TCLFX vs. FRKMX
Compare and contrast key facts about TIAA-CREF Lifecycle 2025 Fund (TCLFX) and Fidelity Managed Retirement Income Fund Class K (FRKMX).
TCLFX is managed by TIAA Investments. It was launched on Oct 14, 2004. FRKMX is managed by BlackRock. It was launched on Aug 1, 2019.
Performance
TCLFX vs. FRKMX - Performance Comparison
Loading graphics...
TCLFX vs. FRKMX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
TCLFX TIAA-CREF Lifecycle 2025 Fund | -1.38% | 12.77% | 8.81% | 12.83% | -14.54% | 9.44% | 13.22% | 5.74% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 0.27% | 9.91% | 4.40% | 8.17% | -11.57% | 2.88% | 8.68% | 3.08% |
Returns By Period
In the year-to-date period, TCLFX achieves a -1.38% return, which is significantly lower than FRKMX's 0.27% return.
TCLFX
- 1D
- 1.49%
- 1M
- -3.41%
- YTD
- -1.38%
- 6M
- 0.36%
- 1Y
- 10.67%
- 3Y*
- 9.37%
- 5Y*
- 4.41%
- 10Y*
- 6.98%
FRKMX
- 1D
- 0.75%
- 1M
- -2.05%
- YTD
- 0.27%
- 6M
- 1.36%
- 1Y
- 7.67%
- 3Y*
- 6.29%
- 5Y*
- 2.54%
- 10Y*
- —
Compare stocks, funds, or ETFs
Search for stocks, ETFs, and funds for a quick comparison or use the comparison tool for more options.
TCLFX vs. FRKMX - Expense Ratio Comparison
TCLFX has a 0.52% expense ratio, which is higher than FRKMX's 0.35% expense ratio.
Return for Risk
TCLFX vs. FRKMX — Risk / Return Rank
TCLFX
FRKMX
TCLFX vs. FRKMX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for TIAA-CREF Lifecycle 2025 Fund (TCLFX) and Fidelity Managed Retirement Income Fund Class K (FRKMX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| TCLFX | FRKMX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.34 | 1.72 | -0.38 |
Sortino ratioReturn per unit of downside risk | 1.91 | 2.41 | -0.50 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.35 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.75 | 2.35 | -0.60 |
Martin ratioReturn relative to average drawdown | 7.28 | 9.34 | -2.06 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Loading graphics...
Sharpe Ratios by Period
| TCLFX | FRKMX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.34 | 1.72 | -0.38 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.49 | +0.03 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.73 | — | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.46 | 0.71 | -0.25 |
Correlation
The correlation between TCLFX and FRKMX is 0.80, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
TCLFX vs. FRKMX - Dividend Comparison
TCLFX's dividend yield for the trailing twelve months is around 4.88%, more than FRKMX's 3.25% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
TCLFX TIAA-CREF Lifecycle 2025 Fund | 4.88% | 4.81% | 3.42% | 2.14% | 5.63% | 7.38% | 4.75% | 3.53% | 6.46% | 2.33% | 5.05% | 4.79% |
FRKMX Fidelity Managed Retirement Income Fund Class K | 3.25% | 3.11% | 3.12% | 2.92% | 4.66% | 3.65% | 2.56% | 1.85% | 0.00% | 0.00% | 0.00% | 0.00% |
Drawdowns
TCLFX vs. FRKMX - Drawdown Comparison
The maximum TCLFX drawdown since its inception was -48.12%, which is greater than FRKMX's maximum drawdown of -16.04%. Use the drawdown chart below to compare losses from any high point for TCLFX and FRKMX.
Loading graphics...
Drawdown Indicators
| TCLFX | FRKMX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -48.12% | -16.04% | -32.08% |
Max Drawdown (1Y)Largest decline over 1 year | -5.96% | -3.42% | -2.54% |
Max Drawdown (5Y)Largest decline over 5 years | -20.28% | -16.04% | -4.24% |
Max Drawdown (10Y)Largest decline over 10 years | -22.98% | — | — |
Current DrawdownCurrent decline from peak | -4.09% | -2.44% | -1.65% |
Average DrawdownAverage peak-to-trough decline | -6.02% | -3.64% | -2.38% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.43% | 0.86% | +0.57% |
Volatility
TCLFX vs. FRKMX - Volatility Comparison
TIAA-CREF Lifecycle 2025 Fund (TCLFX) has a higher volatility of 3.23% compared to Fidelity Managed Retirement Income Fund Class K (FRKMX) at 2.14%. This indicates that TCLFX's price experiences larger fluctuations and is considered to be riskier than FRKMX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
Loading graphics...
Volatility by Period
| TCLFX | FRKMX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 3.23% | 2.14% | +1.09% |
Volatility (6M)Calculated over the trailing 6-month period | 4.98% | 2.95% | +2.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 8.19% | 4.63% | +3.56% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 8.54% | 5.23% | +3.31% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 9.61% | 5.14% | +4.47% |