VFIFX vs. FFOPX
Compare and contrast key facts about Vanguard Target Retirement 2050 Fund (VFIFX) and Fidelity Freedom Index 2050 Fund Institutional Premium Class (FFOPX).
VFIFX is managed by Vanguard. It was launched on Jun 7, 2006. FFOPX is managed by Fidelity. It was launched on Oct 2, 2009.
Performance
VFIFX vs. FFOPX - Performance Comparison
Loading graphics...
VFIFX vs. FFOPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | -3.95% | 21.42% | 14.45% | 20.39% | -17.48% | 16.42% | 16.40% | 24.99% | -7.89% | 19.15% |
FFOPX Fidelity Freedom Index 2050 Fund Institutional Premium Class | -4.11% | 21.41% | 14.20% | 19.97% | -18.20% | 15.98% | 16.55% | 26.00% | -7.19% | 20.61% |
Returns By Period
The year-to-date returns for both stocks are quite close, with VFIFX having a -3.95% return and FFOPX slightly lower at -4.11%. Both investments have delivered pretty close results over the past 10 years, with VFIFX having a 10.29% annualized return and FFOPX not far ahead at 10.44%.
VFIFX
- 1D
- -0.28%
- 1M
- -8.41%
- YTD
- -3.95%
- 6M
- -1.01%
- 1Y
- 17.29%
- 3Y*
- 14.65%
- 5Y*
- 8.11%
- 10Y*
- 10.29%
FFOPX
- 1D
- -0.17%
- 1M
- -8.49%
- YTD
- -4.11%
- 6M
- -1.22%
- 1Y
- 16.65%
- 3Y*
- 14.26%
- 5Y*
- 7.78%
- 10Y*
- 10.44%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
VFIFX vs. FFOPX - Expense Ratio Comparison
Both VFIFX and FFOPX have an expense ratio of 0.08%, making them cost-effective options compared to the broader market, where average expense ratios typically range from 0.3% to 0.9%.
Return for Risk
VFIFX vs. FFOPX — Risk / Return Rank
VFIFX
FFOPX
VFIFX vs. FFOPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and Fidelity Freedom Index 2050 Fund Institutional Premium Class (FFOPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIFX | FFOPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 1.10 | +0.07 |
Sortino ratioReturn per unit of downside risk | 1.70 | 1.61 | +0.09 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.24 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.48 | 1.38 | +0.10 |
Martin ratioReturn relative to average drawdown | 6.86 | 6.41 | +0.45 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| VFIFX | FFOPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 1.10 | +0.07 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.55 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.69 | -0.01 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.47 | 0.62 | -0.15 |
Correlation
The correlation between VFIFX and FFOPX is 0.99, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFIFX vs. FFOPX - Dividend Comparison
VFIFX's dividend yield for the trailing twelve months is around 2.18%, more than FFOPX's 2.09% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | 2.18% | 2.09% | 2.26% | 2.21% | 2.38% | 12.83% | 1.84% | 2.20% | 2.51% | 0.03% | 2.04% | 2.36% |
FFOPX Fidelity Freedom Index 2050 Fund Institutional Premium Class | 2.09% | 2.01% | 2.04% | 1.98% | 2.07% | 2.05% | 1.97% | 15.21% | 2.32% | 2.09% | 2.14% | 2.01% |
Drawdowns
VFIFX vs. FFOPX - Drawdown Comparison
The maximum VFIFX drawdown since its inception was -51.68%, which is greater than FFOPX's maximum drawdown of -30.71%. Use the drawdown chart below to compare losses from any high point for VFIFX and FFOPX.
Loading graphics...
Drawdown Indicators
| VFIFX | FFOPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.68% | -30.71% | -20.97% |
Max Drawdown (1Y)Largest decline over 1 year | -10.52% | -10.81% | +0.29% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -26.18% | +0.78% |
Max Drawdown (10Y)Largest decline over 10 years | -31.36% | -30.71% | -0.65% |
Current DrawdownCurrent decline from peak | -8.87% | -8.97% | +0.10% |
Average DrawdownAverage peak-to-trough decline | -6.93% | -4.73% | -2.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 2.33% | -0.06% |
Volatility
VFIFX vs. FFOPX - Volatility Comparison
The current volatility for Vanguard Target Retirement 2050 Fund (VFIFX) is 4.70%, while Fidelity Freedom Index 2050 Fund Institutional Premium Class (FFOPX) has a volatility of 4.97%. This indicates that VFIFX experiences smaller price fluctuations and is considered to be less risky than FFOPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| VFIFX | FFOPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.70% | 4.97% | -0.27% |
Volatility (6M)Calculated over the trailing 6-month period | 8.53% | 8.70% | -0.17% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.79% | 15.17% | -0.38% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.07% | 14.27% | -0.20% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.05% | 15.09% | -0.04% |