American Funds College 2027 Fund (CSTAX)
The adviser will increasingly emphasize income and preservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The adviser will attempt to achieve the fund's investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth-and-income funds, equity-income funds, balanced funds and fixed income funds.
Fund Info
ISIN | US02629M6030 |
---|---|
Issuer | American Funds |
Inception Date | Sep 13, 2012 |
Category | Diversified Portfolio |
Min. Investment | $250 |
Asset Class | Multi-Asset |
Asset Class Size | Large-Cap |
Asset Class Style | Blend |
Expense Ratio
CSTAX has a high expense ratio of 0.41%, indicating higher-than-average management fees.
Share Price Chart
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Compare to other instruments
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Popular comparisons: CSTAX vs. CMCSA, CSTAX vs. CFTAX
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Funds College 2027 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Funds College 2027 Fund had a return of 1.54% year-to-date (YTD) and 5.60% in the last 12 months. Over the past 10 years, American Funds College 2027 Fund had an annualized return of 4.26%, while the S&P 500 had an annualized return of 10.90%, indicating that American Funds College 2027 Fund did not perform as well as the benchmark.
Period | Return | Benchmark |
---|---|---|
Year-To-Date | 1.54% | 11.05% |
1 month | 2.60% | 4.86% |
6 months | 6.34% | 17.50% |
1 year | 5.60% | 27.37% |
5 years (annualized) | 3.65% | 13.14% |
10 years (annualized) | 4.26% | 10.90% |
Monthly Returns
The table below presents the monthly returns of CSTAX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2024 | 0.26% | -0.26% | 1.37% | -2.12% | 1.54% | ||||||||
2023 | 2.75% | -2.50% | 2.30% | 0.78% | -1.54% | 0.44% | 0.87% | -0.86% | -2.26% | -1.33% | 4.59% | 3.46% | 6.57% |
2022 | -1.70% | -1.02% | -1.03% | -3.45% | 0.91% | -3.13% | 2.80% | -2.56% | -5.26% | 1.43% | 4.15% | -1.09% | -9.88% |
2021 | -0.46% | 0.23% | 1.53% | 1.51% | 0.97% | 0.07% | 0.88% | 0.44% | -1.38% | 1.40% | -0.51% | 1.70% | 6.52% |
2020 | 0.31% | -2.17% | -4.05% | 4.38% | 1.66% | 0.70% | 2.32% | 1.21% | -0.90% | -1.21% | 4.27% | 1.20% | 7.66% |
2019 | 2.97% | 1.15% | 1.47% | 1.20% | -1.43% | 3.06% | 0.08% | 0.55% | 0.54% | 0.77% | 1.00% | 1.32% | 13.35% |
2018 | 2.06% | -2.40% | -0.56% | 0.00% | 0.40% | -0.08% | 1.43% | 0.23% | -0.00% | -2.82% | 1.53% | -1.92% | -2.23% |
2017 | 1.45% | 1.51% | 0.58% | 0.99% | 1.30% | 0.08% | 1.60% | 0.24% | 1.10% | 0.62% | 1.01% | 0.73% | 11.77% |
2016 | -2.08% | -0.27% | 4.44% | 1.19% | 0.08% | 1.01% | 2.08% | -0.24% | 0.49% | -1.22% | -0.08% | 0.90% | 6.32% |
2015 | -0.00% | 2.47% | -1.04% | 1.38% | -0.08% | -1.76% | 1.22% | -3.78% | -1.59% | 4.25% | -0.41% | -1.27% | -0.87% |
2014 | -2.03% | 3.88% | -0.17% | 0.75% | 2.14% | 1.05% | -1.36% | 2.19% | -1.74% | 1.13% | 1.20% | -0.03% | 7.05% |
2013 | 2.90% | 0.10% | 2.04% | 2.66% | 0.09% | -1.85% | 3.68% | -1.73% | 4.16% | 3.37% | 1.20% | 1.78% | 19.78% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
The current rank of CSTAX is 28, suggesting that the investment has average results relative to other mutual funds in terms of risk-adjusted performance. This ranking is determined by the cumulative values of the indicators listed below.
CSTAX (American Funds College 2027 Fund)
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Funds College 2027 Fund (CSTAX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Funds College 2027 Fund granted a 3.12% dividend yield in the last twelve months. The annual payout for that period amounted to $0.37 per share.
Period | TTM | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | 2013 |
---|---|---|---|---|---|---|---|---|---|---|---|---|
Dividend | $0.37 | $0.37 | $0.38 | $0.97 | $0.75 | $0.51 | $0.56 | $0.49 | $0.51 | $0.52 | $0.52 | $0.14 |
Dividend yield | 3.12% | 3.17% | 3.40% | 7.52% | 5.72% | 4.00% | 4.78% | 3.90% | 4.34% | 4.49% | 4.25% | 1.17% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds College 2027 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
---|---|---|---|---|---|---|---|---|---|---|---|---|---|
2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||
2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.97 | $0.97 |
2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.75 | $0.75 |
2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.51 | $0.51 |
2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.56 | $0.56 |
2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.49 | $0.49 |
2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.51 | $0.51 |
2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $0.52 |
2014 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.52 | $0.52 |
2013 | $0.14 | $0.14 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds College 2027 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds College 2027 Fund was 14.52%, occurring on Oct 20, 2022. The portfolio has not yet recovered.
The current American Funds College 2027 Fund drawdown is 2.47%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
---|---|---|---|---|---|---|
-14.52% | Jan 3, 2022 | 202 | Oct 20, 2022 | — | — | — |
-12.72% | Feb 20, 2020 | 23 | Mar 23, 2020 | 52 | Jun 5, 2020 | 75 |
-9.35% | Apr 27, 2015 | 186 | Jan 20, 2016 | 97 | Jun 8, 2016 | 283 |
-7.36% | Jan 29, 2018 | 229 | Dec 24, 2018 | 59 | Mar 21, 2019 | 288 |
-6.32% | May 22, 2013 | 23 | Jun 24, 2013 | 27 | Aug 1, 2013 | 50 |
Volatility
Volatility Chart
The current American Funds College 2027 Fund volatility is 1.38%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.