AAOTX vs. LTIUX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and Principal LifeTime 2035 Fund (LTIUX).
AAOTX is managed by American Funds. LTIUX is managed by Principal. It was launched on Feb 28, 2008.
Performance
AAOTX vs. LTIUX - Performance Comparison
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AAOTX vs. LTIUX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | -3.44% | 20.36% | 15.20% | 21.16% | -19.94% | 16.85% | 46.68% |
LTIUX Principal LifeTime 2035 Fund | -1.66% | 14.26% | 14.13% | 16.51% | -17.48% | 14.07% | 41.42% |
Returns By Period
In the year-to-date period, AAOTX achieves a -3.44% return, which is significantly lower than LTIUX's -1.66% return.
AAOTX
- 1D
- 2.76%
- 1M
- -6.48%
- YTD
- -3.44%
- 6M
- -0.89%
- 1Y
- 18.05%
- 3Y*
- 15.12%
- 5Y*
- 7.56%
- 10Y*
- —
LTIUX
- 1D
- 2.11%
- 1M
- -3.97%
- YTD
- -1.66%
- 6M
- -0.15%
- 1Y
- 11.84%
- 3Y*
- 12.40%
- 5Y*
- 6.02%
- 10Y*
- 8.91%
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AAOTX vs. LTIUX - Expense Ratio Comparison
AAOTX has a 0.73% expense ratio, which is higher than LTIUX's 0.01% expense ratio.
Return for Risk
AAOTX vs. LTIUX — Risk / Return Rank
AAOTX
LTIUX
AAOTX vs. LTIUX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and Principal LifeTime 2035 Fund (LTIUX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAOTX | LTIUX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.22 | 1.08 | +0.13 |
Sortino ratioReturn per unit of downside risk | 1.82 | 1.61 | +0.21 |
Omega ratioGain probability vs. loss probability | 1.26 | 1.23 | +0.03 |
Calmar ratioReturn relative to maximum drawdown | 1.81 | 1.46 | +0.35 |
Martin ratioReturn relative to average drawdown | 7.73 | 6.81 | +0.92 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAOTX | LTIUX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.22 | 1.08 | +0.13 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.52 | 0.51 | +0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.72 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.95 | 0.45 | +0.49 |
Correlation
The correlation between AAOTX and LTIUX is 0.96, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAOTX vs. LTIUX - Dividend Comparison
AAOTX's dividend yield for the trailing twelve months is around 4.56%, less than LTIUX's 9.18% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | 4.56% | 4.41% | 2.52% | 1.71% | 3.67% | 1.34% | 0.60% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
LTIUX Principal LifeTime 2035 Fund | 9.18% | 9.03% | 9.46% | 4.17% | 7.50% | 7.06% | 5.35% | 7.28% | 7.75% | 5.46% | 4.28% | 5.59% |
Drawdowns
AAOTX vs. LTIUX - Drawdown Comparison
The maximum AAOTX drawdown since its inception was -27.57%, smaller than the maximum LTIUX drawdown of -49.65%. Use the drawdown chart below to compare losses from any high point for AAOTX and LTIUX.
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Drawdown Indicators
| AAOTX | LTIUX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.57% | -49.65% | +22.08% |
Max Drawdown (1Y)Largest decline over 1 year | -10.23% | -8.44% | -1.79% |
Max Drawdown (5Y)Largest decline over 5 years | -27.57% | -24.23% | -3.34% |
Max Drawdown (10Y)Largest decline over 10 years | — | -28.12% | — |
Current DrawdownCurrent decline from peak | -7.33% | -4.60% | -2.73% |
Average DrawdownAverage peak-to-trough decline | -6.16% | -6.76% | +0.60% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.39% | 1.80% | +0.59% |
Volatility
AAOTX vs. LTIUX - Volatility Comparison
American Funds 2065 Target Date Retirement Fund Class A (AAOTX) has a higher volatility of 5.61% compared to Principal LifeTime 2035 Fund (LTIUX) at 4.44%. This indicates that AAOTX's price experiences larger fluctuations and is considered to be riskier than LTIUX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAOTX | LTIUX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 5.61% | 4.44% | +1.17% |
Volatility (6M)Calculated over the trailing 6-month period | 9.43% | 6.70% | +2.73% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.33% | 11.29% | +4.04% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.62% | 11.83% | +2.79% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.10% | 12.47% | +2.63% |