VFIFX vs. VOOG
Compare and contrast key facts about Vanguard Target Retirement 2050 Fund (VFIFX) and Vanguard S&P 500 Growth ETF (VOOG).
VFIFX is managed by Vanguard. It was launched on Jun 7, 2006. VOOG is a passively managed fund by Vanguard that tracks the performance of the S&P 500 Growth Index. It was launched on Apr 5, 2019.
Performance
VFIFX vs. VOOG - Performance Comparison
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VFIFX vs. VOOG - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | -3.95% | 21.42% | 14.45% | 20.39% | -17.48% | 16.42% | 16.40% | 24.99% | -7.89% | 19.15% |
VOOG Vanguard S&P 500 Growth ETF | -8.17% | 22.11% | 35.89% | 29.96% | -29.48% | 31.95% | 33.35% | 30.93% | -0.21% | 27.19% |
Returns By Period
In the year-to-date period, VFIFX achieves a -3.95% return, which is significantly higher than VOOG's -8.17% return. Over the past 10 years, VFIFX has underperformed VOOG with an annualized return of 10.29%, while VOOG has yielded a comparatively higher 15.71% annualized return.
VFIFX
- 1D
- -0.28%
- 1M
- -8.41%
- YTD
- -3.95%
- 6M
- -1.01%
- 1Y
- 17.29%
- 3Y*
- 14.65%
- 5Y*
- 8.11%
- 10Y*
- 10.29%
VOOG
- 1D
- 4.02%
- 1M
- -5.34%
- YTD
- -8.17%
- 6M
- -6.12%
- 1Y
- 22.53%
- 3Y*
- 21.80%
- 5Y*
- 12.17%
- 10Y*
- 15.71%
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VFIFX vs. VOOG - Expense Ratio Comparison
VFIFX has a 0.08% expense ratio, which is higher than VOOG's 0.07% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Return for Risk
VFIFX vs. VOOG — Risk / Return Rank
VFIFX
VOOG
VFIFX vs. VOOG - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Vanguard Target Retirement 2050 Fund (VFIFX) and Vanguard S&P 500 Growth ETF (VOOG). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| VFIFX | VOOG | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.17 | 1.02 | +0.16 |
Sortino ratioReturn per unit of downside risk | 1.70 | 1.58 | +0.12 |
Omega ratioGain probability vs. loss probability | 1.25 | 1.22 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.48 | 1.66 | -0.18 |
Martin ratioReturn relative to average drawdown | 6.86 | 6.53 | +0.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| VFIFX | VOOG | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.17 | 1.02 | +0.16 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.58 | 0.58 | 0.00 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.69 | 0.76 | -0.08 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.47 | 0.83 | -0.36 |
Correlation
The correlation between VFIFX and VOOG is 0.90, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
VFIFX vs. VOOG - Dividend Comparison
VFIFX's dividend yield for the trailing twelve months is around 2.18%, more than VOOG's 0.54% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
VFIFX Vanguard Target Retirement 2050 Fund | 2.18% | 2.09% | 2.26% | 2.21% | 2.38% | 12.83% | 1.84% | 2.20% | 2.51% | 0.03% | 2.04% | 2.36% |
VOOG Vanguard S&P 500 Growth ETF | 0.54% | 0.49% | 0.49% | 1.12% | 0.93% | 0.53% | 0.88% | 1.26% | 1.34% | 1.32% | 1.47% | 1.56% |
Drawdowns
VFIFX vs. VOOG - Drawdown Comparison
The maximum VFIFX drawdown since its inception was -51.68%, which is greater than VOOG's maximum drawdown of -32.73%. Use the drawdown chart below to compare losses from any high point for VFIFX and VOOG.
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Drawdown Indicators
| VFIFX | VOOG | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -51.68% | -32.73% | -18.95% |
Max Drawdown (1Y)Largest decline over 1 year | -10.52% | -13.71% | +3.19% |
Max Drawdown (5Y)Largest decline over 5 years | -25.40% | -32.73% | +7.33% |
Max Drawdown (10Y)Largest decline over 10 years | -31.36% | -32.73% | +1.37% |
Current DrawdownCurrent decline from peak | -8.87% | -10.25% | +1.38% |
Average DrawdownAverage peak-to-trough decline | -6.93% | -5.00% | -1.93% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.27% | 3.50% | -1.23% |
Volatility
VFIFX vs. VOOG - Volatility Comparison
The current volatility for Vanguard Target Retirement 2050 Fund (VFIFX) is 4.70%, while Vanguard S&P 500 Growth ETF (VOOG) has a volatility of 7.15%. This indicates that VFIFX experiences smaller price fluctuations and is considered to be less risky than VOOG based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| VFIFX | VOOG | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.70% | 7.15% | -2.45% |
Volatility (6M)Calculated over the trailing 6-month period | 8.53% | 12.62% | -4.09% |
Volatility (1Y)Calculated over the trailing 1-year period | 14.79% | 22.25% | -7.46% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.07% | 21.16% | -7.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.05% | 20.65% | -5.60% |