INPFX vs. GSBFX
Compare and contrast key facts about American Funds Conservative Growth and Income Portfolio Class F-1 (INPFX) and Goldman Sachs Income Builder Fund (GSBFX).
INPFX is managed by American Funds. It was launched on May 18, 2012. GSBFX is managed by Goldman Sachs. It was launched on Oct 11, 1994.
Performance
INPFX vs. GSBFX - Performance Comparison
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INPFX vs. GSBFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | |
|---|---|---|---|---|---|---|---|---|---|---|
INPFX American Funds Conservative Growth and Income Portfolio Class F-1 | -1.32% | 14.29% | 9.20% | 9.46% | -8.74% | 12.90% | 5.67% | 15.76% | -3.57% | 11.43% |
GSBFX Goldman Sachs Income Builder Fund | -0.56% | 10.42% | 9.32% | 9.64% | -9.53% | 10.50% | 9.53% | 19.38% | -4.92% | 7.94% |
Returns By Period
In the year-to-date period, INPFX achieves a -1.32% return, which is significantly lower than GSBFX's -0.56% return. Both investments have delivered pretty close results over the past 10 years, with INPFX having a 6.84% annualized return and GSBFX not far behind at 6.69%.
INPFX
- 1D
- 0.07%
- 1M
- -5.13%
- YTD
- -1.32%
- 6M
- 0.78%
- 1Y
- 9.95%
- 3Y*
- 9.75%
- 5Y*
- 5.98%
- 10Y*
- 6.84%
GSBFX
- 1D
- 0.20%
- 1M
- -4.25%
- YTD
- -0.56%
- 6M
- 1.15%
- 1Y
- 9.11%
- 3Y*
- 8.84%
- 5Y*
- 5.15%
- 10Y*
- 6.69%
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INPFX vs. GSBFX - Expense Ratio Comparison
INPFX has a 0.66% expense ratio, which is lower than GSBFX's 0.79% expense ratio.
Return for Risk
INPFX vs. GSBFX — Risk / Return Rank
INPFX
GSBFX
INPFX vs. GSBFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds Conservative Growth and Income Portfolio Class F-1 (INPFX) and Goldman Sachs Income Builder Fund (GSBFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| INPFX | GSBFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.36 | 1.28 | +0.08 |
Sortino ratioReturn per unit of downside risk | 1.89 | 1.74 | +0.15 |
Omega ratioGain probability vs. loss probability | 1.28 | 1.27 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.55 | 1.32 | +0.24 |
Martin ratioReturn relative to average drawdown | 6.91 | 6.14 | +0.76 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| INPFX | GSBFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.36 | 1.28 | +0.08 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.80 | 0.70 | +0.10 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | 0.82 | 0.84 | -0.02 |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.88 | 0.69 | +0.19 |
Correlation
The correlation between INPFX and GSBFX is 0.93, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
INPFX vs. GSBFX - Dividend Comparison
INPFX's dividend yield for the trailing twelve months is around 5.61%, more than GSBFX's 5.39% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
INPFX American Funds Conservative Growth and Income Portfolio Class F-1 | 5.61% | 5.61% | 5.15% | 4.76% | 4.84% | 4.38% | 5.54% | 4.53% | 4.79% | 3.25% | 3.53% | 3.85% |
GSBFX Goldman Sachs Income Builder Fund | 5.39% | 4.39% | 5.12% | 3.41% | 4.10% | 6.66% | 3.05% | 3.52% | 3.98% | 3.52% | 3.78% | 3.93% |
Drawdowns
INPFX vs. GSBFX - Drawdown Comparison
The maximum INPFX drawdown since its inception was -21.31%, smaller than the maximum GSBFX drawdown of -37.04%. Use the drawdown chart below to compare losses from any high point for INPFX and GSBFX.
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Drawdown Indicators
| INPFX | GSBFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -21.31% | -37.04% | +15.73% |
Max Drawdown (1Y)Largest decline over 1 year | -6.25% | -6.41% | +0.16% |
Max Drawdown (5Y)Largest decline over 5 years | -15.37% | -15.94% | +0.57% |
Max Drawdown (10Y)Largest decline over 10 years | -21.31% | -23.42% | +2.11% |
Current DrawdownCurrent decline from peak | -5.13% | -4.25% | -0.88% |
Average DrawdownAverage peak-to-trough decline | -2.32% | -4.20% | +1.88% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 1.40% | 1.37% | +0.03% |
Volatility
INPFX vs. GSBFX - Volatility Comparison
American Funds Conservative Growth and Income Portfolio Class F-1 (INPFX) and Goldman Sachs Income Builder Fund (GSBFX) have volatilities of 2.46% and 2.36%, respectively, indicating that both stocks experience similar levels of price fluctuations. This suggests that the risk associated with both stocks, as measured by volatility, is nearly the same. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| INPFX | GSBFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 2.46% | 2.36% | +0.10% |
Volatility (6M)Calculated over the trailing 6-month period | 4.38% | 4.02% | +0.36% |
Volatility (1Y)Calculated over the trailing 1-year period | 7.55% | 7.47% | +0.08% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 7.48% | 7.36% | +0.12% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 8.34% | 7.96% | +0.38% |