TDIFX vs. TRRLX
Compare and contrast key facts about Dimensional Retirement Income Fund (TDIFX) and T. Rowe Price Retirement 2060 Fund (TRRLX).
TDIFX is managed by Dimensional. It was launched on Nov 1, 2015. TRRLX is a passively managed fund by T. Rowe Price that tracks the performance of the S&P Target Date 2060 Index. It was launched on Jun 23, 2014.
Performance
TDIFX vs. TRRLX - Performance Comparison
Loading graphics...
TDIFX vs. TRRLX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TDIFX Dimensional Retirement Income Fund | 0.21% | 7.22% | 6.21% | 7.76% | -9.37% | 14.53% | 9.33% | 9.96% | -1.98% | 5.17% |
TRRLX T. Rowe Price Retirement 2060 Fund | -1.05% | 14.54% | 14.22% | 20.87% | -19.22% | 17.50% | 18.46% | 25.39% | -7.62% | 20.79% |
Returns By Period
In the year-to-date period, TDIFX achieves a 0.21% return, which is significantly higher than TRRLX's -1.05% return. Over the past 10 years, TDIFX has underperformed TRRLX with an annualized return of 4.81%, while TRRLX has yielded a comparatively higher 10.09% annualized return.
TDIFX
- 1D
- 0.59%
- 1M
- -1.59%
- YTD
- 0.21%
- 6M
- 0.88%
- 1Y
- 5.68%
- 3Y*
- 5.90%
- 5Y*
- 4.81%
- 10Y*
- 4.81%
TRRLX
- 1D
- 2.79%
- 1M
- -6.56%
- YTD
- -1.05%
- 6M
- -2.29%
- 1Y
- 12.85%
- 3Y*
- 13.74%
- 5Y*
- 6.69%
- 10Y*
- 10.09%
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TDIFX vs. TRRLX - Expense Ratio Comparison
TDIFX has a 0.06% expense ratio, which is lower than TRRLX's 0.64% expense ratio.
Return for Risk
TDIFX vs. TRRLX — Risk / Return Rank
TDIFX
TRRLX
TDIFX vs. TRRLX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Dimensional Retirement Income Fund (TDIFX) and T. Rowe Price Retirement 2060 Fund (TRRLX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TDIFX | TRRLX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.47 | 0.82 | +0.66 |
Sortino ratioReturn per unit of downside risk | 2.07 | 1.24 | +0.83 |
Omega ratioGain probability vs. loss probability | 1.31 | 1.18 | +0.12 |
Calmar ratioReturn relative to maximum drawdown | 1.47 | 0.85 | +0.62 |
Martin ratioReturn relative to average drawdown | 6.12 | 3.78 | +2.34 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TDIFX | TRRLX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.47 | 0.82 | +0.66 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.84 | 0.44 | +0.39 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.96 | 0.66 | +0.31 |
Sharpe Ratio (All Time)Calculated using the full available price history | 1.00 | 0.56 | +0.44 |
Correlation
The correlation between TDIFX and TRRLX is 0.72, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TDIFX vs. TRRLX - Dividend Comparison
TDIFX's dividend yield for the trailing twelve months is around 2.06%, while TRRLX has not paid dividends to shareholders.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TDIFX Dimensional Retirement Income Fund | 2.06% | 1.77% | 3.11% | 3.09% | 4.66% | 9.39% | 1.39% | 1.98% | 2.11% | 0.98% | 0.89% | 0.00% |
TRRLX T. Rowe Price Retirement 2060 Fund | 0.00% | 0.00% | 1.74% | 3.29% | 5.75% | 4.19% | 2.38% | 4.33% | 5.39% | 1.58% | 1.58% | 0.83% |
Drawdowns
TDIFX vs. TRRLX - Drawdown Comparison
The maximum TDIFX drawdown since its inception was -12.21%, smaller than the maximum TRRLX drawdown of -32.52%. Use the drawdown chart below to compare losses from any high point for TDIFX and TRRLX.
Loading graphics...
Drawdown Indicators
| TDIFX | TRRLX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -12.21% | -32.52% | +20.31% |
Max Drawdown (1Y)Largest decline over 1 year | -2.84% | -11.71% | +8.87% |
Max Drawdown (5Y)Largest decline over 5 years | -12.21% | -28.09% | +15.88% |
Max Drawdown (10Y)Largest decline over 10 years | -12.21% | -32.52% | +20.31% |
Current DrawdownCurrent decline from peak | -1.83% | -7.30% | +5.47% |
Average DrawdownAverage peak-to-trough decline | -1.77% | -5.23% | +3.46% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 0.84% | 2.96% | -2.12% |
Volatility
TDIFX vs. TRRLX - Volatility Comparison
The current volatility for Dimensional Retirement Income Fund (TDIFX) is 1.51%, while T. Rowe Price Retirement 2060 Fund (TRRLX) has a volatility of 6.03%. This indicates that TDIFX experiences smaller price fluctuations and is considered to be less risky than TRRLX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TDIFX | TRRLX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 1.51% | 6.03% | -4.52% |
Volatility (6M)Calculated over the trailing 6-month period | 2.32% | 9.97% | -7.65% |
Volatility (1Y)Calculated over the trailing 1-year period | 4.34% | 16.73% | -12.39% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 5.89% | 15.22% | -9.33% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 5.05% | 15.47% | -10.42% |