American Funds Conservative Growth and Income Portfolio Class F-1 (INPFX) Alternatives

Mutual Fund · Currency in USD · Last updated Jun 4, 2026

The American Funds Conservative Growth and Income Portfolio (INPFX) is a fund of funds designed for investors looking for a balance of income and long-term growth potential. The fund is managed by American Funds, a well-established investment management company that has been in business for over 80 years.

The fund's investment objective is to provide income and long-term growth potential through a diversified mix of stocks and fixed-income securities. To achieve this objective, the fund invests in a portfolio of other mutual funds focusing on income-producing investments. This includes dividend-paying stocks, bonds, and other fixed-income securities.

The fund's portfolio is diversified across different sectors and industries, providing investors with exposure to a broad range of companies and sectors. The fund's management team uses a conservative investment approach, focusing on investments with a lower risk level than other funds.

American Funds Conservative Growth and Income Portfolio Class F-1 (INPFX) belongs to the Diversified Portfolio category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with INPFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.

Cheapest Alternatives to INPFX

INPFX charges 0.66% annually. There are 273 mutual funds in the Diversified Portfolio category with lower expense ratios, going as low as 0.02%.

Symbol	Name	Expense Ratio	AUM	Inception
FRGAX	Fidelity 70% Allocation Fund	0.02%	—	Jan 2022	INPFX vs FRGAX
PALDX	PGIM 60/40 Allocation Fund	0.03%	—	Sep 2017	INPFX vs PALDX
TSAIX	TIAA-CREF Lifestyle Aggressive Growth Fund	0.04%	—	Dec 2011	INPFX vs TSAIX
BWBIX	Baron WealthBuilder Fund	0.05%	—	Dec 2017	INPFX vs BWBIX
FYMIX	Fidelity Sustainable Multi-Asset Fund	0.05%	—	Feb 2022	INPFX vs FYMIX

Best Risk-Adjusted Alternatives to INPFX

INPFX has a PortfoliosLab risk / return rank of 63. There are 273 mutual funds in the Diversified Portfolio category with higher risk-adjusted ranks, going as high as 99.

Symbol	Name	Risk / Return Rank	AUM	Inception
STDAX	SEI Asset Allocation Trust Defensive Strategy Allo...	99	—	Nov 2003	INPFX vs STDAX
TIBIX	Thornburg Investment Income Builder Fund Class I	98	—	Dec 2002	INPFX vs TIBIX
EKBAX	Allspring Diversified Capital Builder Fund	97	—	Jan 1998	INPFX vs EKBAX
NWQIX	Nuveen Flexible Income Fund	97	—	Dec 2009	INPFX vs NWQIX
FSRKX	Fidelity Strategic Real Return Fund Class K6	97	—	Sep 2005	INPFX vs FSRKX

Top Performing INPFX Alternatives (YTD)

INPFX is at 5.06% YTD. There are 383 mutual funds in the Diversified Portfolio category with higher YTD returns, going as high as 36.56%.

Symbol	Name	YTD Return	AUM	Inception
EKBAX	Allspring Diversified Capital Builder Fund	36.56%	—	Jan 1998	INPFX vs EKBAX
GRSPX	Greenspring Fund	20.11%	—	Jun 1983	INPFX vs GRSPX
TIBIX	Thornburg Investment Income Builder Fund Class I	17.96%	—	Dec 2002	INPFX vs TIBIX
MHELX	MH Elite Small Cap Fund of Funds Fund	17.53%	—	Aug 1998	INPFX vs MHELX
BLNDX	Standpoint Multi-Asset Fund Institutional	17.17%	—	Dec 2019	INPFX vs BLNDX

Lowest Volatility Alternatives to INPFX

INPFX has 5.93% 1-year volatility. There are 125 mutual funds in the Diversified Portfolio category with lower 1-year volatility, going as low as 0.86%.

Symbol	Name	Volatility 1Y	AUM	Inception
STDAX	SEI Asset Allocation Trust Defensive Strategy Allo...	0.86%	—	Nov 2003	INPFX vs STDAX
SCLAX	SEI Institutional Managed Trust Multi-Asset Capita...	2.64%	—	Apr 2012	INPFX vs SCLAX
SICIX	SEI Asset Allocation Trust Conservative Strategy F...	2.81%	—	Nov 2003	INPFX vs SICIX
AVEFX	Ave Maria Bond Fund	2.93%	—	Apr 2003	INPFX vs AVEFX
CSTAX	American Funds College 2027 Fund	3.04%	—	Sep 2012	INPFX vs CSTAX

Lowest Drawdown Alternatives to INPFX

INPFX has a 1-year max drawdown of -5.20%. There are 151 mutual funds in the Diversified Portfolio category with shallower 1-year drawdowns, going as shallow as -0.36%.

