TCLRX vs. FRKMX
Compare and contrast key facts about TIAA-CREF Lifecycle 2035 Fund (TCLRX) and Fidelity Managed Retirement Income Fund Class K (FRKMX).
TCLRX is managed by TIAA Investments. It was launched on Oct 14, 2004. FRKMX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
TCLRX vs. FRKMX - Performance Comparison
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TCLRX vs. FRKMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TCLRX TIAA-CREF Lifecycle 2035 Fund | -1.90% | 15.07% | 11.00% | 16.13% | -16.19% | 12.38% | 15.07% | 7.16% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 0.27% | 9.91% | 4.40% | 8.17% | -11.57% | 2.88% | 8.68% | 3.08% |
Returns By Period
In the year-to-date period, TCLRX achieves a -1.90% return, which is significantly lower than FRKMX's 0.27% return.
TCLRX
- 1D
- 1.92%
- 1M
- -4.37%
- YTD
- -1.90%
- 6M
- 0.09%
- 1Y
- 13.16%
- 3Y*
- 11.43%
- 5Y*
- 5.61%
- 10Y*
- 8.49%
FRKMX
- 1D
- 0.75%
- 1M
- -2.05%
- YTD
- 0.27%
- 6M
- 1.36%
- 1Y
- 7.67%
- 3Y*
- 6.29%
- 5Y*
- 2.54%
- 10Y*
- —
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TCLRX vs. FRKMX - Expense Ratio Comparison
TCLRX has a 0.50% expense ratio, which is higher than FRKMX's 0.35% expense ratio.
Return for Risk
TCLRX vs. FRKMX — Risk / Return Rank
TCLRX
FRKMX
TCLRX vs. FRKMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2035 Fund (TCLRX) and Fidelity Managed Retirement Income Fund Class K (FRKMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLRX | FRKMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.22 | 1.72 | -0.50 |
Sortino ratioReturn per unit of downside risk | 1.76 | 2.41 | -0.65 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.35 | -0.09 |
Calmar ratioReturn relative to maximum drawdown | 1.58 | 2.35 | -0.77 |
Martin ratioReturn relative to average drawdown | 6.79 | 9.34 | -2.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TCLRX | FRKMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.22 | 1.72 | -0.50 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.49 | +0.02 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.68 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.43 | 0.71 | -0.28 |
Correlation
The correlation between TCLRX and FRKMX is 0.74, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLRX vs. FRKMX - Dividend Comparison
TCLRX's dividend yield for the trailing twelve months is around 4.94%, more than FRKMX's 3.25% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLRX TIAA-CREF Lifecycle 2035 Fund | 4.94% | 4.85% | 2.74% | 1.61% | 5.83% | 7.91% | 5.16% | 3.80% | 6.54% | 2.60% | 5.11% | 5.35% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 3.25% | 3.11% | 3.12% | 2.92% | 4.66% | 3.65% | 2.56% | 1.85% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
TCLRX vs. FRKMX - Drawdown Comparison
The maximum TCLRX drawdown since its inception was -53.91%, which is greater than FRKMX's maximum drawdown of -16.04%. Use the drawdown chart below to compare losses from any high point for TCLRX and FRKMX.
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Drawdown Indicators
| TCLRX | FRKMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.91% | -16.04% | -37.87% |
Max Drawdown (1Y)Largest decline over 1 year | -7.92% | -3.42% | -4.50% |
Max Drawdown (5Y)Largest decline over 5 years | -23.09% | -16.04% | -7.05% |
Max Drawdown (10Y)Largest decline over 10 years | -27.96% | — | — |
Current DrawdownCurrent decline from peak | -5.20% | -2.44% | -2.76% |
Average DrawdownAverage peak-to-trough decline | -7.46% | -3.64% | -3.82% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.85% | 0.86% | +0.99% |
Volatility
TCLRX vs. FRKMX - Volatility Comparison
TIAA-CREF Lifecycle 2035 Fund (TCLRX) has a higher volatility of 4.20% compared to Fidelity Managed Retirement Income Fund Class K (FRKMX) at 2.14%. This indicates that TCLRX's price experiences larger fluctuations and is considered to be riskier than FRKMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCLRX | FRKMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.20% | 2.14% | +2.06% |
Volatility (6M)Calculated over the trailing 6-month period | 6.65% | 2.95% | +3.70% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.15% | 4.63% | +6.52% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.19% | 5.23% | +5.96% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.60% | 5.14% | +7.46% |