URTRX vs. USHYX
Compare and contrast key facts about USAA Target Retirement 2030 Fund (URTRX) and USAA High Income Fund (USHYX).
URTRX is managed by Victory. It was launched on Jul 30, 2008. USHYX is managed by Victory. It was launched on Aug 2, 1999.
Performance
URTRX vs. USHYX - Performance Comparison
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URTRX vs. USHYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 0.38% | 14.78% | 8.09% | 13.98% | -13.23% | 12.23% | 9.25% | 17.13% | -6.98% | 16.14% |
USHYX USAA High Income Fund | -0.60% | 7.22% | 6.85% | 13.05% | -10.95% | 5.61% | 3.74% | 13.13% | -3.52% | 7.17% |
Returns By Period
In the year-to-date period, URTRX achieves a 0.38% return, which is significantly higher than USHYX's -0.60% return. Over the past 10 years, URTRX has outperformed USHYX with an annualized return of 7.49%, while USHYX has yielded a comparatively lower 5.37% annualized return.
URTRX
- 1D
- 1.53%
- 1M
- -3.35%
- YTD
- 0.38%
- 6M
- 2.33%
- 1Y
- 13.74%
- 3Y*
- 10.83%
- 5Y*
- 5.75%
- 10Y*
- 7.49%
USHYX
- 1D
- 0.44%
- 1M
- -1.20%
- YTD
- -0.60%
- 6M
- 0.41%
- 1Y
- 6.55%
- 3Y*
- 7.66%
- 5Y*
- 3.58%
- 10Y*
- 5.37%
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URTRX vs. USHYX - Expense Ratio Comparison
URTRX has a 0.03% expense ratio, which is lower than USHYX's 0.76% expense ratio.
Return for Risk
URTRX vs. USHYX — Risk / Return Rank
URTRX
USHYX
URTRX vs. USHYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2030 Fund (URTRX) and USAA High Income Fund (USHYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| URTRX | USHYX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 2.19 | -0.60 |
Sortino ratioReturn per unit of downside risk | 2.25 | 3.06 | -0.81 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.52 | -0.19 |
Calmar ratioReturn relative to maximum drawdown | 2.11 | 2.63 | -0.52 |
Martin ratioReturn relative to average drawdown | 9.81 | 11.51 | -1.70 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| URTRX | USHYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 2.19 | -0.60 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.79 | -0.19 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.98 | -0.26 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 1.29 | -0.71 |
Correlation
The correlation between URTRX and USHYX is 0.54, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Dividends
URTRX vs. USHYX - Dividend Comparison
URTRX's dividend yield for the trailing twelve months is around 6.75%, less than USHYX's 7.05% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 6.75% | 6.78% | 3.16% | 4.24% | 9.53% | 7.66% | 4.53% | 11.43% | 8.54% | 8.10% | 4.06% | 2.80% |
USHYX USAA High Income Fund | 7.05% | 5.48% | 7.65% | 7.15% | 5.89% | 4.83% | 5.23% | 5.78% | 6.31% | 5.72% | 5.91% | 6.44% |
Drawdowns
URTRX vs. USHYX - Drawdown Comparison
The maximum URTRX drawdown since its inception was -34.10%, roughly equal to the maximum USHYX drawdown of -33.59%. Use the drawdown chart below to compare losses from any high point for URTRX and USHYX.
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Drawdown Indicators
| URTRX | USHYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.10% | -33.59% | -0.51% |
Max Drawdown (1Y)Largest decline over 1 year | -6.63% | -2.49% | -4.14% |
Max Drawdown (5Y)Largest decline over 5 years | -19.52% | -15.10% | -4.42% |
Max Drawdown (10Y)Largest decline over 10 years | -23.56% | -24.55% | +0.99% |
Current DrawdownCurrent decline from peak | -3.84% | -1.49% | -2.35% |
Average DrawdownAverage peak-to-trough decline | -4.19% | -2.99% | -1.20% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 0.57% | +0.86% |
Volatility
URTRX vs. USHYX - Volatility Comparison
USAA Target Retirement 2030 Fund (URTRX) has a higher volatility of 3.55% compared to USAA High Income Fund (USHYX) at 1.47%. This indicates that URTRX's price experiences larger fluctuations and is considered to be riskier than USHYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URTRX | USHYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.55% | 1.47% | +2.08% |
Volatility (6M)Calculated over the trailing 6-month period | 5.46% | 1.97% | +3.49% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.89% | 3.08% | +5.81% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.67% | 4.58% | +5.09% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.33% | 5.47% | +4.86% |