American Funds Conservative Growth and Income Portfolio Class F-1 (INPFX) Alternatives

Mutual Fund · Currency in USD · Last updated Aug 1, 2026

The American Funds Conservative Growth and Income Portfolio (INPFX) is a fund of funds designed for investors looking for a balance of income and long-term growth potential. The fund is managed by American Funds, a well-established investment management company that has been in business for over 80 years.

The fund's investment objective is to provide income and long-term growth potential through a diversified mix of stocks and fixed-income securities. To achieve this objective, the fund invests in a portfolio of other mutual funds focusing on income-producing investments. This includes dividend-paying stocks, bonds, and other fixed-income securities.

The fund's portfolio is diversified across different sectors and industries, providing investors with exposure to a broad range of companies and sectors. The fund's management team uses a conservative investment approach, focusing on investments with a lower risk level than other funds.

American Funds Conservative Growth and Income Portfolio Class F-1 (INPFX) belongs to the Diversified Portfolio category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with INPFX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.

Cheapest Alternatives to INPFX

INPFX charges 0.66% annually. There are 277 mutual funds in the Diversified Portfolio category with lower expense ratios, going as low as 0.02%.

Symbol	Name	Expense Ratio	AUM	Inception
FRGAX	Fidelity 70% Allocation Fund	0.02%	—	Jan 2022	INPFX vs FRGAX
PALDX	PGIM 60/40 Allocation Fund	0.03%	—	Sep 2017	INPFX vs PALDX
TSAIX	TIAA-CREF Lifestyle Aggressive Growth Fund	0.04%	—	Dec 2011	INPFX vs TSAIX
VBAIX	Vanguard Balanced Index Fund Institutional Shares	0.04%	63.70B	Dec 2000	INPFX vs VBAIX
BWBIX	Baron WealthBuilder Fund	0.05%	—	Dec 2017	INPFX vs BWBIX

Best Risk-Adjusted Alternatives to INPFX

INPFX has a PortfoliosLab risk / return rank of 75. There are 118 mutual funds in the Diversified Portfolio category with higher risk-adjusted ranks, going as high as 99.

Symbol	Name	Risk / Return Rank	AUM	Inception
STDAX	SEI Asset Allocation Trust Defensive Strategy Allo...	99	—	Nov 2003	INPFX vs STDAX
TIBIX	Thornburg Investment Income Builder Fund Class I	98	—	Dec 2002	INPFX vs TIBIX
NWQIX	Nuveen Flexible Income Fund	96	—	Dec 2009	INPFX vs NWQIX
RPFCX	Davis Appreciation & Income Fund	95	—	Apr 1992	INPFX vs RPFCX
FSRRX	Fidelity Strategic Real Return Fund	95	—	Sep 2005	INPFX vs FSRRX

Top Performing INPFX Alternatives (YTD)

INPFX is at 5.60% YTD. There are 319 mutual funds in the Diversified Portfolio category with higher YTD returns, going as high as 29.12%.

Symbol	Name	YTD Return	AUM	Inception
EKBAX	Allspring Diversified Capital Builder Fund	29.12%	—	Jan 1998	INPFX vs EKBAX
IOEZX	ICON Equity Income Fund	20.77%	—	May 2004	INPFX vs IOEZX
TIBIX	Thornburg Investment Income Builder Fund Class I	17.74%	—	Dec 2002	INPFX vs TIBIX
GRSPX	Greenspring Fund	16.72%	—	Jun 1983	INPFX vs GRSPX
BRUFX	Bruce Fund	16.02%	—	Mar 1968	INPFX vs BRUFX

Lowest Volatility Alternatives to INPFX

INPFX has 6.13% 1-year volatility. There are 105 mutual funds in the Diversified Portfolio category with lower 1-year volatility, going as low as 0.86%.

Symbol	Name	Volatility 1Y	AUM	Inception
STDAX	SEI Asset Allocation Trust Defensive Strategy Allo...	0.86%	—	Nov 2003	INPFX vs STDAX
SICIX	SEI Asset Allocation Trust Conservative Strategy F...	2.81%	—	Nov 2003	INPFX vs SICIX
SCLAX	SEI Institutional Managed Trust Multi-Asset Capita...	2.91%	—	Apr 2012	INPFX vs SCLAX
AVEFX	Ave Maria Bond Fund	3.00%	—	Apr 2003	INPFX vs AVEFX
CSTAX	American Funds College 2027 Fund	3.11%	—	Sep 2012	INPFX vs CSTAX

Lowest Drawdown Alternatives to INPFX

INPFX has a 1-year max drawdown of -5.20%. There are 149 mutual funds in the Diversified Portfolio category with shallower 1-year drawdowns, going as shallow as -0.36%.

