TCLRX vs. FRIMX
Compare and contrast key facts about TIAA-CREF Lifecycle 2035 Fund (TCLRX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX).
TCLRX is managed by TIAA Investments. It was launched on Oct 14, 2004. FRIMX is managed by BlackRock. It was launched on Aug 30, 2007.
Performance
TCLRX vs. FRIMX - Performance Comparison
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TCLRX vs. FRIMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TCLRX TIAA-CREF Lifecycle 2035 Fund | -3.75% | 15.07% | 11.00% | 16.13% | -16.19% | 12.38% | 15.07% | 22.77% | -8.30% | 18.45% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | -0.51% | 9.94% | 4.30% | 8.06% | -11.66% | 2.78% | 8.57% | 10.57% | -1.82% | 7.08% |
Returns By Period
In the year-to-date period, TCLRX achieves a -3.75% return, which is significantly lower than FRIMX's -0.51% return. Over the past 10 years, TCLRX has outperformed FRIMX with an annualized return of 8.28%, while FRIMX has yielded a comparatively lower 3.92% annualized return.
TCLRX
- 1D
- -0.12%
- 1M
- -6.63%
- YTD
- -3.75%
- 6M
- -1.53%
- 1Y
- 11.37%
- 3Y*
- 10.73%
- 5Y*
- 5.42%
- 10Y*
- 8.28%
FRIMX
- 1D
- 0.26%
- 1M
- -3.19%
- YTD
- -0.51%
- 6M
- 0.75%
- 1Y
- 7.05%
- 3Y*
- 5.96%
- 5Y*
- 2.40%
- 10Y*
- 3.92%
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TCLRX vs. FRIMX - Expense Ratio Comparison
TCLRX has a 0.50% expense ratio, which is higher than FRIMX's 0.45% expense ratio.
Return for Risk
TCLRX vs. FRIMX — Risk / Return Rank
TCLRX
FRIMX
TCLRX vs. FRIMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2035 Fund (TCLRX) and Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLRX | FRIMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.05 | 1.56 | -0.51 |
Sortino ratioReturn per unit of downside risk | 1.52 | 2.17 | -0.65 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.31 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.26 | 2.08 | -0.82 |
Martin ratioReturn relative to average drawdown | 5.54 | 8.41 | -2.87 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TCLRX | FRIMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.05 | 1.56 | -0.51 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.46 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | 0.88 | -0.22 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.42 | 0.53 | -0.11 |
Correlation
The correlation between TCLRX and FRIMX is 0.88, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLRX vs. FRIMX - Dividend Comparison
TCLRX's dividend yield for the trailing twelve months is around 5.04%, more than FRIMX's 3.15% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLRX TIAA-CREF Lifecycle 2035 Fund | 5.04% | 4.85% | 2.74% | 1.61% | 5.83% | 7.91% | 5.16% | 3.80% | 6.54% | 2.60% | 5.11% | 5.35% |
FRIMX Fidelity Advisor Managed Retirement Income Fund Class I | 3.15% | 3.11% | 3.01% | 2.82% | 4.52% | 3.54% | 2.41% | 2.56% | 4.67% | 8.56% | 1.67% | 1.68% |
Drawdowns
TCLRX vs. FRIMX - Drawdown Comparison
The maximum TCLRX drawdown since its inception was -53.91%, which is greater than FRIMX's maximum drawdown of -33.73%. Use the drawdown chart below to compare losses from any high point for TCLRX and FRIMX.
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Drawdown Indicators
| TCLRX | FRIMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.91% | -33.73% | -20.18% |
Max Drawdown (1Y)Largest decline over 1 year | -7.92% | -3.44% | -4.48% |
Max Drawdown (5Y)Largest decline over 5 years | -23.09% | -16.12% | -6.97% |
Max Drawdown (10Y)Largest decline over 10 years | -27.96% | -16.12% | -11.84% |
Current DrawdownCurrent decline from peak | -6.98% | -3.19% | -3.79% |
Average DrawdownAverage peak-to-trough decline | -7.46% | -3.74% | -3.72% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.85% | 0.85% | +1.00% |
Volatility
TCLRX vs. FRIMX - Volatility Comparison
TIAA-CREF Lifecycle 2035 Fund (TCLRX) has a higher volatility of 3.57% compared to Fidelity Advisor Managed Retirement Income Fund Class I (FRIMX) at 1.95%. This indicates that TCLRX's price experiences larger fluctuations and is considered to be riskier than FRIMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCLRX | FRIMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.57% | 1.95% | +1.62% |
Volatility (6M)Calculated over the trailing 6-month period | 6.38% | 2.86% | +3.52% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.02% | 4.59% | +6.43% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.16% | 5.21% | +5.95% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.59% | 4.47% | +8.12% |