TCLFX Alternatives & Similar Mutual Funds

TIAA-CREF Lifecycle 2025 Fund (TCLFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.

Cheapest Alternatives to TCLFX

TCLFX charges 0.52% annually. There are 448 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.

Symbol	Name	Expense Ratio	AUM	Inception
LTRIX	Principal LifeTime 2045 Fund	0.01%	—	Feb 2008	TCLFX vs LTRIX
PTDIX	Principal LifeTime 2040 Fund	0.01%	—	Feb 2001	TCLFX vs PTDIX
LTIUX	Principal LifeTime 2035 Fund	0.01%	—	Feb 2008	TCLFX vs LTIUX
PLTZX	Principal LifeTime 2060 Fund	0.01%	—	Feb 2013	TCLFX vs PLTZX
PMTIX	Principal LifeTime 2030 Fund	0.01%	—	Feb 2001	TCLFX vs PMTIX

Best Risk-Adjusted Alternatives to TCLFX

TCLFX has a PortfoliosLab risk / return rank of 56. There are 489 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.

Symbol	Name	Risk / Return Rank	AUM	Inception
PADLX	Putnam Retirement Advantage Maturity Fund	86	—	Dec 2019	TCLFX vs PADLX
FIRVX	Fidelity Managed Retirement 2020 Fund	86	—	Dec 2007	TCLFX vs FIRVX
FRKMX	Fidelity Managed Retirement Income Fund Class K	86	—	Aug 2019	TCLFX vs FRKMX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	86	—	Aug 2019	TCLFX vs FRHMX
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	85	—	Aug 2007	TCLFX vs FRAMX

Top Performing TCLFX Alternatives (YTD)

TCLFX is at 5.26% YTD. There are 542 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 15,640,638.04%.

Symbol	Name	YTD Return	AUM	Inception
FRKMX	Fidelity Managed Retirement Income Fund Class K	15,640,638.04%	—	Aug 2019	TCLFX vs FRKMX
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	1,644,791.35%	—	Aug 2007	TCLFX vs FRAMX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	1,464,383.96%	—	Aug 2019	TCLFX vs FRHMX
FIRVX	Fidelity Managed Retirement 2020 Fund	1,440,933.92%	—	Dec 2007	TCLFX vs FIRVX
FWLSX	Fidelity Flex Freedom Blend 2060 Fund	14.17%	—	Jun 2017	TCLFX vs FWLSX

Lowest Volatility Alternatives to TCLFX

TCLFX has 6.96% 1-year volatility. There are 157 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.50%.

Symbol	Name	Volatility 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	3.50%	—	Nov 2015	TCLFX vs TDIFX
FRQIX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	4.32%	—	Aug 2007	TCLFX vs FRQIX
FRIMX	Fidelity Advisor Managed Retirement Income Fund Cl...	4.32%	—	Aug 2007	TCLFX vs FRIMX
FRQAX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	4.33%	—	Aug 2007	TCLFX vs FRQAX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	4.35%	—	Oct 2009	TCLFX vs FIKFX

Lowest Drawdown Alternatives to TCLFX

TCLFX has a 1-year max drawdown of -5.50%. There are 173 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.

Symbol	Name	Max Drawdown 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	-2.61%	—	Nov 2015	TCLFX vs TDIFX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	-3.32%	—	Oct 2009	TCLFX vs FIKFX
FFGZX	Fidelity Freedom Index Income Fund Institutional P...	-3.33%	—	Oct 2009	TCLFX vs FFGZX
FRQHX	Fidelity Managed Retirement 2010 Fund Class K6	-3.41%	—	Aug 2019	TCLFX vs FRQHX
FRQKX	Fidelity Managed Retirement 2010 Fund Class K	-3.42%	—	Aug 2019	TCLFX vs FRQKX