Symbol	Name	Max Drawdown 1Y	AUM	Inception
STDAX	SEI Asset Allocation Trust Defensive Strategy Allo...	-0.36%	—	Nov 2003	INPFX vs STDAX
FSRKX	Fidelity Strategic Real Return Fund Class K6	-1.93%	—	Sep 2005	INPFX vs FSRKX
FIQDX	Fidelity Advisor Strategic Real Return Fund Class ...	-1.94%	—	Oct 2018	INPFX vs FIQDX
FCSRX	Fidelity Advisor Strategic Real Return Fund Class ...	-1.99%	—	Sep 2005	INPFX vs FCSRX
FSRRX	Fidelity Strategic Real Return Fund	-2.05%	—	Sep 2005	INPFX vs FSRRX

Other Mutual Funds from American Funds

The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, RGAGX and span 6 categories.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
ABALX	American Funds American Balanced Fund Class A	Diversified Portfolio	85	9.98%	—	Jul 1975	INPFX vs ABALX
AIVSX	American Funds Investment Company of America Class...	Large Cap Blend Equities	55	10.91%	—	Jan 1934	INPFX vs AIVSX
RGAGX	American Funds The Growth Fund of America Class R-...	Large Cap Growth Equities	35	10.24%	—	Dec 1973	INPFX vs RGAGX
AWSHX	American Funds Washington Mutual Investors Fund Cl...	Large Cap Blend Equities	38	5.89%	—	Jul 1952	INPFX vs AWSHX
RERGX	American Funds EuroPacific Growth Fund Class R-6	Foreign Large Cap Equities, Large Cap Growth Equities	40	12.33%	—	—	INPFX vs RERGX
ANCFX	American Funds Fundamental Investors Class A	Large Cap Blend Equities	75	15.14%	—	Jan 1978	INPFX vs ANCFX
ANWPX	American Funds New Perspective Fund Class A	Large Cap Growth Equities, Global Equities	29	7.38%	—	Mar 1973	INPFX vs ANWPX
GFFFX	American Funds The Growth Fund of America	Large Cap Growth Equities	34	10.19%	—	Dec 1973	INPFX vs GFFFX
AMECX	American Funds The Income Fund of America Class A	Diversified Portfolio, Dividend	53	6.34%	—	Dec 1973	INPFX vs AMECX
AMCPX	American Funds AMCAP Fund Class A	Large Cap Growth Equities	27	6.34%	—	Jan 1967	INPFX vs AMCPX

Often Compared With INPFX

Investors most often compare INPFX with VWINX, FASIX, GSBFX. These 20 comparison targets span 9 categories, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
VWINX	Vanguard Wellesley Income Fund Investor Shares	Diversified Portfolio	57	3.55%	48.20B	Jul 1970	INPFX vs VWINX
FASIX	Fidelity Asset Manager 20% Fund	Diversified Portfolio	84	4.52%	—	Oct 1992	INPFX vs FASIX
GSBFX	Goldman Sachs Income Builder Fund	Diversified Portfolio	70	4.73%	—	Oct 1994	INPFX vs GSBFX
PBHAX	PGIM High Yield Fund	High Yield Bonds	71	1.69%	—	Jan 1990	INPFX vs PBHAX
CAPAX	Federated Hermes Capital Income Fund	Diversified Portfolio	85	4.31%	—	May 1988	INPFX vs CAPAX
EKSAX	Allspring Diversified Income Builder Fund	Diversified Portfolio	83	6.61%	—	Apr 1987	INPFX vs EKSAX
AOM	iShares Core Moderate Allocation ETF	Diversified Portfolio	65	5.00%	1.77B	Nov 2008	INPFX vs AOM
DFUSX	DFA U.S. Large Company Portfolio	Large Cap Blend Equities	77	11.70%	—	Sep 1999	INPFX vs DFUSX
AOR	iShares Core Growth Allocation ETF	Diversified Portfolio	67	7.39%	3.65B	Nov 2008	INPFX vs AOR
PRCFX	T. Rowe Price Capital Appreciation and Income Fund	Diversified Portfolio	64	3.62%	—	Nov 2023	INPFX vs PRCFX
PRSIX	T. Rowe Price Spectrum Conservative Allocation Fun...	Diversified Portfolio	70	5.79%	—	Jul 1994	INPFX vs PRSIX
FWATX	Fidelity Advisor Multi-Asset Income Fund Class A	Diversified Portfolio	60	8.71%	—	Sep 2015	INPFX vs FWATX
SGGDX	First Eagle Gold Fund	Precious Metals	27	3.99%	—	Aug 1993	INPFX vs SGGDX
AAAAX	DWS RREEF Real Assets Fund - Class A	Diversified Portfolio	46	10.64%	—	Jul 2007	INPFX vs AAAAX
TRRHX	T. Rowe Price Retirement 2025 Fund	Target Retirement Date	16	6.92%	—	Feb 2004	INPFX vs TRRHX
SCHD	Schwab U.S. Dividend Equity ETF	Dividend	80	19.01%	94.95B	Oct 2011	INPFX vs SCHD
FTHRX	Fidelity Intermediate Bond Fund	Total Bond Market	26	0.15%	—	May 1975	INPFX vs FTHRX
FIUIX	Fidelity Telecom and Utilities Fund	Utilities Equities	4	4.92%	—	Nov 1987	INPFX vs FIUIX
NOIEX	Northern Income Equity Fund	Large Cap Value Equities	83	12.80%	—	Mar 1994	INPFX vs NOIEX
PRPFX	Permanent Portfolio Permanent Portfolio	Diversified Portfolio	46	7.27%	—	Nov 1982	INPFX vs PRPFX

Compare INPFX with Any Fund or Stock

Compare INPFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

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Diversifiers

Pair INPFX with funds that move differently

American Funds Conservative Growth and Income Portfolio Class F-1 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to INPFX.

Explore INPFX Diversifiers