American Funds College 2027 Fund (CSTAX)
The adviser will increasingly emphasize income and preservation of capital by investing a greater portion of its assets in fixed income, equity-income and balanced funds as it approaches and passes its target date. The adviser will attempt to achieve the fund's investment objectives by investing in a mix of American Funds in different combinations and weightings. The underlying American Funds represent a variety of fund categories, including growth-and-income funds, equity-income funds, balanced funds and fixed income funds.
Fund Info
US02629M6030
Sep 13, 2012
$250
Large-Cap
Blend
Expense Ratio
CSTAX features an expense ratio of 0.41%, falling within the medium range.
Share Price Chart
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Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in American Funds College 2027 Fund, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
Returns By Period
American Funds College 2027 Fund had a return of 1.94% year-to-date (YTD) and 7.75% in the last 12 months. Over the past 10 years, American Funds College 2027 Fund had an annualized return of 1.93%, while the S&P 500 had an annualized return of 11.26%, indicating that American Funds College 2027 Fund did not perform as well as the benchmark.
CSTAX
1.94%
1.00%
1.62%
7.75%
1.16%
1.93%
^GSPC (Benchmark)
4.01%
1.13%
9.82%
22.80%
12.93%
11.26%
Monthly Returns
The table below presents the monthly returns of CSTAX, with color gradation from worst to best to easily spot seasonal factors. Returns are adjusted for dividends.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | 1.35% | 1.94% | |||||||||||
| 2024 | 0.26% | -0.26% | 1.37% | -2.12% | 1.73% | 1.02% | 2.35% | 1.64% | 1.29% | -1.68% | 1.14% | -1.51% | 5.25% |
| 2023 | 2.75% | -2.50% | 2.30% | 0.78% | -1.54% | 0.44% | 0.87% | -0.86% | -2.25% | -1.33% | 4.59% | 3.46% | 6.57% |
| 2022 | -1.70% | -1.02% | -1.03% | -3.45% | 0.91% | -3.13% | 2.80% | -2.56% | -5.26% | 1.43% | 4.15% | -1.97% | -10.68% |
| 2021 | -0.46% | 0.23% | 1.53% | 1.51% | 0.97% | 0.07% | 0.88% | 0.44% | -1.38% | 1.40% | -0.51% | -4.16% | 0.39% |
| 2020 | 0.31% | -2.17% | -4.04% | 4.38% | 1.66% | 0.70% | 2.32% | 1.21% | -0.90% | -1.21% | 4.27% | -1.53% | 4.76% |
| 2019 | 2.97% | 1.15% | 1.47% | 1.20% | -1.43% | 3.06% | 0.08% | 0.55% | 0.54% | 0.77% | 1.00% | -0.42% | 11.40% |
| 2018 | 2.05% | -2.40% | -0.56% | -0.00% | 0.40% | -0.08% | 1.43% | 0.24% | -0.00% | -2.82% | 1.53% | -4.67% | -4.97% |
| 2017 | 1.45% | 1.51% | 0.58% | 0.98% | 1.30% | 0.08% | 1.60% | 0.24% | 1.10% | 0.62% | 1.01% | -1.67% | 9.12% |
| 2016 | -2.08% | -0.26% | 4.44% | 1.19% | 0.08% | 1.01% | 2.08% | -0.24% | 0.49% | -1.22% | -0.08% | -1.76% | 3.52% |
| 2015 | -0.00% | 2.47% | -1.04% | 1.38% | -0.08% | -1.76% | 1.22% | -3.78% | -1.59% | 4.25% | -0.41% | -4.01% | -3.61% |
| 2014 | -2.03% | 3.88% | -0.17% | 0.75% | 2.14% | 1.05% | -1.36% | 2.19% | -1.74% | 1.13% | 1.20% | -0.03% | 7.05% |
Risk-Adjusted Performance
Risk-Adjusted Performance Rank
With an overall rank of 78, CSTAX is among the top 22% of mutual funds on our website when it comes to balancing risk and reward. Below is a breakdown of how it compares using common performance measures.
Risk-Adjusted Performance Indicators
The charts below present risk-adjusted performance metrics for American Funds College 2027 Fund (CSTAX) and compare them to a chosen benchmark (^GSPC). These indicators evaluate an investment's returns against its associated risks.
Dividends
Dividend History
American Funds College 2027 Fund provided a 3.42% dividend yield over the last twelve months, with an annual payout of $0.41 per share. The fund has been increasing its distributions for 3 consecutive years.
| Period | TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Dividend | $0.41 | $0.41 | $0.37 | $0.28 | $0.19 | $0.39 | $0.29 | $0.23 | $0.19 | $0.19 | $0.19 | $0.52 |
Dividend yield | 3.42% | 3.48% | 3.16% | 2.50% | 1.47% | 2.97% | 2.25% | 1.97% | 1.47% | 1.62% | 1.62% | 4.25% |
Monthly Dividends
The table displays the monthly dividend distributions for American Funds College 2027 Fund. The dividends shown in the table have been adjusted to account for any splits that may have occurred.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2025 | $0.00 | $0.00 | $0.00 | ||||||||||
| 2024 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.41 | $0.41 |
| 2023 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.37 | $0.37 |
| 2022 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.28 | $0.28 |
| 2021 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.19 | $0.19 |
| 2020 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.39 | $0.39 |
| 2019 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.29 | $0.29 |
| 2018 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.23 | $0.23 |
| 2017 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.19 | $0.19 |
| 2016 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.19 | $0.19 |
| 2015 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.00 | $0.19 | $0.19 |
| 2014 | $0.52 | $0.52 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
Worst Drawdowns
The table below displays the maximum drawdowns of the American Funds College 2027 Fund. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the American Funds College 2027 Fund was 19.19%, occurring on Oct 20, 2022. The portfolio has not yet recovered.
The current American Funds College 2027 Fund drawdown is 3.45%.
Depth | Start | To Bottom | Bottom | To Recover | End | Total |
|---|---|---|---|---|---|---|
| -19.19% | Nov 10, 2021 | 238 | Oct 20, 2022 | — | — | — |
| -12.73% | Dec 26, 2019 | 60 | Mar 23, 2020 | 52 | Jun 5, 2020 | 112 |
| -11.86% | Apr 27, 2015 | 186 | Jan 20, 2016 | 317 | Apr 24, 2017 | 503 |
| -8.75% | Jan 29, 2018 | 230 | Dec 26, 2018 | 121 | Jun 20, 2019 | 351 |
| -6.32% | May 22, 2013 | 23 | Jun 24, 2013 | 27 | Aug 1, 2013 | 50 |
Volatility
Volatility Chart
The current American Funds College 2027 Fund volatility is 0.94%, representing the average percentage change in the investments's value, either up or down over the past month. The chart below shows the rolling one-month volatility.