AAOTX vs. ANCFX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and American Funds Fundamental Investors Class A (ANCFX).
AAOTX is managed by American Funds. ANCFX is managed by American Funds. It was launched on Jan 8, 1978.
Performance
AAOTX vs. ANCFX - Performance Comparison
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AAOTX vs. ANCFX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | -6.04% | 20.36% | 15.20% | 21.16% | -19.94% | 16.85% | 46.68% |
ANCFX American Funds Fundamental Investors Class A | -3.35% | 24.21% | 22.73% | 25.86% | -16.66% | 22.43% | 47.73% |
Returns By Period
In the year-to-date period, AAOTX achieves a -6.04% return, which is significantly lower than ANCFX's -3.35% return.
AAOTX
- 1D
- -0.42%
- 1M
- -8.99%
- YTD
- -6.04%
- 6M
- -3.55%
- 1Y
- 14.88%
- 3Y*
- 14.08%
- 5Y*
- 7.24%
- 10Y*
- —
ANCFX
- 1D
- 2.96%
- 1M
- -7.05%
- YTD
- -3.35%
- 6M
- 0.12%
- 1Y
- 23.25%
- 3Y*
- 20.52%
- 5Y*
- 11.90%
- 10Y*
- 13.25%
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AAOTX vs. ANCFX - Expense Ratio Comparison
AAOTX has a 0.73% expense ratio, which is higher than ANCFX's 0.59% expense ratio.
Return for Risk
AAOTX vs. ANCFX — Risk / Return Rank
AAOTX
ANCFX
AAOTX vs. ANCFX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and American Funds Fundamental Investors Class A (ANCFX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAOTX | ANCFX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 1.33 | -0.31 |
Sortino ratioReturn per unit of downside risk | 1.53 | 2.00 | -0.47 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.28 | -0.07 |
Calmar ratioReturn relative to maximum drawdown | 1.31 | 2.13 | -0.82 |
Martin ratioReturn relative to average drawdown | 5.72 | 9.34 | -3.62 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAOTX | ANCFX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 1.33 | -0.31 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.72 | -0.22 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.75 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.92 | 0.62 | +0.30 |
Correlation
The correlation between AAOTX and ANCFX is 0.98, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAOTX vs. ANCFX - Dividend Comparison
AAOTX's dividend yield for the trailing twelve months is around 4.69%, less than ANCFX's 8.85% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | 4.69% | 4.41% | 2.52% | 1.71% | 3.67% | 1.34% | 0.60% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
ANCFX American Funds Fundamental Investors Class A | 8.85% | 8.54% | 8.90% | 5.80% | 4.98% | 10.97% | 2.61% | 6.91% | 9.31% | 7.28% | 4.71% | 6.08% |
Drawdowns
AAOTX vs. ANCFX - Drawdown Comparison
The maximum AAOTX drawdown since its inception was -27.57%, smaller than the maximum ANCFX drawdown of -53.29%. Use the drawdown chart below to compare losses from any high point for AAOTX and ANCFX.
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Drawdown Indicators
| AAOTX | ANCFX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.57% | -53.29% | +25.72% |
Max Drawdown (1Y)Largest decline over 1 year | -10.23% | -11.35% | +1.12% |
Max Drawdown (5Y)Largest decline over 5 years | -27.57% | -25.07% | -2.50% |
Max Drawdown (10Y)Largest decline over 10 years | — | -33.93% | — |
Current DrawdownCurrent decline from peak | -9.82% | -8.02% | -1.80% |
Average DrawdownAverage peak-to-trough decline | -6.16% | -7.34% | +1.18% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.35% | 2.59% | -0.24% |
Volatility
AAOTX vs. ANCFX - Volatility Comparison
The current volatility for American Funds 2065 Target Date Retirement Fund Class A (AAOTX) is 4.61%, while American Funds Fundamental Investors Class A (ANCFX) has a volatility of 6.04%. This indicates that AAOTX experiences smaller price fluctuations and is considered to be less risky than ANCFX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAOTX | ANCFX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.61% | 6.04% | -1.43% |
Volatility (6M)Calculated over the trailing 6-month period | 9.03% | 11.03% | -2.00% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.12% | 18.13% | -3.01% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.57% | 16.72% | -2.15% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.06% | 17.67% | -2.61% |