Symbol	Name	Max Drawdown 1Y	AUM	Inception
STDAX	SEI Asset Allocation Trust Defensive Strategy Allo...	-0.36%	—	Nov 2003	INPFX vs STDAX
SCLAX	SEI Institutional Managed Trust Multi-Asset Capita...	-2.32%	—	Apr 2012	INPFX vs SCLAX
DGTSX	DFA Global Allocation 25/75 Portfolio	-2.64%	—	Dec 2003	INPFX vs DGTSX
SICIX	SEI Asset Allocation Trust Conservative Strategy F...	-2.65%	—	Nov 2003	INPFX vs SICIX
CSTAX	American Funds College 2027 Fund	-2.72%	—	Sep 2012	INPFX vs CSTAX

Other Mutual Funds from American Funds

The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
ABALX	American Funds American Balanced Fund Class A	Diversified Portfolio	79	8.24%	—	Jul 1975	INPFX vs ABALX
AIVSX	American Funds Investment Company of America Class...	Large Cap Blend Equities	39	8.17%	—	Jan 1934	INPFX vs AIVSX
AWSHX	American Funds Washington Mutual Investors Fund Cl...	Large Cap Blend Equities	60	9.02%	—	Jul 1952	INPFX vs AWSHX
RGAGX	American Funds The Growth Fund of America Class R-...	Large Cap Growth Equities	20	4.58%	—	Dec 1973	INPFX vs RGAGX
RERGX	American Funds EUPAC Fund Class R-6	Foreign Large Cap Equities, Large Cap Growth Equities, Actively Managed	51	9.58%	—	May 2009	INPFX vs RERGX
ANCFX	American Funds Fundamental Investors Class A	Large Cap Blend Equities, Actively Managed	65	12.13%	—	Aug 1978	INPFX vs ANCFX
ANWPX	American Funds New Perspective Fund Class A	Global Equities, Large Cap Growth Equities, Actively Managed	24	3.99%	—	Mar 1973	INPFX vs ANWPX
GFFFX	American Funds The Growth Fund of America Class F-...	Large Cap Growth Equities	19	4.51%	—	Dec 1973	INPFX vs GFFFX
AMECX	American Funds The Income Fund of America Class A	Diversified Portfolio, Dividend	81	8.47%	—	Dec 1973	INPFX vs AMECX
AMCPX	American Funds AMCAP Fund Class A	Large Cap Growth Equities	16	2.86%	—	Jan 1967	INPFX vs AMCPX

Often Compared With INPFX

Investors most often compare INPFX with VWINX, PBHAX, FASIX. These 20 comparison targets span 11 categories, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
VWINX	Vanguard Wellesley Income Fund Investor Shares	Diversified Portfolio	69	3.67%	47.40B	Jul 1970	INPFX vs VWINX
PBHAX	PGIM High Yield Fund	High Yield Bonds	63	0.98%	—	Jan 1990	INPFX vs PBHAX
FASIX	Fidelity Asset Manager 20% Fund	Diversified Portfolio	80	3.85%	—	Oct 1992	INPFX vs FASIX
GSBFX	Goldman Sachs Income Builder Fund	Diversified Portfolio	84	6.71%	—	Oct 1994	INPFX vs GSBFX
EKSAX	Allspring Diversified Income Builder Fund	Diversified Portfolio	57	4.09%	—	Apr 1987	INPFX vs EKSAX
CAPAX	Federated Hermes Capital Income Fund	Diversified Portfolio	72	4.33%	—	May 1988	INPFX vs CAPAX
AOM	iShares Core Moderate Allocation ETF	Diversified Portfolio	66	4.36%	1.74B	Nov 2008	INPFX vs AOM
DFUSX	DFA U.S. Large Company Portfolio	Large Cap Blend Equities	65	9.37%	14.33B	Sep 1999	INPFX vs DFUSX
AOR	iShares Core 60/40 Balanced Allocation ETF	Diversified Portfolio	70	6.72%	3.64B	Nov 2008	INPFX vs AOR
PRCFX	T. Rowe Price Capital Appreciation and Income Fund	Diversified Portfolio	50	2.93%	—	Nov 2023	INPFX vs PRCFX
PRSIX	T. Rowe Price Spectrum Conservative Allocation Fun...	Diversified Portfolio	76	5.26%	—	Jul 1994	INPFX vs PRSIX
FWATX	Fidelity Advisor Multi-Asset Income Fund Class A	Diversified Portfolio	28	3.93%	—	Sep 2015	INPFX vs FWATX
SGGDX	First Eagle Gold Fund	Gold, Precious Metals	34	-7.30%	—	Aug 1993	INPFX vs SGGDX
SCHD	Schwab U.S. Dividend Equity ETF	Dividend	95	24.03%	104.16B	Oct 2011	INPFX vs SCHD
TRRHX	T. Rowe Price Retirement 2025 Fund	Target Retirement Date	17	6.12%	—	Feb 2004	INPFX vs TRRHX
NOIEX	Northern Income Equity Fund	Large Cap Value Equities, Dividend, Actively Managed	78	12.25%	—	Apr 1994	INPFX vs NOIEX
FIUIX	Fidelity Telecom and Utilities Fund	Utilities Equities	2	2.07%	—	Nov 1987	INPFX vs FIUIX
AAAAX	DWS RREEF Real Assets Fund - Class A	Diversified Portfolio	77	11.12%	—	Jul 2007	INPFX vs AAAAX
PRPFX	Permanent Portfolio Class I	Diversified Portfolio	38	2.08%	—	Dec 1982	INPFX vs PRPFX
FTHRX	Fidelity Intermediate Bond Fund	Intermediate Core Bond, Actively Managed	32	-0.23%	—	May 1975	INPFX vs FTHRX

Compare INPFX with Any Fund or Stock

Compare INPFX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

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Diversifiers

Pair INPFX with funds that move differently

American Funds Conservative Growth and Income Portfolio Class F-1 alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to INPFX.

Explore INPFX Diversifiers