AAOTX vs. PMTIX
Compare and contrast key facts about American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and Principal LifeTime 2030 Fund (PMTIX).
AAOTX is managed by American Funds. PMTIX is managed by Principal. It was launched on Feb 28, 2001.
Performance
AAOTX vs. PMTIX - Performance Comparison
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AAOTX vs. PMTIX - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | |
|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | -6.04% | 20.36% | 15.20% | 21.16% | -19.94% | 16.85% | 46.68% |
PMTIX Principal LifeTime 2030 Fund | -3.15% | 13.25% | 12.86% | 15.11% | -16.81% | 12.70% | 37.37% |
Returns By Period
In the year-to-date period, AAOTX achieves a -6.04% return, which is significantly lower than PMTIX's -3.15% return.
AAOTX
- 1D
- -0.42%
- 1M
- -9.38%
- YTD
- -6.04%
- 6M
- -3.03%
- 1Y
- 15.42%
- 3Y*
- 14.08%
- 5Y*
- 7.24%
- 10Y*
- —
PMTIX
- 1D
- 0.00%
- 1M
- -5.66%
- YTD
- -3.15%
- 6M
- -1.49%
- 1Y
- 9.21%
- 3Y*
- 10.71%
- 5Y*
- 5.31%
- 10Y*
- 8.05%
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AAOTX vs. PMTIX - Expense Ratio Comparison
AAOTX has a 0.73% expense ratio, which is higher than PMTIX's 0.01% expense ratio.
Return for Risk
AAOTX vs. PMTIX — Risk / Return Rank
AAOTX
PMTIX
AAOTX vs. PMTIX - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for American Funds 2065 Target Date Retirement Fund Class A (AAOTX) and Principal LifeTime 2030 Fund (PMTIX). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| AAOTX | PMTIX | Difference | |
|---|---|---|---|
Sharpe ratioReturn per unit of total volatility | 1.02 | 0.95 | +0.06 |
Sortino ratioReturn per unit of downside risk | 1.53 | 1.41 | +0.12 |
Omega ratioGain probability vs. loss probability | 1.21 | 1.20 | +0.01 |
Calmar ratioReturn relative to maximum drawdown | 1.31 | 1.12 | +0.19 |
Martin ratioReturn relative to average drawdown | 5.72 | 5.30 | +0.43 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| AAOTX | PMTIX | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | 1.02 | 0.95 | +0.06 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | 0.50 | 0.51 | -0.01 |
Sharpe Ratio (10Y)Calculated over the trailing 10-year period | — | 0.72 | — |
Sharpe Ratio (All Time)Calculated using the full available price history | 0.92 | 0.47 | +0.45 |
Correlation
The correlation between AAOTX and PMTIX is 0.95, which is considered to be high. That indicates a strong positive relationship between their price movements. Having highly-correlated positions in a portfolio may signal a lack of diversification, potentially leading to increased risk during market downturns.
Dividends
AAOTX vs. PMTIX - Dividend Comparison
AAOTX's dividend yield for the trailing twelve months is around 4.69%, less than PMTIX's 10.01% yield.
| TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
AAOTX American Funds 2065 Target Date Retirement Fund Class A | 4.69% | 4.41% | 2.52% | 1.71% | 3.67% | 1.34% | 0.60% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
PMTIX Principal LifeTime 2030 Fund | 10.01% | 9.69% | 9.60% | 4.26% | 10.05% | 8.87% | 6.37% | 6.49% | 8.21% | 5.87% | 3.97% | 9.44% |
Drawdowns
AAOTX vs. PMTIX - Drawdown Comparison
The maximum AAOTX drawdown since its inception was -27.57%, smaller than the maximum PMTIX drawdown of -52.14%. Use the drawdown chart below to compare losses from any high point for AAOTX and PMTIX.
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Drawdown Indicators
| AAOTX | PMTIX | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -27.57% | -52.14% | +24.57% |
Max Drawdown (1Y)Largest decline over 1 year | -10.23% | -7.49% | -2.74% |
Max Drawdown (5Y)Largest decline over 5 years | -27.57% | -23.05% | -4.52% |
Max Drawdown (10Y)Largest decline over 10 years | — | -25.87% | — |
Current DrawdownCurrent decline from peak | -9.82% | -5.85% | -3.97% |
Average DrawdownAverage peak-to-trough decline | -6.16% | -6.83% | +0.67% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 2.35% | 1.59% | +0.76% |
Volatility
AAOTX vs. PMTIX - Volatility Comparison
American Funds 2065 Target Date Retirement Fund Class A (AAOTX) has a higher volatility of 4.61% compared to Principal LifeTime 2030 Fund (PMTIX) at 3.33%. This indicates that AAOTX's price experiences larger fluctuations and is considered to be riskier than PMTIX based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| AAOTX | PMTIX | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 4.61% | 3.33% | +1.28% |
Volatility (6M)Calculated over the trailing 6-month period | 9.03% | 5.61% | +3.42% |
Volatility (1Y)Calculated over the trailing 1-year period | 15.12% | 9.78% | +5.34% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 14.57% | 10.53% | +4.04% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 15.06% | 11.19% | +3.87% |