URTRX vs. FFFYX
Compare and contrast key facts about USAA Target Retirement 2030 Fund (URTRX) and Fidelity Advisor Freedom 2050 Fund Class C (FFFYX).
URTRX is managed by Victory. It was launched on Jul 30, 2008. FFFYX is managed by Fidelity. It was launched on Jun 1, 2006.
Performance
URTRX vs. FFFYX - Performance Comparison
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URTRX vs. FFFYX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 0.38% | 14.78% | 8.09% | 13.98% | -13.23% | 12.23% | 9.25% | 17.13% | -6.98% | 16.14% |
FFFYX Fidelity Advisor Freedom 2050 Fund Class C | -1.22% | 27.84% | 12.53% | 18.08% | -18.94% | 14.82% | 16.41% | 25.42% | -9.22% | 20.44% |
Returns By Period
In the year-to-date period, URTRX achieves a 0.38% return, which is significantly higher than FFFYX's -1.22% return. Over the past 10 years, URTRX has underperformed FFFYX with an annualized return of 7.49%, while FFFYX has yielded a comparatively higher 10.40% annualized return.
URTRX
- 1D
- 1.53%
- 1M
- -3.35%
- YTD
- 0.38%
- 6M
- 2.33%
- 1Y
- 13.74%
- 3Y*
- 10.83%
- 5Y*
- 5.75%
- 10Y*
- 7.49%
FFFYX
- 1D
- 3.04%
- 1M
- -5.94%
- YTD
- -1.22%
- 6M
- 1.53%
- 1Y
- 25.21%
- 3Y*
- 16.48%
- 5Y*
- 7.99%
- 10Y*
- 10.40%
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URTRX vs. FFFYX - Expense Ratio Comparison
URTRX has a 0.03% expense ratio, which is lower than FFFYX's 1.75% expense ratio.
Return for Risk
URTRX vs. FFFYX — Risk / Return Rank
URTRX
FFFYX
URTRX vs. FFFYX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for USAA Target Retirement 2030 Fund (URTRX) and Fidelity Advisor Freedom 2050 Fund Class C (FFFYX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| URTRX | FFFYX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.58 | 1.54 | +0.04 |
Sortino ratioReturn per unit of downside risk | 2.25 | 2.25 | 0.00 |
Omega ratioGain probability vs. loss probability | 1.33 | 1.34 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 2.11 | 2.31 | -0.20 |
Martin ratioReturn relative to average drawdown | 9.81 | 9.97 | -0.16 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| URTRX | FFFYX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.58 | 1.54 | +0.04 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.60 | 0.53 | +0.06 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | 0.67 | +0.05 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.58 | 0.38 | +0.20 |
Correlation
The correlation between URTRX and FFFYX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
URTRX vs. FFFYX - Dividend Comparison
URTRX's dividend yield for the trailing twelve months is around 6.75%, less than FFFYX's 9.80% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
URTRX USAA Target Retirement 2030 Fund | 6.75% | 6.78% | 3.16% | 4.24% | 9.53% | 7.66% | 4.53% | 11.43% | 8.54% | 8.10% | 4.06% | 2.80% |
FFFYX Fidelity Advisor Freedom 2050 Fund Class C | 9.80% | 9.68% | 0.92% | 0.80% | 10.23% | 9.02% | 4.86% | 6.25% | 10.95% | 3.72% | 3.98% | 2.96% |
Drawdowns
URTRX vs. FFFYX - Drawdown Comparison
The maximum URTRX drawdown since its inception was -34.10%, smaller than the maximum FFFYX drawdown of -58.62%. Use the drawdown chart below to compare losses from any high point for URTRX and FFFYX.
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Drawdown Indicators
| URTRX | FFFYX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -34.10% | -58.62% | +24.52% |
Max Drawdown (1Y)Largest decline over 1 year | -6.63% | -11.10% | +4.47% |
Max Drawdown (5Y)Largest decline over 5 years | -19.52% | -27.99% | +8.47% |
Max Drawdown (10Y)Largest decline over 10 years | -23.56% | -31.38% | +7.82% |
Current DrawdownCurrent decline from peak | -3.84% | -7.13% | +3.29% |
Average DrawdownAverage peak-to-trough decline | -4.19% | -9.82% | +5.63% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 2.58% | -1.15% |
Volatility
URTRX vs. FFFYX - Volatility Comparison
The current volatility for USAA Target Retirement 2030 Fund (URTRX) is 3.55%, while Fidelity Advisor Freedom 2050 Fund Class C (FFFYX) has a volatility of 6.58%. This indicates that URTRX experiences smaller price fluctuations and is considered to be less risky than FFFYX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| URTRX | FFFYX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.55% | 6.58% | -3.03% |
Volatility (6M)Calculated over the trailing 6-month period | 5.46% | 9.93% | -4.47% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.89% | 16.88% | -7.99% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 9.67% | 15.03% | -5.36% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 10.33% | 15.50% | -5.17% |