TDIFX vs. VTI
Compare and contrast key facts about Dimensional Retirement Income Fund (TDIFX) and Vanguard Total Stock Market ETF (VTI).
TDIFX is managed by Dimensional Fund Advisors. It was launched on Nov 1, 2015. VTI is a passively managed fund by Vanguard that tracks the performance of the CRSP US Total Market Index. It was launched on May 24, 2001.
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: TDIFX or VTI.
Correlation
The correlation between TDIFX and VTI is 0.68, which is considered to be moderate. This suggests that the two assets have some degree of positive relationship in their price movements. Moderate correlation can be acceptable for portfolio diversification, offering a balance between risk and potential returns.
Performance
TDIFX vs. VTI - Performance Comparison
Key characteristics
TDIFX:
2.26
VTI:
1.84
TDIFX:
3.32
VTI:
2.48
TDIFX:
1.44
VTI:
1.34
TDIFX:
2.93
VTI:
2.77
TDIFX:
11.61
VTI:
11.02
TDIFX:
0.69%
VTI:
2.16%
TDIFX:
3.52%
VTI:
12.93%
TDIFX:
-12.60%
VTI:
-55.45%
TDIFX:
0.00%
VTI:
0.00%
Returns By Period
In the year-to-date period, TDIFX achieves a 1.93% return, which is significantly lower than VTI's 4.44% return.
TDIFX
1.93%
1.31%
2.25%
7.77%
3.82%
N/A
VTI
4.44%
2.19%
10.73%
23.46%
13.79%
12.69%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TDIFX vs. VTI - Expense Ratio Comparison
TDIFX has a 0.06% expense ratio, which is higher than VTI's 0.03% expense ratio. However, both funds are considered low-cost compared to the broader market, where average expense ratios usually range from 0.3% to 0.9%.
Risk-Adjusted Performance
TDIFX vs. VTI — Risk-Adjusted Performance Rank
TDIFX
VTI
TDIFX vs. VTI - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional Retirement Income Fund (TDIFX) and Vanguard Total Stock Market ETF (VTI). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Dividends
TDIFX vs. VTI - Dividend Comparison
TDIFX's dividend yield for the trailing twelve months is around 3.05%, more than VTI's 1.21% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TDIFX Dimensional Retirement Income Fund | 3.05% | 3.11% | 3.09% | 4.35% | 2.52% | 1.07% | 1.89% | 2.02% | 1.95% | 1.42% | 0.16% | 0.00% |
VTI Vanguard Total Stock Market ETF | 1.21% | 1.27% | 1.44% | 1.67% | 1.21% | 1.42% | 1.78% | 2.04% | 1.71% | 1.92% | 1.98% | 1.76% |
Drawdowns
TDIFX vs. VTI - Drawdown Comparison
The maximum TDIFX drawdown since its inception was -12.60%, smaller than the maximum VTI drawdown of -55.45%. Use the drawdown chart below to compare losses from any high point for TDIFX and VTI. For additional features, visit the drawdowns tool.
Volatility
TDIFX vs. VTI - Volatility Comparison
The current volatility for Dimensional Retirement Income Fund (TDIFX) is 0.74%, while Vanguard Total Stock Market ETF (VTI) has a volatility of 3.13%. This indicates that TDIFX experiences smaller price fluctuations and is considered to be less risky than VTI based on this measure. The chart below showcases a comparison of their rolling one-month volatility.