 0.97% expense ratio.
Return for Risk
VFIFX vs. PJFAX — Risk / Return Rank
VFIFX
PJFAX
VFIFX vs. PJFAX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and PGIM Jennison Growth Fund (PJFAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIFX | PJFAX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.37 | 0.59 | +0.77 |
Sortino ratioReturn per unit of downside risk | 1.96 | 1.01 | +0.96 |
Omega ratioGain probability vs. loss probability | 1.29 | 1.14 | +0.15 |
Calmar ratioReturn relative to maximum drawdown | 1.93 | 0.73 | +1.20 |
Martin ratioReturn relative to average drawdown | 8.80 | 2.47 | +6.33 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFIFX | PJFAX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.37 | 0.59 | +0.77 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.44 | +0.16 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.70 | 0.75 | -0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.48 | 0.49 | -0.01 |
Correlation
The correlation between VFIFX and PJFAX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFIFX vs. PJFAX - Dividend Comparison
VFIFX's dividend yield for the trailing twelve months is around 2.12%, less than PJFAX's 15.09% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | 2.12% | 2.09% | 2.26% | 2.21% | 2.38% | 12.83% | 1.84% | 2.20% | 2.51% | 0.03% | 2.04% | 2.36% |
PJFAX PGIM Jennison Growth Fund | 15.09% | 13.42% | 24.62% | 7.23% | 2.77% | 14.67% | 9.02% | 16.27% | 6.06% | 5.85% | 4.12% | 6.90% |
Drawdowns
VFIFX vs. PJFAX - Drawdown Comparison
The maximum VFIFX drawdown since its inception was -51.68%, smaller than the maximum PJFAX drawdown of -64.07%. Use the drawdown chart below to compare losses from any high point for VFIFX and PJFAX.
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Drawdown Indicators
| VFIFX | PJFAX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.68% | -64.07% | +12.39% |
Max Drawdown (1Y)Largest decline over 1 year | -10.52% | -17.76% | +7.24% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -43.56% | +18.16% |
Max Drawdown (10Y)Largest decline over 10 years | -31.36% | -43.56% | +12.20% |
Current DrawdownCurrent decline from peak | -6.48% | -14.72% | +8.24% |
Average DrawdownAverage peak-to-trough decline | -6.93% | -20.44% | +13.51% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.31% | 5.25% | -2.94% |
Volatility
VFIFX vs. PJFAX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2050 Fund (VFIFX) is 5.57%, while PGIM Jennison Growth Fund (PJFAX) has a volatility of 6.98%. This indicates that VFIFX experiences smaller price fluctuations and is considered to be less risky than PJFAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFIFX | PJFAX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.57% | 6.98% | -1.41% |
Volatility (6M)Calculated over the trailing 6-month period | 8.91% | 13.06% | -4.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.98% | 22.44% | -7.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.12% | 24.81% | -10.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.07% | 23.97% | -8.90% |