Dimensional Retirement Income Fund (TDIFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TDIFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TDIFX
TDIFX charges 0.06% annually. There are 55 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | TDIFX vs PPLIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TDIFX vs LTRIX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | TDIFX vs JRLVX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | TDIFX vs LTFIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | TDIFX vs JIEHX |
Best Risk-Adjusted Alternatives to TDIFX
TDIFX has a PortfoliosLab risk / return rank of 82. There are 8 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | TDIFX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | TDIFX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TDIFX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 83 | — | Sep 2014 | TDIFX vs SSBRX | |
| USAA Target Retirement 2030 Fund | 83 | — | Jul 2008 | TDIFX vs URTRX |
Top Performing TDIFX Alternatives (YTD)
TDIFX is at 3.13% YTD. There are 641 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | TDIFX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | TDIFX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.89% | — | Jun 2017 | TDIFX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.86% | — | Jun 2019 | TDIFX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.80% | — | Jun 2017 | TDIFX vs FQLSX |
Lowest Volatility Alternatives to TDIFX
TDIFX has 3.51% 1-year volatility. No mutual funds in the Target Retirement Date category have lower 1-year volatility; the lowest-volatility alternatives shown here go as low as 4.43%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.43% | — | Oct 2009 | TDIFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.46% | — | Oct 2009 | TDIFX vs FFGZX | |
| MFS Lifetime Income Fund | 4.50% | — | Sep 2005 | TDIFX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.51% | — | Nov 2015 | TDIFX vs DRIQX | |
| Prudential Day One Income Fund | 4.64% | — | Dec 2016 | TDIFX vs PDAHX |
Lowest Drawdown Alternatives to TDIFX
TDIFX has a 1-year max drawdown of -2.61%. No mutual funds in the Target Retirement Date category have shallower 1-year drawdowns; the lowest-drawdown alternatives shown here go as shallow as -3.32%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | TDIFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TDIFX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | TDIFX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | TDIFX vs PRMYX | |
| Prudential Day One Income Fund | -3.51% | — | Dec 2016 | TDIFX vs PDAHX |
Other Mutual Funds from Dimensional
The 10 most viewed Dimensional mutual funds shown here include DFSVX, DFIVX, DGEIX and span 7 categories. AUM among these funds goes as high as $43B.
Often Compared With TDIFX
Investors most often compare TDIFX with VTI, VFFVX, PBRNX. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare TDIFX with Any Fund or Stock
Compare TDIFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TDIFX with funds that move differently
Dimensional Retirement Income Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TDIFX.
Explore TDIFX Diversifiers