- ISIN
- US87245M7496
- Issuer
- TIAA Investments
- Inception Date
- Sep 29, 2009
- Category
- Target Retirement Date
- Min. Investment
- $10,000,000
- Distribution Policy
- Distributing
- Asset Class
- Multi-Asset
- Asset Class Size
- Large-Cap
- Asset Class Style
- Blend
Share Price Chart
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Performance
TLLIX Performance Chart
TIAA-CREF Lifecycle Index 2050 Fund (TLLIX) is up 11.5% since the beginning of the year. TLLIX is currently trading at $41 per share. Investors who bought $1,000 worth of TLLIX shares 5 years ago would now be looking at an investment worth $1,653.
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Returns By Period
TIAA-CREF Lifecycle Index 2050 Fund (TLLIX) has returned 11.50% so far this year and 27.13% over the past 12 months. Over the last ten years, TLLIX has returned 12.19% per year, falling short of the S&P 500 Index benchmark, which averaged 13.88% annually.
TIAA-CREF Lifecycle Index 2050 Fund
- 1D
- 1.18%
- 1M
- 1.81%
- YTD
- 11.50%
- 6M
- 11.32%
- 1Y
- 27.13%
- 3Y*
- 18.32%
- 5Y*
- 10.57%
- 10Y*
- 12.19%
Benchmark (S&P 500 Index)
- 1D
- -0.37%
- 1M
- -0.01%
- YTD
- 9.16%
- 6M
- 8.64%
- 1Y
- 25.22%
- 3Y*
- 19.78%
- 5Y*
- 11.99%
- 10Y*
- 13.88%
TLLIX Monthly Returns History
Based on dividend-adjusted daily data since Oct 1, 2009, TLLIX's average daily return is +0.05%, while the average monthly return is +0.95%. At this rate, an investment would double in approximately 6.1 years.
Historically, 68% of months were positive and 32% were negative. The best month was Nov 2020 with a return of +11.3%, while the worst month was Mar 2020 at -13.0%. The longest winning streak lasted 13 consecutive months, and the longest losing streak was 5 months.
On a daily basis, TLLIX closed higher 53% of trading days. The best single day was Mar 24, 2020 with a return of +8.0%, while the worst single day was Mar 16, 2020 at -10.4%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.85% | 1.48% | -5.85% | 8.50% | 4.35% | 0.22% | 11.50% | ||||||
| 2025 | 3.11% | -0.15% | -3.30% | 0.57% | 4.98% | 4.35% | 0.84% | 2.70% | 3.33% | 1.89% | 0.16% | 0.81% | 20.75% |
| 2024 | 0.07% | 4.11% | 2.92% | -3.54% | 4.22% | 1.73% | 2.02% | 2.24% | 2.07% | -2.24% | 3.70% | -2.69% | 15.17% |
| 2023 | 7.09% | -2.96% | 2.80% | 1.22% | -0.98% | 5.36% | 3.29% | -2.72% | -4.06% | -2.72% | 8.50% | 4.98% | 20.53% |
| 2022 | -4.53% | -2.71% | 1.32% | -7.59% | 0.51% | -7.59% | 6.78% | -3.79% | -9.02% | 5.63% | 7.98% | -4.22% | -17.52% |
| 2021 | -0.31% | 2.38% | 2.48% | 4.02% | 1.11% | 1.52% | 0.70% | 2.25% | -3.89% | 4.79% | -2.29% | 3.50% | 17.12% |
Benchmark Metrics
TIAA-CREF Lifecycle Index 2050 Fund has an annualized alpha of 0.33%, beta of 0.86, and R2 of 0.96 versus S&P 500 Index. Calculated based on daily prices since October 01, 2009.
- This fund participated in 90.87% of S&P 500 Index downside but only 87.46% of its upside - more exposed to losses than it benefited from rallies.
- With beta of 0.86 and R2 of 0.96, this fund moves broadly in line with S&P 500 Index - much of its variation is explained by market exposure rather than independent behavior.
- Alpha
- 0.33%
- Beta
- 0.86
- R²
- 0.96
- Upside Capture
- 87.46%
- Downside Capture
- 90.87%
Expense Ratio
TLLIX has an expense ratio of 0.10%, which is considered low.
Return for Risk
Risk / Return Rank
TLLIX ranks 69 for risk / return — better than 69% of mutual funds on our site. You're getting solid returns for the risk taken. A good sign, especially for investors who want growth without excessive volatility.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for TIAA-CREF Lifecycle Index 2050 Fund (TLLIX) and compare them to S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| TLLIX | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | +0.20 | ||
| Sortino ratioReturn per unit of downside risk | +0.31 | ||
| Omega ratioGain probability vs. loss probability | 1.41 | 1.37 | +0.04 |
| Calmar ratioReturn relative to maximum drawdown | 3.06 | 2.78 | +0.28 |
| Martin ratioReturn relative to average drawdown | 13.31 | 12.44 | +0.87 |
Dividends
Dividend History
TIAA-CREF Lifecycle Index 2050 Fund provided a 2.80% dividend yield over the last twelve months, with an annual payout of $1.15 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $1.15 | $1.15 | $0.71 | $0.61 | $0.56 | $0.67 | $0.44 | $0.50 | $0.48 | $0.03 | $0.43 | $0.04 |
Dividend yield | 2.80% | 3.12% | 2.26% | 2.17% | 2.35% | 2.29% | 1.71% | 2.25% | 2.67% | 0.15% | 2.57% | 0.27% |
Monthly Dividends
The table displays the monthly dividend distributions for TIAA-CREF Lifecycle Index 2050 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | ||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $1.15 | $1.15 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.71 | $0.71 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.61 | $0.61 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.56 | $0.56 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.67 | $0.67 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the TIAA-CREF Lifecycle Index 2050 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the TIAA-CREF Lifecycle Index 2050 Fund was 31.41%, occurring on Mar 23, 2020. Recovery took 99 trading sessions.
The current TIAA-CREF Lifecycle Index 2050 Fund drawdown is 0.46%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -31.41%Mar 2020 | 1mo 9d | 4mo 22d | 6mo 1dFeb 2020 - Aug 2020 |
Bear market2022 | -25.38%Oct 2022 | 11mo 9d | 1y 3mo | 2y 2moNov 2021 - Jan 2024 |
2011 correction2011 | -19.40%Oct 2011 | 5mo 4d | 5mo 12d | 10mo 16dMay 2011 - Mar 2012 |
2016 correction2016 | -17.96%Feb 2016 | 8mo 25d | 10mo | 1y 6moMay 2015 - Dec 2016 |
Rate-hike selloffLate 2018 | -17.08%Dec 2018 | 10mo 29d | 4mo | 1y 2moJan 2018 - Apr 2019 |
Drawdown Indicators
| TLLIX | Benchmark | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -31.41% | -56.78% | +25.37% |
Max Drawdown (1Y)Largest decline over 1 year | -8.79% | -9.10% | +0.31% |
Max Drawdown (3Y)Largest decline over 3 years | -14.90% | -18.90% | +4.00% |
Max Drawdown (5Y)Largest decline over 5 years | -25.38% | -25.43% | +0.05% |
Max Drawdown (10Y)Largest decline over 10 years | -31.41% | -33.92% | +2.51% |
Current DrawdownCurrent decline from peak | -0.46% | -1.80% | +1.34% |
Average DrawdownAverage peak-to-trough decline | -4.15% | -10.71% | +6.56% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.01% | 2.03% | -0.02% |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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