AAOTX Alternatives & Similar Mutual Funds

American Funds 2065 Target Date Retirement Fund Class A (AAOTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with AAOTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.

Cheapest Alternatives to AAOTX

AAOTX charges 0.73% annually. There are 531 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.

Symbol	Name	Expense Ratio	AUM	Inception
LTIUX	Principal LifeTime 2035 Fund	0.01%	—	Feb 2008	AAOTX vs LTIUX
LTSTX	Principal LifeTime 2025 Fund	0.01%	—	Feb 2008	AAOTX vs LTSTX
LTFIX	Principal LifeTime 2055 Fund	0.01%	—	Feb 2008	AAOTX vs LTFIX
PLTZX	Principal LifeTime 2060 Fund	0.01%	—	Feb 2013	AAOTX vs PLTZX
JLKYX	John Hancock Funds Multi-Index 2055 Lifetime Portf...	0.01%	—	Mar 2014	AAOTX vs JLKYX

Best Risk-Adjusted Alternatives to AAOTX

AAOTX has a PortfoliosLab risk / return rank of 47. There are 598 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.

Symbol	Name	Risk / Return Rank	AUM	Inception
FIRVX	Fidelity Managed Retirement 2020 Fund	86	—	Dec 2007	AAOTX vs FIRVX
FRKMX	Fidelity Managed Retirement Income Fund Class K	86	—	Aug 2019	AAOTX vs FRKMX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	86	—	Aug 2019	AAOTX vs FRHMX
PADLX	Putnam Retirement Advantage Maturity Fund	85	—	Dec 2019	AAOTX vs PADLX
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	85	—	Aug 2007	AAOTX vs FRAMX

Top Performing AAOTX Alternatives (YTD)

AAOTX is at 10.58% YTD. There are 244 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 15,640,638.04%.

Symbol	Name	YTD Return	AUM	Inception
FRKMX	Fidelity Managed Retirement Income Fund Class K	15,640,638.04%	—	Aug 2019	AAOTX vs FRKMX
FRAMX	Fidelity Advisor Managed Retirement Income Fund Cl...	1,644,791.35%	—	Aug 2007	AAOTX vs FRAMX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	1,464,383.96%	—	Aug 2019	AAOTX vs FRHMX
FIRVX	Fidelity Managed Retirement 2020 Fund	1,440,933.92%	—	Dec 2007	AAOTX vs FIRVX
FVTKX	Fidelity Freedom 2060 Fund Class K6	13.86%	—	Aug 2014	AAOTX vs FVTKX

Lowest Volatility Alternatives to AAOTX

AAOTX has 12.97% 1-year volatility. There are 529 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.50%.

Symbol	Name	Volatility 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	3.50%	—	Nov 2015	AAOTX vs TDIFX
FRQIX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	4.32%	—	Aug 2007	AAOTX vs FRQIX
FRIMX	Fidelity Advisor Managed Retirement Income Fund Cl...	4.32%	—	Aug 2007	AAOTX vs FRIMX
FRQAX	Fidelity Advisor Managed Retirement 2010 Fund Clas...	4.33%	—	Aug 2007	AAOTX vs FRQAX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	4.35%	—	Oct 2009	AAOTX vs FIKFX

Lowest Drawdown Alternatives to AAOTX

AAOTX has a 1-year max drawdown of -9.82%. There are 633 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.

Symbol	Name	Max Drawdown 1Y	AUM	Inception
TDIFX	Dimensional Retirement Income Fund	-2.61%	—	Nov 2015	AAOTX vs TDIFX
FIKFX	Fidelity Freedom Index Income Fund Investor Class	-3.32%	—	Oct 2009	AAOTX vs FIKFX
FFGZX	Fidelity Freedom Index Income Fund Institutional P...	-3.33%	—	Oct 2009	AAOTX vs FFGZX
FRQHX	Fidelity Managed Retirement 2010 Fund Class K6	-3.41%	—	Aug 2019	AAOTX vs FRQHX
FRHMX	Fidelity Managed Retirement Income Fund Class K6	-3.42%	—	Aug 2019	AAOTX vs FRHMX

