- Issuer
- Dimensional
- Inception Date
- Nov 1, 2015
- Category
- Target Retirement Date
- Min. Investment
- $0
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
DRIWX Performance Chart
Dimensional 2030 Target Date Retirement Income Fund (DRIWX) is up 2.7% since the beginning of the year. DRIWX is currently trading at $12 per share. Investors who bought $1,000 worth of DRIWX shares 5 years ago would now be looking at an investment worth $1,055.
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Compare this symbol against anything
Returns By Period
Dimensional 2030 Target Date Retirement Income Fund (DRIWX) has returned 2.69% so far this year and 7.54% over the past 12 months. Over the last ten years, DRIWX has returned 5.81% per year, falling short of the S&P 500 Index benchmark, which averaged 13.26% annually.
Dimensional 2030 Target Date Retirement Income Fund
- 1D
- 0.58%
- 1M
- -1.53%
- 6M
- 1.52%
- YTD
- 2.69%
- 1Y
- 7.54%
- 3Y*
- 6.27%
- 5Y*
- 1.07%
- 10Y*
- 5.81%
- ALL TIME*
- 6.40%
Benchmark (S&P 500 Index)
- 1D
- 0.70%
- 1M
- 0.09%
- 6M
- 7.94%
- YTD
- 9.41%
- 1Y
- 20.07%
- 3Y*
- 17.84%
- 5Y*
- 11.25%
- 10Y*
- 13.26%
- ALL TIME*
- 8.09%
DRIWX Monthly Returns History
Based on dividend-adjusted daily data since Jan 4, 2016, DRIWX's average daily return is +0.03%, while the average monthly return is +0.56%. At this rate, an investment would double in approximately 10.3 years.
Historically, 67% of months were positive and 33% were negative. The best month was Apr 2020 with a return of +8.1%, while the worst month was Sep 2022 at -11.0%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 6 months.
On a daily basis, DRIWX closed higher 51% of trading days. The best single day was Mar 24, 2020 with a return of +4.4%, while the worst single day was Mar 17, 2020 at -5.5%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 1.16% | 2.37% | -4.24% | 3.84% | 2.01% | -0.40% | -1.85% | 2.69% | |||||
| 2025 | 2.04% | 2.08% | -2.28% | -1.09% | 1.35% | 2.67% | 0.08% | 1.56% | 2.54% | 1.27% | -0.00% | -0.62% | 9.89% |
| 2024 | 0.08% | 0.84% | 1.76% | -3.86% | 3.59% | 1.28% | 2.64% | 1.61% | 2.11% | -2.96% | 2.09% | -3.82% | 5.12% |
| 2023 | 5.60% | -2.53% | 3.04% | 0.42% | -1.59% | 2.82% | 0.92% | -2.81% | -4.63% | -2.80% | 7.16% | 4.81% | 10.05% |
| 2022 | -4.74% | -0.89% | -0.65% | -6.75% | -1.72% | -6.95% | 6.97% | -3.80% | -10.99% | 3.79% | 6.14% | -3.80% | -22.34% |
| 2021 | -0.69% | -0.70% | 1.08% | 3.00% | 1.76% | 1.99% | 2.37% | 1.03% | -2.84% | 3.51% | 0.83% | 1.53% | 13.46% |
Benchmark Metrics
Dimensional 2030 Target Date Retirement Income Fund has an annualized alpha of 1.59%, beta of 0.37, and R2 of 0.44 versus S&P 500 Index. Calculated based on daily prices since January 04, 2016.
- This fund participated in 68.42% of S&P 500 Index downside but only 52.60% of its upside - more exposed to losses than it benefited from rallies.
- Beta of 0.37 may look defensive, but with R2 of 0.44 this fund is largely uncorrelated with S&P 500 Index - low beta reflects independence, not downside protection. See the Volatility section for a true picture of this fund's risk.
- R2 of 0.44 means the benchmark explains less than half of this fund's behavior - treat beta with caution or consider switching to a more representative benchmark.
