American Funds 2065 Target Date Retirement Fund Class A (AAOTX) belongs to the Target Retirement Date category. Below you'll find alternative mutual funds from the same category, ranked by key criteria, plus funds that investors commonly compare with AAOTX. Use the tables to find lower-cost options, better risk-adjusted returns, or a closer substitute for your current allocation.
Cheapest Alternatives to AAOTX
AAOTX charges 0.73% annually. There are 537 mutual funds in the Target Retirement Date category with lower expense ratios, going as low as 0.01%.
| Symbol | Name | Expense Ratio | AUM | Inception | |
|---|---|---|---|---|---|
| John Hancock Funds Multi-Index 2060 Lifetime Portf... | 0.01% | — | Mar 2016 | AAOTX vs JIEHX | |
| Principal LifeTime 2020 Fund | 0.01% | — | Feb 2001 | AAOTX vs PLWIX | |
| Principal LifeTime 2035 Fund | 0.01% | — | Feb 2008 | AAOTX vs LTIUX | |
| Principal LifeTime 2040 Fund | 0.01% | — | Feb 2001 | AAOTX vs PTDIX | |
| John Hancock Funds Multi-Index 2045 Lifetime Portf... | 0.01% | — | Nov 2013 | AAOTX vs JRLVX |
Best Risk-Adjusted Alternatives to AAOTX
AAOTX has a PortfoliosLab risk / return rank of 41. There are 627 mutual funds in the Target Retirement Date category with higher risk-adjusted ranks, going as high as 86.
| Symbol | Name | Risk / Return Rank | AUM | Inception | |
|---|---|---|---|---|---|
| State Street Target Retirement Fund | 86 | — | Sep 2014 | AAOTX vs SSFNX | |
| USAA Target Retirement Income Fund | 85 | — | Jul 2008 | AAOTX vs URINX | |
| Prudential Day One Income Fund | 85 | — | Dec 2016 | AAOTX vs PDAHX | |
| Putnam Retirement Advantage Maturity Fund | 84 | — | Dec 2019 | AAOTX vs PADLX | |
| USAA Target Retirement 2030 Fund | 84 | — | Jul 2008 | AAOTX vs URTRX |
Top Performing AAOTX Alternatives (YTD)
AAOTX is at 8.28% YTD. There are 322 mutual funds in the Target Retirement Date category with higher YTD returns, going as high as 13.54%.
| Symbol | Name | YTD Return | AUM | Inception | |
|---|---|---|---|---|---|
| USAA Target Retirement 2060 Fund | 13.54% | — | Jul 2013 | AAOTX vs URSIX | |
| USAA Target Retirement 2050 Fund | 13.05% | — | Jul 2008 | AAOTX vs URFFX | |
| Fidelity Flex Freedom Blend 2060 Fund | 12.35% | — | Jun 2017 | AAOTX vs FWLSX | |
| Fidelity Flex Freedom Blend 2055 Fund | 12.26% | — | Jun 2017 | AAOTX vs FQLSX | |
| Fidelity Flex Freedom Blend 2065 Fund | 12.26% | — | Jun 2019 | AAOTX vs FDFPX |
Lowest Volatility Alternatives to AAOTX
AAOTX has 13.33% 1-year volatility. There are 517 mutual funds in the Target Retirement Date category with lower 1-year volatility, going as low as 3.51%.
| Symbol | Name | Volatility 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | 3.51% | — | Nov 2015 | AAOTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | 4.44% | — | Oct 2009 | AAOTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | 4.47% | — | Oct 2009 | AAOTX vs FFGZX | |
| MFS Lifetime Income Fund | 4.51% | — | Sep 2005 | AAOTX vs MLLIX | |
| Dimensional 2015 Target Date Retirement Income Fun... | 4.52% | — | Nov 2015 | AAOTX vs DRIQX |
Lowest Drawdown Alternatives to AAOTX
AAOTX has a 1-year max drawdown of -9.82%. There are 617 mutual funds in the Target Retirement Date category with shallower 1-year drawdowns, going as shallow as -2.61%.
| Symbol | Name | Max Drawdown 1Y | AUM | Inception | |
|---|---|---|---|---|---|
| Dimensional Retirement Income Fund | -2.61% | — | Nov 2015 | AAOTX vs TDIFX | |
| Fidelity Freedom Index Retirement Fund Investor Cl... | -3.32% | — | Oct 2009 | AAOTX vs FIKFX | |
| Fidelity Freedom Index Income Fund Institutional P... | -3.33% | — | Oct 2009 | AAOTX vs FFGZX | |
| Dimensional 2015 Target Date Retirement Income Fun... | -3.47% | — | Nov 2015 | AAOTX vs DRIQX | |
| Putnam RetirementReady Maturity Fund | -3.50% | — | Oct 2004 | AAOTX vs PRMYX |
Other Mutual Funds from American Funds
The 10 most viewed American Funds mutual funds shown here include ABALX, AIVSX, AWSHX and span 7 categories.
Often Compared With AAOTX
Investors most often compare AAOTX with VOO, VT, SPY. These 20 comparison targets span 3 categories, based on PortfoliosLab usage data.
Compare AAOTX with Any Fund or Stock
Compare AAOTX with any ETF, mutual fund, or stock using PortfoliosLab's comparison tool.
Pair AAOTX with funds that move differently
American Funds 2065 Target Date Retirement Fund Class A alternatives help with substitution. Diversifiers are the next step when you want funds with lower historical correlation to AAOTX.
Explore AAOTX Diversifiers