Other Mutual Funds from American Funds

The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
ABALX	American Funds American Balanced Fund Class A	Diversified Portfolio	80	9.50%	—	Jul 1975	AAOTX vs ABALX
AIVSX	American Funds Investment Company of America Class...	Large Cap Blend Equities	40	10.11%	—	Jan 1934	AAOTX vs AIVSX
AWSHX	American Funds Washington Mutual Investors Fund Cl...	Large Cap Blend Equities	41	7.82%	—	Jul 1952	AAOTX vs AWSHX
RGAGX	American Funds The Growth Fund of America Class R-...	Large Cap Growth Equities	24	8.96%	—	Dec 1973	AAOTX vs RGAGX
RERGX	American Funds EUPAC Fund Class R-6	Foreign Large Cap Equities, Large Cap Growth Equities, Actively Managed	37	10.72%	—	May 2009	AAOTX vs RERGX
ANCFX	American Funds Fundamental Investors Class A	Large Cap Blend Equities, Actively Managed	64	13.97%	—	Aug 1978	AAOTX vs ANCFX
ANWPX	American Funds New Perspective Fund Class A	Global Equities, Large Cap Growth Equities, Actively Managed	24	6.73%	—	Mar 1973	AAOTX vs ANWPX
GFFFX	American Funds The Growth Fund of America Class F-...	Large Cap Growth Equities	24	8.90%	—	Dec 1973	AAOTX vs GFFFX
AMECX	American Funds The Income Fund of America Class A	Diversified Portfolio, Dividend	57	6.80%	—	Dec 1973	AAOTX vs AMECX
AMCPX	American Funds AMCAP Fund Class A	Large Cap Growth Equities	20	6.63%	—	Jan 1967	AAOTX vs AMCPX

Often Compared With AAOTX

Investors most often compare AAOTX with VOO, VT, SPY. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.

Symbol	Name	Category	Risk / Return Rank	YTD Return	AUM	Inception
VOO	Vanguard S&P 500 ETF	S&P 500	68	11.31%	1.70T	Sep 2010	AAOTX vs VOO
VT	Vanguard Total World Stock ETF	Global Equities	66	12.41%	95.30B	Jun 2008	AAOTX vs VT
SPY	State Street SPDR S&P 500 ETF	S&P 500	67	11.30%	783.21B	Jan 1993	AAOTX vs SPY
PDDDX	Prudential Day One 2020 Fund	Target Retirement Date	77	5.28%	—	Dec 2016	AAOTX vs PDDDX
PPLIX	Principal LifeTime 2050 Fund	Target Retirement Date	42	8.62%	—	Feb 2001	AAOTX vs PPLIX
SSFNX	State Street Target Retirement Fund	Target Retirement Date	84	5.22%	—	Sep 2014	AAOTX vs SSFNX
PDAHX	Prudential Day One Income Fund	Target Retirement Date	83	5.04%	—	Dec 2016	AAOTX vs PDAHX
URINX	USAA Target Retirement Income Fund	Target Retirement Date	81	5.89%	—	Jul 2008	AAOTX vs URINX
FIRMX	Fidelity Managed Retirement Income Fund	Target Retirement Date	82	3.60%	—	Aug 2007	AAOTX vs FIRMX
FYTKX	Fidelity Freedom Income Fund Class K6	Target Retirement Date	72	4.67%	—	Oct 1996	AAOTX vs FYTKX
FOTKX	Fidelity Freedom 2010 Fund Class K6	Target Retirement Date	74	5.08%	—	Oct 1996	AAOTX vs FOTKX
PMTIX	Principal LifeTime 2030 Fund	Target Retirement Date	44	5.46%	—	Feb 2001	AAOTX vs PMTIX
FTLSX	Fidelity Flex Freedom Blend Income Fund	Target Retirement Date	75	4.80%	—	Jun 2017	AAOTX vs FTLSX
FNSHX	Fidelity Freedom Income Fund Class K	Target Retirement Date	70	4.58%	—	Jul 2017	AAOTX vs FNSHX
LTRIX	Principal LifeTime 2045 Fund	Target Retirement Date	42	7.94%	—	Feb 2008	AAOTX vs LTRIX
FFFCX	Fidelity Freedom 2010 Fund	Target Retirement Date	71	4.99%	—	Oct 1996	AAOTX vs FFFCX
FRQKX	Fidelity Managed Retirement 2010 Fund Class K	Target Retirement Date	83	3.66%	—	Aug 2019	AAOTX vs FRQKX
PDEJX	Prudential Day One 2025 Fund	Target Retirement Date	79	6.27%	—	Dec 2016	AAOTX vs PDEJX
FCQTX	American Funds 2065 Target Date Retirement Fund	Target Retirement Date	49	10.80%	—	Mar 2020	AAOTX vs FCQTX
FFFAX	Fidelity Freedom Income Fund	Target Retirement Date	70	4.56%	—	Oct 1996	AAOTX vs FFFAX

Compare AAOTX with Any Fund or Stock

Compare AAOTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.

Symbol name

Diversifiers

Pair AAOTX with funds that move differently

American Funds 2065 Target Date Retirement Fund Class A alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to AAOTX.

Explore AAOTX Diversifiers

American Funds 2065 Target Date Retirement Fund Class A (AAOTX) Alternatives