- Alpha
- 1.59%
- Beta
- 0.37
- R²
- 0.44
- Upside Capture
- 52.60%
- Downside Capture
- 68.42%
Expense Ratio
DRIWX has an expense ratio of 0.20%, which is considered low.
Return for Risk
Risk / Return Rank
DRIWX ranks 27 for risk / return — above 27% of mutual funds peers on PortfoliosLab. Its historical combined result is below the peer median.
Risk / Return Metrics
The table below present risk-adjusted performance metrics for Dimensional 2030 Target Date Retirement Income Fund (DRIWX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| DRIWX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.40 | ||
| Sortino ratioReturn per unit of downside risk | -0.51 | ||
| Omega ratioGain probability vs. loss probability | 1.18 | 1.25 | -0.07 |
| Calmar ratioReturn relative to maximum drawdown | 1.26 | 2.00 | -0.74 |
| Martin ratioReturn relative to average drawdown | 4.56 | 8.49 | -3.93 |
Dividends
Dividend History
Dimensional 2030 Target Date Retirement Income Fund provided a 7.48% dividend yield over the last twelve months, with an annual payout of $0.91 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.91 | $0.83 | $0.71 | $0.49 | $0.75 | $0.89 | $0.57 | $0.30 | $0.26 | $0.16 | $0.15 |
Dividend yield | 7.48% | 6.89% | 6.04% | 4.10% | 6.63% | 5.81% | 3.93% | 2.39% | 2.45% | 1.33% | 1.40% |
Monthly Dividends
The table displays the monthly dividend distributions for Dimensional 2030 Target Date Retirement Income Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.21 | $0.00 | $0.22 | |||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.57 | $0.83 |
| 2024 | $0.00 | $0.00 | $0.01 | $0.00 | $0.00 | $0.18 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.46 | $0.71 |
| 2023 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.12 | $0.00 | $0.00 | $0.13 | $0.00 | $0.00 | $0.22 | $0.49 |
| 2022 | $0.00 | $0.00 | $0.07 | $0.00 | $0.00 | $0.21 | $0.00 | $0.00 | $0.23 | $0.00 | $0.00 | $0.24 | $0.75 |
| 2021 | $0.00 | $0.00 | $0.02 | $0.00 | $0.00 | $0.14 | $0.00 | $0.00 | $0.16 | $0.00 | $0.00 | $0.57 | $0.89 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the Dimensional 2030 Target Date Retirement Income Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the Dimensional 2030 Target Date Retirement Income Fund was 27.45%, occurring on Sep 30, 2022. Recovery took 841 trading sessions.
The current Dimensional 2030 Target Date Retirement Income Fund drawdown is 2.47%.
Drawdown | Fall | Recovery | Underwater | Related event |
|---|---|---|---|---|
-27.45%Sep 2022 | 10mo 24d | 3y 4mo | 4y 3moNov 2021 - Feb 2026 | Bear market2022 |
-21.11%Mar 2020 | 26d | 2mo 22d | 3mo 18dFeb 2020 - Jun 2020 | COVID crash2020 |
-12.69%Dec 2018 | 10mo 29d | 5mo 27d | 1y 4moJan 2018 - Jun 2019 | Rate-hike selloffLate 2018 |
-5.75%Mar 2026 | 28d | 1mo 10d | 2mo 8dFeb 2026 - May 2026 | — |
-5.28%Jan 2016 | 15d | 1mo 12d | 1mo 27dJan 2016 - Mar 2016 | — |
Drawdown Indicators
| DRIWX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.45% | -56.78% | +29.33% |
Max Drawdown (1Y)Largest decline over 1 year | -5.75% | -9.10% | +3.35% |
Max Drawdown (3Y)Largest decline over 3 years | -9.07% | -18.90% | +9.83% |
Max Drawdown (5Y)Largest decline over 5 years | -27.45% | -25.43% | -2.02% |
Max Drawdown (10Y)Largest decline over 10 years | -27.45% | -33.92% | +6.47% |
Current DrawdownCurrent decline from peak | -2.47% | -1.58% | -0.89% |
Average DrawdownAverage peak-to-trough decline | -6.28% | -10.70% | +4.42% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.59% | 2.14% | -0.55% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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