AAOTX vs. AMCPX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and American Funds AMCAP Fund Class A (AMCPX).
AAOTX is managed by American Funds. AMCPX is managed by American Funds. It was launched on Jan 5, 1967.
Performance
AAOTX vs. AMCPX - Performance Comparison
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AAOTX vs. AMCPX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | -6.04% | 20.36% | 15.20% | 21.16% | -19.94% | 16.85% | 46.68% |
AMCPX American Funds AMCAP Fund Class A | -11.82% | 17.68% | 21.11% | 31.04% | -28.67% | 20.57% | 49.85% |
Returns By Period
In the year-to-date period, AAOTX achieves a -6.04% return, which is significantly higher than AMCPX's -11.82% return.
AAOTX
- 1D
- -0.42%
- 1M
- -9.38%
- YTD
- -6.04%
- 6M
- -3.03%
- 1Y
- 15.42%
- 3Y*
- 14.08%
- 5Y*
- 7.24%
- 10Y*
- —
AMCPX
- 1D
- -0.37%
- 1M
- -10.12%
- YTD
- -11.82%
- 6M
- -9.34%
- 1Y
- 11.06%
- 3Y*
- 14.39%
- 5Y*
- 6.22%
- 10Y*
- 10.59%
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AAOTX vs. AMCPX - Expense Ratio Comparison
AAOTX has a 0.73% expense ratio, which is higher than AMCPX's 0.65% expense ratio.
Return for Risk
AAOTX vs. AMCPX — Risk / Return Rank
AAOTX
AMCPX
AAOTX vs. AMCPX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and American Funds AMCAP Fund Class A (AMCPX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAOTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 0.56 | +0.46 |
Sortino ratioReturn per unit of downside risk | 1.53 | 0.94 | +0.59 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.13 | +0.08 |
Calmar ratioReturn relative to maximum drawdown | 1.31 | 0.59 | +0.72 |
Martin ratioReturn relative to average drawdown | 5.72 | 2.42 | +3.31 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAOTX | AMCPX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 0.56 | +0.46 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.33 | +0.17 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.57 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.92 | 0.57 | +0.34 |
Correlation
The correlation between AAOTX and AMCPX is 0.97, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAOTX vs. AMCPX - Dividend Comparison
AAOTX's dividend yield for the trailing twelve months is around 4.69%, less than AMCPX's 9.90% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | 4.69% | 4.41% | 2.52% | 1.71% | 3.67% | 1.34% | 0.60% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
AMCPX American Funds AMCAP Fund Class A | 9.90% | 8.73% | 8.19% | 3.26% | 7.54% | 3.43% | 3.88% | 4.90% | 7.84% | 5.37% | 3.81% | 8.86% |
Drawdowns
AAOTX vs. AMCPX - Drawdown Comparison
The maximum AAOTX drawdown since its inception was -27.57%, smaller than the maximum AMCPX drawdown of -62.37%. Use the drawdown chart below to compare losses from any high point for AAOTX and AMCPX.
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Drawdown Indicators
| AAOTX | AMCPX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.57% | -62.37% | +34.80% |
Max Drawdown (1Y)Largest decline over 1 year | -10.23% | -14.18% | +3.95% |
Max Drawdown (5Y)Largest decline over 5 years | -27.57% | -36.90% | +9.33% |
Max Drawdown (10Y)Largest decline over 10 years | — | -36.90% | — |
Current DrawdownCurrent decline from peak | -9.82% | -14.18% | +4.36% |
Average DrawdownAverage peak-to-trough decline | -6.16% | -9.60% | +3.44% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.35% | 3.47% | -1.12% |
Volatility
AAOTX vs. AMCPX - Volatility Comparison
The current volatility for American Funds 2065 Target Date Retirement Fund Class A (AAOTX) is 4.61%, while American Funds AMCAP Fund Class A (AMCPX) has a volatility of 5.26%. This indicates that AAOTX experiences smaller price fluctuations and is considered to be less risky than AMCPX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAOTX | AMCPX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.61% | 5.26% | -0.65% |
Volatility (6M)Calculated over the trailing 6-month period | 9.03% | 11.06% | -2.03% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.12% | 19.60% | -4.48% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.57% | 19.12% | -4.55% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.06% | 18.63% | -3.57% |