TIAA-CREF Lifecycle 2035 Fund (TCLRX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLRX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TCLRX
TCLRX charges 0.50% annually. There are 426 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | TCLRX vs PTDIX | |
| Principal LifeTime 2030 Fund | 0.01% | — | Feb 2001 | TCLRX vs PMTIX | |
| American Funds 2065 Target Date Retirement Fund | 0.01% | — | Mar 2020 | TCLRX vs FCQTX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | TCLRX vs JRLVX | |
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | TCLRX vs LTFIX |
Best Risk-Adjusted Alternatives to TCLRX
TCLRX has a PortfoliosLab risk / return rank of 56. There are 576 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | TCLRX vs PADLX | |
| State Street Target Retirement Fund | 88 | — | Sep 2014 | TCLRX vs SSFNX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TCLRX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 85 | — | Sep 2014 | TCLRX vs SSBRX | |
| Dimensional 2060 Target Date Retirement Income Fun... | 83 | — | Nov 2015 | TCLRX vs DRILX |
Top Performing TCLRX Alternatives (YTD)
TCLRX is at 7.00% YTD. There are 462 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.17%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Flex Freedom Blend 2060 Fund | 14.17% | — | Jun 2017 | TCLRX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.11% | — | Jun 2019 | TCLRX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 14.07% | — | Jun 2017 | TCLRX vs FQLSX | |
| Fidelity Freedom Blend 2055 Fund Class K6 | 14.04% | — | Aug 2018 | TCLRX vs FHDDX | |
| Fidelity Freedom Blend 2065 Fund Class K6 | 14.03% | — | Jun 2019 | TCLRX vs FFBQX |
Lowest Volatility Alternatives to TCLRX
TCLRX has 8.52% 1-year volatility. There are 270 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.33% | — | Nov 2015 | TCLRX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | 3.98% | — | Oct 2009 | TCLRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.01% | — | Oct 2009 | TCLRX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | 4.14% | — | Aug 2019 | TCLRX vs FRQHX | |
| Fidelity Advisor Managed Retirement 2010 Fund Clas... | 4.15% | — | Aug 2007 | TCLRX vs FRQAX |
Lowest Drawdown Alternatives to TCLRX
TCLRX has a 1-year max drawdown of -6.98%. There are 292 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TCLRX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | TCLRX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TCLRX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | TCLRX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | TCLRX vs FRKMX |
Other Mutual Funds from TIAA Investments
The 10 most viewed TIAA Investments mutual funds shown here include TIEIX, TILIX, TISPX and span 7 categories.
Often Compared With TCLRX
Investors most often compare TCLRX with TCLFX, FIHFX, CBALX. These 20 comparison targets span 2 categories, based on PortfoliosLab usage data.
Compare TCLRX with Any Fund or Stock
Compare TCLRX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TCLRX with funds that move differently
TIAA-CREF Lifecycle 2035 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLRX.
Explore TCLRX Diversifiers