Other Mutual Funds from TIAA Investments

The 10 most viewed TIAA Investments mutual funds shown here include TISPX, TCIEX, TISCX and span 7 categories.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
TISPX	TIAA-CREF S&P 500 Index Fund	Large Cap Blend Equities	65	11.33%	—	Oct 2002	TCLFX vs TISPX
TCIEX	TIAA-CREF International Equity Index Fund Institut...	Large Cap Blend Equities, Foreign Large Cap Equities	35	10.45%	—	Oct 2002	TCLFX vs TCIEX
TISCX	TIAA-CREF Social Choice Equity Fund	Large Cap Blend Equities	53	14.02%	—	Jul 1999	TCLFX vs TISCX
TLLIX	TIAA-CREF Lifecycle Index 2050 Fund	Target Retirement Date	66	11.42%	—	Sep 2009	TCLFX vs TLLIX
TILVX	TIAA-CREF Large-Cap Value Index Fund	Large Cap Value Equities	89	18.30%	—	Oct 2002	TCLFX vs TILVX
TILGX	TIAA-CREF Large-Cap Growth Fund Institutional Clas...	Large Cap Growth Equities	17	5.36%	—	Mar 2006	TCLFX vs TILGX
TIGRX	TIAA-CREF Growth & Income Fund	Large Cap Blend Equities	33	6.92%	—	Jul 1999	TCLFX vs TIGRX
TISBX	TIAA-CREF Small-Cap Blend Index Fund	Small Cap Blend Equities	65	20.74%	—	Oct 2002	TCLFX vs TISBX
TVIIX	TIAA-CREF Lifecycle Index 2060 Fund	Target Retirement Date	65	11.78%	—	Sep 2014	TCLFX vs TVIIX
TIREX	TIAA-CREF Real Estate Securities Fund Institutiona...	REIT	30	13.68%	—	Oct 2002	TCLFX vs TIREX

Often Compared With TCLFX

Investors most often compare TCLFX with TCLRX, FCQTX, FNSHX. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
TCLRX	TIAA-CREF Lifecycle 2035 Fund	Target Retirement Date	50	6.72%	—	Oct 2004	TCLFX vs TCLRX
FCQTX	American Funds 2065 Target Date Retirement Fund	Target Retirement Date	48	10.90%	—	Mar 2020	TCLFX vs FCQTX
FNSHX	Fidelity Freedom Income Fund Class K	Target Retirement Date	69	4.58%	—	Jul 2017	TCLFX vs FNSHX
FFFCX	Fidelity Freedom 2010 Fund	Target Retirement Date	71	5.06%	—	Oct 1996	TCLFX vs FFFCX
FFFAX	Fidelity Freedom Income Fund	Target Retirement Date	68	4.56%	—	Oct 1996	TCLFX vs FFFAX
PDEJX	Prudential Day One 2025 Fund	Target Retirement Date	79	6.37%	—	Dec 2016	TCLFX vs PDEJX
TIEIX	Nuveen Equity Index Fund Class I	Large Cap Blend Equities	63	11.62%	—	Jul 1999	TCLFX vs TIEIX
PPLIX	Principal LifeTime 2050 Fund	Target Retirement Date	42	8.90%	—	Feb 2001	TCLFX vs PPLIX
SSBRX	State Street Target Retirement 2025 Fund	Target Retirement Date	81	6.34%	—	Sep 2014	TCLFX vs SSBRX
LTFIX	Principal LifeTime 2055 Fund	Target Retirement Date	42	9.10%	—	Feb 2008	TCLFX vs LTFIX
TILIX	Nuveen Large Cap Growth Index Fund R6 Class	Large Cap Growth Equities	19	5.24%	—	Oct 2002	TCLFX vs TILIX
URINX	USAA Target Retirement Income Fund	Target Retirement Date	81	5.97%	—	Jul 2008	TCLFX vs URINX
PDAHX	Prudential Day One Income Fund	Target Retirement Date	82	5.04%	—	Dec 2016	TCLFX vs PDAHX
PDDDX	Prudential Day One 2020 Fund	Target Retirement Date	76	5.38%	—	Dec 2016	TCLFX vs PDDDX
SSFNX	State Street Target Retirement Fund	Target Retirement Date	84	5.22%	—	Sep 2014	TCLFX vs SSFNX
FVTKX	Fidelity Freedom 2060 Fund Class K6	Target Retirement Date	72	14.16%	—	Aug 2014	TCLFX vs FVTKX
JLKYX	John Hancock Funds Multi-Index 2055 Lifetime Portf...	Target Retirement Date	65	12.40%	—	Mar 2014	TCLFX vs JLKYX
FATKX	Fidelity Freedom 2020 Fund Class K6	Target Retirement Date	71	7.04%	—	Oct 1996	TCLFX vs FATKX
FFSZX	Fidelity Freedom 2065 Fund Class K6	Target Retirement Date	72	14.15%	—	Jun 2019	TCLFX vs FFSZX
LPDIX	BlackRock LifePath Dynamic 2060 Fund	Target Retirement Date	54	12.96%	—	May 2017	TCLFX vs LPDIX

Compare TCLFX with Any Fund or Stock

Compare TCLFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

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Diversifiers

Pair TCLFX with funds that move differently

TIAA-CREF Lifecycle 2025 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLFX.

Explore TCLFX Diversifiers

TIAA-CREF Lifecycle 2025 Fund (TCLFX) Alternatives