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VFIFX vs. PJFAX
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility

Correlation

The correlation between VFIFX and PJFAX is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.


-0.50.00.51.0
Correlation: 0.9

Performance

VFIFX vs. PJFAX - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Vanguard Target Retirement 2050 Fund (VFIFX) and PGIM Jennison Growth Fund (PJFAX). The values are adjusted to include any dividend payments, if applicable.

200.00%300.00%400.00%500.00%600.00%700.00%800.00%900.00%NovemberDecember2025FebruaryMarchApril
259.24%
729.62%
VFIFX
PJFAX

Key characteristics

Sharpe Ratio

VFIFX:

0.69

PJFAX:

0.44

Sortino Ratio

VFIFX:

1.05

PJFAX:

0.78

Omega Ratio

VFIFX:

1.15

PJFAX:

1.11

Calmar Ratio

VFIFX:

0.73

PJFAX:

0.47

Martin Ratio

VFIFX:

3.32

PJFAX:

1.60

Ulcer Index

VFIFX:

3.19%

PJFAX:

7.08%

Daily Std Dev

VFIFX:

15.35%

PJFAX:

25.39%

Max Drawdown

VFIFX:

-51.68%

PJFAX:

-67.83%

Current Drawdown

VFIFX:

-5.62%

PJFAX:

-14.29%

Returns By Period

In the year-to-date period, VFIFX achieves a -0.88% return, which is significantly higher than PJFAX's -8.97% return. Over the past 10 years, VFIFX has underperformed PJFAX with an annualized return of 6.87%, while PJFAX has yielded a comparatively higher 13.76% annualized return.


VFIFX

YTD

-0.88%

1M

-2.81%

6M

-1.46%

1Y

9.46%

5Y*

9.88%

10Y*

6.87%

PJFAX

YTD

-8.97%

1M

-4.69%

6M

-4.54%

1Y

9.65%

5Y*

15.47%

10Y*

13.76%

*Annualized

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VFIFX vs. PJFAX - Expense Ratio Comparison

VFIFX has a 0.08% expense ratio, which is lower than PJFAX's 0.97% expense ratio.


Expense ratio chart for PJFAX: current value is 0.97%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
PJFAX: 0.97%
Expense ratio chart for VFIFX: current value is 0.08%, compared with the broader market range of 0.00% to 2.12%.0.50%1.00%1.50%2.00%
VFIFX: 0.08%

Risk-Adjusted Performance

VFIFX vs. PJFAX — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.

VFIFX
The Risk-Adjusted Performance Rank of VFIFX is 7272
Overall Rank
The Sharpe Ratio Rank of VFIFX is 6767
Sharpe Ratio Rank
The Sortino Ratio Rank of VFIFX is 6868
Sortino Ratio Rank
The Omega Ratio Rank of VFIFX is 6969
Omega Ratio Rank
The Calmar Ratio Rank of VFIFX is 7979
Calmar Ratio Rank
The Martin Ratio Rank of VFIFX is 7676
Martin Ratio Rank

PJFAX
The Risk-Adjusted Performance Rank of PJFAX is 5656
Overall Rank
The Sharpe Ratio Rank of PJFAX is 5252
Sharpe Ratio Rank
The Sortino Ratio Rank of PJFAX is 5656
Sortino Ratio Rank
The Omega Ratio Rank of PJFAX is 5555
Omega Ratio Rank
The Calmar Ratio Rank of PJFAX is 6464
Calmar Ratio Rank
The Martin Ratio Rank of PJFAX is 5353
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

VFIFX vs. PJFAX - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and PGIM Jennison Growth Fund (PJFAX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.


The chart of Sharpe ratio for VFIFX, currently valued at 0.69, compared to the broader market-1.000.001.002.003.00
VFIFX: 0.69
PJFAX: 0.44
The chart of Sortino ratio for VFIFX, currently valued at 1.05, compared to the broader market-2.000.002.004.006.008.00
VFIFX: 1.05
PJFAX: 0.78
The chart of Omega ratio for VFIFX, currently valued at 1.15, compared to the broader market0.501.001.502.002.503.00
VFIFX: 1.15
PJFAX: 1.11
The chart of Calmar ratio for VFIFX, currently valued at 0.73, compared to the broader market0.002.004.006.008.0010.00
VFIFX: 0.73
PJFAX: 0.47
The chart of Martin ratio for VFIFX, currently valued at 3.32, compared to the broader market0.0010.0020.0030.0040.0050.00
VFIFX: 3.32
PJFAX: 1.60

The current VFIFX Sharpe Ratio is 0.69, which is higher than the PJFAX Sharpe Ratio of 0.44. The chart below compares the historical Sharpe Ratios of VFIFX and PJFAX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.


Rolling 12-month Sharpe Ratio0.001.002.003.00NovemberDecember2025FebruaryMarchApril
0.69
0.44
VFIFX
PJFAX

Dividends

VFIFX vs. PJFAX - Dividend Comparison

VFIFX's dividend yield for the trailing twelve months is around 2.21%, less than PJFAX's 13.52% yield.


TTM20242023202220212020201920182017201620152014
VFIFX
Vanguard Target Retirement 2050 Fund
2.21%2.19%2.21%2.13%2.19%1.63%2.20%2.43%1.89%1.93%2.05%2.01%
PJFAX
PGIM Jennison Growth Fund
13.52%12.31%7.23%2.77%14.67%9.02%8.14%6.06%5.85%4.12%6.90%5.44%

Drawdowns

VFIFX vs. PJFAX - Drawdown Comparison

The maximum VFIFX drawdown since its inception was -51.68%, smaller than the maximum PJFAX drawdown of -67.83%. Use the drawdown chart below to compare losses from any high point for VFIFX and PJFAX. For additional features, visit the drawdowns tool.


-25.00%-20.00%-15.00%-10.00%-5.00%0.00%NovemberDecember2025FebruaryMarchApril
-5.62%
-14.29%
VFIFX
PJFAX

Volatility

VFIFX vs. PJFAX - Volatility Comparison

The current volatility for Vanguard Target Retirement 2050 Fund (VFIFX) is 10.82%, while PGIM Jennison Growth Fund (PJFAX) has a volatility of 16.30%. This indicates that VFIFX experiences smaller price fluctuations and is considered to be less risky than PJFAX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.


0.00%5.00%10.00%15.00%NovemberDecember2025FebruaryMarchApril
10.82%
16.30%
VFIFX
PJFAX