TIAA-CREF Lifecycle 2025 Fund (TCLFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TCLFX
TCLFX charges 0.52% annually. There are 448 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | TCLFX vs JIEHX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TCLFX vs LTRIX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | TCLFX vs PPLIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | TCLFX vs LTIUX | |
| Principal LifeTime 2060 Fund | 0.01% | — | Feb 2013 | TCLFX vs PLTZX |
Best Risk-Adjusted Alternatives to TCLFX
TCLFX has a PortfoliosLab risk / return rank of 62. There are 461 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 89.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| Putnam Retirement Advantage Maturity Fund | 89 | — | Dec 2019 | TCLFX vs PADLX | |
| State Street Target Retirement Fund | 88 | — | Sep 2014 | TCLFX vs SSFNX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TCLFX vs PDAHX | |
| State Street Target Retirement 2025 Fund | 85 | — | Sep 2014 | TCLFX vs SSBRX | |
| Dimensional 2060 Target Date Retirement Income Fun... | 83 | — | Nov 2015 | TCLFX vs DRILX |
Top Performing TCLFX Alternatives (YTD)
TCLFX is at 5.46% YTD. There are 552 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 14.17%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| Fidelity Flex Freedom Blend 2060 Fund | 14.17% | — | Jun 2017 | TCLFX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 14.11% | — | Jun 2019 | TCLFX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 14.07% | — | Jun 2017 | TCLFX vs FQLSX | |
| Fidelity Freedom Blend 2055 Fund Class K6 | 14.04% | — | Aug 2018 | TCLFX vs FHDDX | |
| Fidelity Freedom Blend 2065 Fund Class K6 | 14.03% | — | Jun 2019 | TCLFX vs FFBQX |
Lowest Volatility Alternatives to TCLFX
TCLFX has 6.50% 1-year volatility. There are 165 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.33%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.33% | — | Nov 2015 | TCLFX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | 3.98% | — | Oct 2009 | TCLFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.01% | — | Oct 2009 | TCLFX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | 4.14% | — | Aug 2019 | TCLFX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | 4.15% | — | Aug 2019 | TCLFX vs FRKMX |
Lowest Drawdown Alternatives to TCLFX
TCLFX has a 1-year max drawdown of -5.50%. There are 177 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TCLFX vs TDIFX | |
| Fidelity Freedom Index Income Fund Investor Class | -3.32% | — | Oct 2009 | TCLFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TCLFX vs FFGZX | |
| Fidelity Managed Retirement 2010 Fund Class K6 | -3.41% | — | Aug 2019 | TCLFX vs FRQHX | |
| Fidelity Managed Retirement Income Fund Class K | -3.42% | — | Aug 2019 | TCLFX vs FRKMX |
Other Mutual Funds from TIAA Investments
The 10 most viewed TIAA Investments mutual funds shown here include TIEIX, TILIX, TISPX and span 7 categories.
Often Compared With TCLFX
Investors most often compare TCLFX with TCLRX, FRHMX, FNSHX. These 20 comparison targets span 1 categories, based on PortfoliosLab usage data.
Compare TCLFX with Any Fund or Stock
Compare TCLFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TCLFX with funds that move differently
TIAA-CREF Lifecycle 2025 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLFX.
Explore TCLFX Diversifiers