VFIFX vs. SWYMX

In the year-to-date period, VFIFX achieves a 4.51% return, which is significantly higher than SWYMX's 3.71% return.

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VFIFX has a 0.08% expense ratio, which is higher than SWYMX's 0.04% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.

This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and Schwab Target 2050 Index Fund (SWYMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current VFIFX Sharpe Ratio is 0.79, which is comparable to the SWYMX Sharpe Ratio of 0.75. The chart below compares the historical Sharpe Ratios of VFIFX and SWYMX, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

VFIFX's dividend yield for the trailing twelve months is around 2.13%, more than SWYMX's 1.96% yield.

The maximum VFIFX drawdown since its inception was -51.68%, which is greater than SWYMX's maximum drawdown of -31.80%. Use the drawdown chart below to compare losses from any high point for VFIFX and SWYMX. For additional features, visit the drawdowns tool.

The current volatility for Vanguard Target Retirement 2050 Fund (VFIFX) is 4.04%, while Schwab Target 2050 Index Fund (SWYMX) has a volatility of 4.28%. This indicates that VFIFX experiences smaller price fluctuations and is considered to be less risky than SWYMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.