TIAA-CREF Lifecycle 2025 Fund (TCLFX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with TCLFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to TCLFX
TCLFX charges 0.52% annually. There are 450 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| Principal LifeTime 2055 Fund | 0.01% | — | Feb 2008 | TCLFX vs LTFIX | |
| Principal LifeTime 2045 Fund | 0.01% | — | Feb 2008 | TCLFX vs LTRIX | |
| Principal LifeTime 2025 Fund | 0.01% | — | Feb 2008 | TCLFX vs LTSTX | |
| Principal LifeTime 2050 Fund | 0.01% | — | Feb 2001 | TCLFX vs PPLIX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | TCLFX vs PLWIX |
Best Risk-Adjusted Alternatives to TCLFX
TCLFX has a PortfoliosLab risk / return rank of 58. There are 461 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | TCLFX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | TCLFX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | TCLFX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | TCLFX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | TCLFX vs URTRX |
Top Performing TCLFX Alternatives (YTD)
TCLFX is at 4.54% YTD. There are 552 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | TCLFX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | TCLFX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | TCLFX vs FWLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | TCLFX vs FDFPX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | TCLFX vs FQLSX |
Lowest Volatility Alternatives to TCLFX
TCLFX has 7.13% 1-year volatility. There are 143 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | TCLFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | TCLFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | TCLFX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | TCLFX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | TCLFX vs DRIQX |
Lowest Drawdown Alternatives to TCLFX
TCLFX has a 1-year max drawdown of -5.50%. There are 152 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | TCLFX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | TCLFX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | TCLFX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | TCLFX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | TCLFX vs PRMYX |
Other Mutual Funds from TIAA
The 10 most viewed TIAA mutual funds shown here include TISPX, TCIEX, TISCX and span 7 categories.
| Symbol | Name | Category | Risk / Return Rank | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|---|---|
| TIAA-CREF S&P 500 Index Fund | Large Cap Blend Equities | 62 | 9.34% | — | Oct 2002 | TCLFX vs TISPX | |
| TIAA-CREF International Equity Index Fund Institut... | Foreign Large Cap Equities | 69 | 12.68% | — | Oct 2002 | TCLFX vs TCIEX | |
| TIAA-CREF Social Choice Equity Fund | Large Cap Blend Equities | 47 | 11.18% | — | Jul 1999 | TCLFX vs TISCX | |
| TIAA-CREF Large-Cap Value Index Fund | Large Cap Value Equities | 94 | 20.09% | — | Oct 2002 | TCLFX vs TILVX | |
| TIAA-CREF Lifecycle Index 2050 Fund | Target Retirement Date | 70 | 9.98% | — | Sep 2009 | TCLFX vs TLLIX | |
| TIAA-CREF Small-Cap Blend Index Fund | Small Cap Blend Equities | 79 | 19.47% | — | Oct 2002 | TCLFX vs TISBX | |
| TIAA-CREF Large-Cap Growth Fund Institutional Clas... | Large Cap Growth Equities | 10 | 0.31% | — | Mar 2006 | TCLFX vs TILGX | |
| TIAA-CREF Growth & Income Fund | Large Cap Blend Equities | 26 | 4.86% | — | Jul 1999 | TCLFX vs TIGRX | |
| TIAA-CREF Lifecycle Index 2060 Fund | Target Retirement Date | 69 | 10.32% | — | Sep 2014 | TCLFX vs TVIIX | |
| TIAA-CREF Real Estate Securities Fund Institutiona... | REIT | 50 | 15.90% | — | Oct 2002 | TCLFX vs TIREX |
Often Compared With TCLFX
Investors most often compare TCLFX with TCLRX, FRHMX, FCQTX. These 20 comparison targets span 2 categories, based on PortfoliosLab usage data.
Compare TCLFX with Any Fund or Stock
Compare TCLFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair TCLFX with funds that move differently
TIAA-CREF Lifecycle 2025 Fund alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to TCLFX.
Explore TCLFX Diversifiers