URTRX vs. USAGX
Compare and contrast key facts about USAA Target Retirement 2030 Fund (URTRX) and USAA Precious Metals and Minerals Fund (USAGX).
URTRX is managed by Victory. It was launched on Jul 30, 2008. USAGX is managed by Victory. It was launched on Aug 14, 1984.
Performance
URTRX vs. USAGX - Performance Comparison
Loading graphics...
URTRX vs. USAGX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 0.38% | 14.78% | 8.09% | 13.98% | -13.23% | 12.23% | 9.25% | 17.13% | -6.98% | 16.14% |
USAGX USAA Precious Metals and Minerals Fund | 6.26% | 156.06% | 10.76% | 6.73% | -11.80% | -10.14% | 25.85% | 42.97% | -12.26% | 9.65% |
Returns By Period
In the year-to-date period, URTRX achieves a 0.38% return, which is significantly lower than USAGX's 6.26% return. Over the past 10 years, URTRX has underperformed USAGX with an annualized return of 7.49%, while USAGX has yielded a comparatively higher 16.40% annualized return.
URTRX
- 1D
- 1.53%
- 1M
- -3.35%
- YTD
- 0.38%
- 6M
- 2.33%
- 1Y
- 13.74%
- 3Y*
- 10.83%
- 5Y*
- 5.75%
- 10Y*
- 7.49%
USAGX
- 1D
- 6.75%
- 1M
- -20.36%
- YTD
- 6.26%
- 6M
- 20.15%
- 1Y
- 96.22%
- 3Y*
- 42.24%
- 5Y*
- 22.40%
- 10Y*
- 16.40%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
URTRX vs. USAGX - Expense Ratio Comparison
URTRX has a 0.03% expense ratio, which is lower than USAGX's 1.12% expense ratio.
Return for Risk
URTRX vs. USAGX — Risk / Return Rank
URTRX
USAGX
URTRX vs. USAGX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2030 Fund (URTRX) and USAA Precious Metals and Minerals Fund (USAGX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| URTRX | USAGX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 2.27 | -0.68 |
Sortino ratioReturn per unit of downside risk | 2.25 | 2.50 | -0.25 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.37 | -0.04 |
Calmar ratioReturn relative to maximum drawdown | 2.11 | 3.28 | -1.16 |
Martin ratioReturn relative to average drawdown | 9.81 | 12.04 | -2.24 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| URTRX | USAGX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 2.27 | -0.68 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.70 | -0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.50 | +0.23 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.19 | +0.38 |
Correlation
The correlation between URTRX and USAGX is 0.37, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
Dividends
URTRX vs. USAGX - Dividend Comparison
URTRX's dividend yield for the trailing twelve months is around 6.75%, more than USAGX's 0.23% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 6.75% | 6.78% | 3.16% | 4.24% | 9.53% | 7.66% | 4.53% | 11.43% | 8.54% | 8.10% | 4.06% | 2.80% |
USAGX USAA Precious Metals and Minerals Fund | 0.23% | 0.24% | 0.00% | 2.45% | 0.95% | 0.84% | 0.04% | 0.00% | 0.00% | 0.00% | 4.20% | 0.00% |
Drawdowns
URTRX vs. USAGX - Drawdown Comparison
The maximum URTRX drawdown since its inception was -34.10%, smaller than the maximum USAGX drawdown of -80.89%. Use the drawdown chart below to compare losses from any high point for URTRX and USAGX.
Loading graphics...
Drawdown Indicators
| URTRX | USAGX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.10% | -80.89% | +46.79% |
Max Drawdown (1Y)Largest decline over 1 year | -6.63% | -30.12% | +23.49% |
Max Drawdown (5Y)Largest decline over 5 years | -19.52% | -45.72% | +26.20% |
Max Drawdown (10Y)Largest decline over 10 years | -23.56% | -51.03% | +27.47% |
Current DrawdownCurrent decline from peak | -3.84% | -20.48% | +16.64% |
Average DrawdownAverage peak-to-trough decline | -4.19% | -43.17% | +38.98% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 8.19% | -6.76% |
Volatility
URTRX vs. USAGX - Volatility Comparison
The current volatility for USAA Target Retirement 2030 Fund (URTRX) is 3.55%, while USAA Precious Metals and Minerals Fund (USAGX) has a volatility of 17.28%. This indicates that URTRX experiences smaller price fluctuations and is considered to be less risky than USAGX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| URTRX | USAGX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.55% | 17.28% | -13.73% |
Volatility (6M)Calculated over the trailing 6-month period | 5.46% | 35.61% | -30.15% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.89% | 43.15% | -34.26% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.67% | 32.19% | -22.52% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.33% | 32.80% | -22.47% |