USAA Target Retirement 2030 Fund (URTRX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with URTRX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to URTRX
URTRX charges 0.03% annually. There are 17 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | URTRX vs LTIUX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | URTRX vs PMTIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | URTRX vs LTRIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | URTRX vs FCQTX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | URTRX vs JRLVX |
Best Risk-Adjusted Alternatives to URTRX
URTRX has a PortfoliosLab risk / return rank of 69. There are 63 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 85.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Managed Retirement 2020 Fund | 85 | — | Dec 2007 | URTRX vs FIRVX | |
| Putnam Retirement Advantage Maturity Fund | 85 | — | Dec 2019 | URTRX vs PADLX | |
| Fidelity Managed Retirement Income Fund Class K | 84 | — | Aug 2019 | URTRX vs FRKMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 84 | — | Aug 2007 | URTRX vs FRAMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 84 | — | Aug 2019 | URTRX vs FRHMX |
Top Performing URTRX Alternatives (YTD)
URTRX is at 7.26% YTD. There are 358 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 15,640,638.04%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Managed Retirement Income Fund Class K | 15,640,638.04% | — | Aug 2019 | URTRX vs FRKMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | URTRX vs FRAMX | |
| Fidelity Managed Retirement Income Fund Class K6 | 1,464,383.96% | — | Aug 2019 | URTRX vs FRHMX | |
| Fidelity Managed Retirement 2020 Fund | 1,440,933.92% | — | Dec 2007 | URTRX vs FIRVX | |
| Fidelity Freedom 2060 Fund Class K6 | 12.30% | — | Aug 2014 | URTRX vs FVTKX |
Lowest Volatility Alternatives to URTRX
URTRX has 7.71% 1-year volatility. There are 205 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.59%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.59% | — | Nov 2015 | URTRX vs TDIFX | |
| MFS Lifetime 2025 Fund | 4.18% | — | Nov 2012 | URTRX vs LTTIX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.32% | — | Oct 2009 | URTRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.34% | — | Oct 2009 | URTRX vs FFGZX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.35% | — | Aug 2007 | URTRX vs FRIMX |
Lowest Drawdown Alternatives to URTRX
URTRX has a 1-year max drawdown of -5.29%. There are 165 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | URTRX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | URTRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | URTRX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | URTRX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K6 | -3.42% | — | Aug 2019 | URTRX vs FRHMX |
Other Mutual Funds from Victory
The 10 most viewed Victory mutual funds shown here include USNQX, USSPX, CBYYX and span 8 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| USAA Nasdaq 100 Index Fund | Nasdaq-100, Large Cap Growth Equities | 53 | 15.89% | — | Oct 2000 | URTRX vs USNQX | |
| USAA 500 Index Fund | Large Cap Blend Equities | 53 | 8.23% | — | May 1996 | URTRX vs USSPX | |
| Victory Pioneer Cat Bond Fund Class Y | Nontraditional Bonds | 100 | 3.00% | — | Jan 2023 | URTRX vs CBYYX | |
| USAA Aggressive Growth Fund | Large Cap Growth Equities | 12 | 2.31% | — | Oct 1981 | URTRX vs USAUX | |
| USAA Precious Metals and Minerals Fund | Precious Metals | 17 | -13.20% | — | Aug 1984 | URTRX vs USAGX | |
| Victory Global Energy Transition Fund | Energy Equities | 96 | 31.43% | — | Nov 1995 | URTRX vs RSNRX | |
| USAA Growth Fund | Large Cap Growth Equities | 8 | -2.07% | — | Apr 1971 | URTRX vs USAAX | |
| USAA Cornerstone Moderately Aggressive Fund | Diversified Portfolio | 63 | 7.78% | — | Aug 1984 | URTRX vs USCRX | |
| USAA Growth and Tax Strategy Fund | Diversified Portfolio | 75 | 5.42% | — | Jan 1989 | URTRX vs USBLX | |
| USAA High Income Fund | High Yield Bonds | 71 | 1.40% | — | Aug 1999 | URTRX vs USHYX |
Often Compared With URTRX
Investors most often compare URTRX with VTHRX, VTI, DFEN. These 20 comparison targets span 8 categories, based on PortfoliosLab usage data.
Compare URTRX with Any Fund or Stock
Compare URTRX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair URTRX with funds that move differently
USAA Target Retirement 2030 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to URTRX.
Explore URTRX Diversifiers