Dimensional Retirement Income Fund (TDIFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TDIFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TDIFX
TDIFX charges 0.06% annually. There are 59 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | TDIFX vs PLWIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | TDIFX vs FCQTX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | TDIFX vs PPLIX | |
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | TDIFX vs JIEHX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | TDIFX vs LTIUX |
Best Risk-Adjusted Alternatives to TDIFX
TDIFX has a PortfoliosLab risk / return rank of 81. There are 4 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 86 | — | Dec 2019 | TDIFX vs PADLX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | 85 | — | Aug 2007 | TDIFX vs FRAMX | |
| State Street Target Retirement Fund | 84 | — | Sep 2014 | TDIFX vs SSFNX | |
| Prudential Day One Income Fund | 82 | — | Dec 2016 | TDIFX vs PDAHX | |
| USAA Target Retirement Income Fund | 81 | — | Jul 2008 | TDIFX vs URINX |
Top Performing TDIFX Alternatives (YTD)
TDIFX is at 3.21% YTD. There are 646 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 1,644,791.35%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Advisor Managed Retirement Income Fund Cl... | 1,644,791.35% | — | Aug 2007 | TDIFX vs FRAMX | |
| USAA Target Retirement 2060 Fund | 12.78% | — | Jul 2013 | TDIFX vs URSIX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.62% | — | Jun 2017 | TDIFX vs FWLSX | |
| Fidelity Freedom 2065 Fund Class K6 | 12.58% | — | Jun 2019 | TDIFX vs FFSZX | |
| Fidelity Freedom 2055 Fund Class K6 | 12.56% | — | Jun 2011 | TDIFX vs FCTKX |
Lowest Volatility Alternatives to TDIFX
TDIFX has 3.51% 1-year volatility. No mutual funds in the Target Retirement Date category have lower 1-year volatility; the lowest-volatility alternatives shown here go as low as 4.32%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Advisor Managed Retirement Income Fund Cl... | 4.32% | — | Aug 2007 | TDIFX vs FRIMX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.32% | — | Aug 2007 | TDIFX vs FRQIX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.33% | — | Aug 2007 | TDIFX vs FRQAX | |
| Fidelity Freedom Index Income Fund Investor Class | 4.38% | — | Oct 2009 | TDIFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.40% | — | Oct 2009 | TDIFX vs FFGZX |
Lowest Drawdown Alternatives to TDIFX
TDIFX has a 1-year max drawdown of -2.61%. No mutual funds in the Target Retirement Date category have shallower 1-year drawdowns; the lowest-drawdown alternatives shown here go as shallow as -3.32%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | TDIFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TDIFX vs FFGZX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | -3.43% | — | Aug 2007 | TDIFX vs FRQIX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | -3.44% | — | Aug 2007 | TDIFX vs FRIMX | |
| Fidelity Advisor Managed Retirement Income Fund Cl... | -3.45% | — | Aug 2007 | TDIFX vs FRAMX |
Other Mutual Funds from Dimensional
The 10 most viewed Dimensional mutual funds shown here include DFSVX, DFIVX, DGEIX and span 7 categories. AUM among these funds goes as high as $42B.
Often Compared With TDIFX
Investors most often compare TDIFX with VTI, TRRLX, VFFVX. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare TDIFX with Any Fund or Stock
Compare TDIFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TDIFX with funds that move differently
Dimensional Retirement Income Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TDIFX.
Explore TDIFX Diversifiers