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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Funds College 2027 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
American Funds College 2027 Fund (CSTAX) has returned -0.65% so far this year and 5.79% over the past 12 months. Over the last ten years, CSTAX has returned 4.97% per year, falling short of the S&P 500 Index benchmark, which averaged 12.16% annually.
American Funds College 2027 Fund
- 1D
- 0.25%
- 1M
- -2.48%
- YTD
- -0.65%
- 6M
- 0.73%
- 1Y
- 5.79%
- 3Y*
- 5.94%
- 5Y*
- 2.92%
- 10Y*
- 4.97%
Benchmark (S&P 500 Index)
- 1D
- 2.91%
- 1M
- -5.09%
- YTD
- -4.63%
- 6M
- -2.39%
- 1Y
- 16.33%
- 3Y*
- 16.69%
- 5Y*
- 10.18%
- 10Y*
- 12.16%
Monthly Returns
Based on dividend-adjusted daily data since Jan 2, 2013, CSTAX's average daily return is +0.02%, while the average monthly return is +0.47%. At this rate, your investment would double in approximately 12.3 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2023 with a return of +4.6%, while the worst month was Sep 2022 at -5.3%. The longest winning streak lasted 14 consecutive months, and the longest losing streak was 4 months.
On a daily basis, CSTAX closed higher 49% of trading days. The best single day was Mar 24, 2020 with a return of +2.6%, while the worst single day was Mar 12, 2020 at -3.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 0.65% | 1.21% | -2.48% | -0.65% | |||||||||
| 2025 | 1.35% | 1.33% | -0.33% | 0.41% | 0.49% | 1.88% | -0.16% | 1.44% | 0.87% | 0.39% | 0.86% | 0.13% | 9.00% |
| 2024 | 0.26% | -0.26% | 1.37% | -2.12% | 1.73% | 1.02% | 2.35% | 1.64% | 1.29% | -1.68% | 1.14% | -1.21% | 5.57% |
| 2023 | 2.75% | -2.50% | 2.30% | 0.78% | -1.54% | 0.44% | 0.87% | -0.86% | -2.25% | -1.33% | 4.59% | 3.46% | 6.57% |
| 2022 | -1.70% | -1.02% | -1.03% | -3.45% | 0.91% | -3.13% | 2.80% | -2.56% | -5.26% | 1.43% | 4.15% | -1.09% | -9.87% |
| 2021 | -0.46% | 0.23% | 1.53% | 1.51% | 0.97% | 0.07% | 0.88% | 0.44% | -1.38% | 1.40% | -0.51% | 1.70% | 6.52% |
Benchmark Metrics
American Funds College 2027 Fund has an annualized alpha of 1.83%, beta of 0.30, and R² of 0.63 versus S&P 500 Index. Calculated based on daily prices since January 03, 2013.
- This fund participated in 43.31% of S&P 500 Index downside but only 38.25% of its upside — more exposed to losses than it benefited from rallies.
- Beta of 0.30 indicates this fund moves significantly less than S&P 500 Index — a genuinely defensive profile with reduced participation in both market rallies and downturns.
- Alpha
- 1.83%
- Beta
- 0.30
- R²
- 0.63
- Upside Capture
- 38.25%
- Downside Capture
- 43.31%
Expense Ratio
CSTAX has an expense ratio of 0.41%, placing it in the medium range.
Return for Risk
Risk / Return Rank
CSTAX ranks 87 for risk / return — in the top 87% of mutual funds on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.
Return / Risk — by metrics
The table below present risk-adjusted performance metrics for American Funds College 2027 Fund (CSTAX) and compare them to a chosen benchmark (S&P 500 Index).
| CSTAX | Benchmark | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.73 | 0.90 | +0.83 |
Sortino ratioReturn per unit of downside risk | 2.47 | 1.39 | +1.09 |
Omega ratioGain probability vs. loss probability | 1.35 | 1.21 | +0.14 |
Calmar ratioReturn relative to maximum drawdown | 2.23 | 1.40 | +0.83 |
Martin ratioReturn relative to average drawdown | 9.16 | 6.61 | +2.55 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
Explore CSTAX risk-adjusted metrics in detail
Dive deeper into individual metrics with historical trends, benchmark comparisons, and performance across different time periods.
Dividends
Dividend History
American Funds College 2027 Fund provided a 5.30% dividend yield over the last twelve months, with an annual payout of $0.65 per share. The fund has been increasing its distributions for 2 consecutive years.
| Period | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.65 | $0.65 | $0.45 | $0.37 | $0.38 | $0.97 | $0.75 | $0.51 | $0.56 | $0.49 | $0.51 | $0.52 |
Dividend yield | 5.30% | 5.26% | 3.78% | 3.17% | 3.40% | 7.52% | 5.72% | 4.00% | 4.78% | 3.90% | 4.34% | 4.49% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds College 2027 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $0.00 | $0.00 | $0.00 | $0.00 | |||||||||
| 2025 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.65 | $0.65 |
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.45 | $0.45 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.38 | $0.38 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.97 | $0.97 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds College 2027 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds College 2027 Fund was 14.52%, occurring on Oct 20, 2022. Recovery took 445 trading sessions.
The current American Funds College 2027 Fund drawdown is 2.48%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -14.52% | Jan 3, 2022 | 202 | Oct 20, 2022 | 445 | Jul 31, 2024 | 647 |
| -12.72% | Feb 20, 2020 | 23 | Mar 23, 2020 | 52 | Jun 5, 2020 | 75 |
| -9.35% | Apr 27, 2015 | 202 | Feb 11, 2016 | 81 | Jun 8, 2016 | 283 |
| -7.36% | Jan 29, 2018 | 229 | Dec 24, 2018 | 59 | Mar 21, 2019 | 288 |
| -6.32% | May 22, 2013 | 23 | Jun 24, 2013 | 27 | Aug 1, 2013 | 50 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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