TCLRX vs. TCIEX
Compare and contrast key facts about TIAA-CREF Lifecycle 2035 Fund (TCLRX) and TIAA-CREF International Equity Index Fund Institutional Class (TCIEX).
TCLRX is managed by TIAA Investments. It was launched on Oct 14, 2004. TCIEX is a passively managed fund by TIAA Investments that tracks the performance of the MSCI EAFE Index. It was launched on Oct 1, 2002.
Performance
TCLRX vs. TCIEX - Performance Comparison
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TCLRX vs. TCIEX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
TCLRX TIAA-CREF Lifecycle 2035 Fund | -3.75% | 15.07% | 11.00% | 16.13% | -16.19% | 12.38% | 15.07% | 22.77% | -8.30% | 18.45% |
TCIEX TIAA-CREF International Equity Index Fund Institutional Class | -1.90% | 31.55% | 3.69% | 18.21% | -14.19% | 11.30% | 8.13% | 21.82% | -13.27% | 25.34% |
Returns By Period
In the year-to-date period, TCLRX achieves a -3.75% return, which is significantly lower than TCIEX's -1.90% return. Both investments have delivered pretty close results over the past 10 years, with TCLRX having a 8.28% annualized return and TCIEX not far ahead at 8.58%.
TCLRX
- 1D
- -0.12%
- 1M
- -6.63%
- YTD
- -3.75%
- 6M
- -1.53%
- 1Y
- 11.37%
- 3Y*
- 10.73%
- 5Y*
- 5.42%
- 10Y*
- 8.28%
TCIEX
- 1D
- 0.37%
- 1M
- -10.84%
- YTD
- -1.90%
- 6M
- 2.34%
- 1Y
- 19.49%
- 3Y*
- 13.36%
- 5Y*
- 7.86%
- 10Y*
- 8.58%
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TCLRX vs. TCIEX - Expense Ratio Comparison
TCLRX has a 0.50% expense ratio, which is higher than TCIEX's 0.05% expense ratio.
Return for Risk
TCLRX vs. TCIEX — Risk / Return Rank
TCLRX
TCIEX
TCLRX vs. TCIEX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2035 Fund (TCLRX) and TIAA-CREF International Equity Index Fund Institutional Class (TCIEX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLRX | TCIEX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.05 | 1.09 | -0.04 |
Sortino ratioReturn per unit of downside risk | 1.52 | 1.53 | -0.01 |
Omega ratioGain probability vs. loss probability | 1.22 | 1.22 | 0.00 |
Calmar ratioReturn relative to maximum drawdown | 1.26 | 1.48 | -0.22 |
Martin ratioReturn relative to average drawdown | 5.54 | 5.82 | -0.29 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| TCLRX | TCIEX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.05 | 1.09 | -0.04 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.49 | 0.50 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.66 | 0.52 | +0.14 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.42 | 0.38 | +0.04 |
Correlation
The correlation between TCLRX and TCIEX is 0.86, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLRX vs. TCIEX - Dividend Comparison
TCLRX's dividend yield for the trailing twelve months is around 5.04%, more than TCIEX's 3.97% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLRX TIAA-CREF Lifecycle 2035 Fund | 5.04% | 4.85% | 2.74% | 1.61% | 5.83% | 7.91% | 5.16% | 3.80% | 6.54% | 2.60% | 5.11% | 5.35% |
TCIEX TIAA-CREF International Equity Index Fund Institutional Class | 3.97% | 3.89% | 3.17% | 3.14% | 2.82% | 3.02% | 1.96% | 3.08% | 3.42% | 2.78% | 2.95% | 3.06% |
Drawdowns
TCLRX vs. TCIEX - Drawdown Comparison
The maximum TCLRX drawdown since its inception was -53.91%, smaller than the maximum TCIEX drawdown of -59.27%. Use the drawdown chart below to compare losses from any high point for TCLRX and TCIEX.
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Drawdown Indicators
| TCLRX | TCIEX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -53.91% | -59.27% | +5.36% |
Max Drawdown (1Y)Largest decline over 1 year | -7.92% | -11.35% | +3.43% |
Max Drawdown (5Y)Largest decline over 5 years | -23.09% | -29.25% | +6.16% |
Max Drawdown (10Y)Largest decline over 10 years | -27.96% | -33.58% | +5.62% |
Current DrawdownCurrent decline from peak | -6.98% | -10.86% | +3.88% |
Average DrawdownAverage peak-to-trough decline | -7.46% | -10.64% | +3.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.85% | 3.03% | -1.18% |
Volatility
TCLRX vs. TCIEX - Volatility Comparison
The current volatility for TIAA-CREF Lifecycle 2035 Fund (TCLRX) is 3.57%, while TIAA-CREF International Equity Index Fund Institutional Class (TCIEX) has a volatility of 7.10%. This indicates that TCLRX experiences smaller price fluctuations and is considered to be less risky than TCIEX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| TCLRX | TCIEX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.57% | 7.10% | -3.53% |
Volatility (6M)Calculated over the trailing 6-month period | 6.38% | 10.83% | -4.45% |
Volatility (1Y)Calculated over the trailing 1-year period | 11.02% | 16.97% | -5.95% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 11.16% | 15.89% | -4.73% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 12.59% | 16.56% | -3.97% |