The Best Target Retirement Date Mutual Funds

The table below compares the performance and other essential indicators like dividend yield and expense ratio of Target Retirement Date mutual funds.

Target Retirement Date mutual funds, also known as target-date funds or lifecycle funds, are a type of investment vehicle designed to simplify retirement planning for investors. These funds gradually adjust their asset allocation based on a predetermined retirement date, automatically shifting from a more aggressive, growth-oriented portfolio to a more conservative, income-focused portfolio as the retirement date approaches.

When an investor is further from retirement, the target-date fund allocates a larger portion of its assets to equities with higher growth potential and risk. As the retirement date nears, the fund gradually shifts its allocation towards fixed-income securities and cash equivalents to prioritize capital preservation and income generation.

Category is Target Retirement Date

Symbol	Full Name	Category	Inception	Expense Ratio	YTD Return	10Y Return (Annualized)	Dividend Yield	Risk / Return Rank
FELSX	Fidelity Flex Freedom Blend 2025 Fund	Target Retirement Date	Jun 8, 2017	0.00%	0.52%	—	7.24%	75
FFBKX	Fidelity Freedom Blend 2065 Fund Class K	Target Retirement Date	Jun 28, 2019	0.39%	0.32%	—	2.49%	71
FFBQX	Fidelity Freedom Blend 2065 Fund Class K6	Target Retirement Date	Jun 28, 2019	0.29%	0.38%	—	2.57%	72
FFBSX	Fidelity Freedom Blend 2065 Fund	Target Retirement Date	Jun 28, 2019	0.49%	0.25%	—	2.47%	72
FFEDX	Fidelity Freedom Index 2025 Fund Institutional Pre...	Target Retirement Date	Oct 2, 2009	0.08%	-0.30%	7.48%	4.96%	71
FFEGX	Fidelity Freedom Index 2030 Fund Institutional Pre...	Target Retirement Date	Oct 2, 2009	0.08%	-0.35%	8.45%	3.38%	71
FFEZX	Fidelity Freedom Index 2035 Fund Institutional Pre...	Target Retirement Date	Oct 2, 2009	0.08%	-0.41%	9.68%	2.81%	71
FFFAX	Fidelity Freedom Income Fund	Target Retirement Date	Oct 17, 1996	0.47%	0.63%	4.25%	3.23%	83
FFFCX	Fidelity Freedom 2010 Fund	Target Retirement Date	Oct 17, 1996	0.49%	0.74%	5.55%	4.93%	84
FFFDX	Fidelity Freedom 2020 Fund	Target Retirement Date	Oct 17, 1996	0.58%	0.65%	7.01%	7.31%	80
FFFEX	Fidelity Freedom 2030 Fund	Target Retirement Date	Oct 17, 1996	0.66%	0.56%	8.88%	5.41%	78
FFFFX	Fidelity Freedom 2040 Fund	Target Retirement Date	Sep 6, 2000	0.75%	0.67%	11.07%	5.04%	78
FFFGX	Fidelity Freedom 2045 Fund	Target Retirement Date	Jun 1, 2006	0.75%	0.69%	11.35%	4.37%	78
FFFHX	Fidelity Freedom 2050 Fund	Target Retirement Date	Jun 1, 2006	0.75%	0.62%	11.34%	4.12%	77
FFFIX	Fidelity Advisor Freedom 2045 Fund Class I	Target Retirement Date	Jun 1, 2006	0.75%	0.19%	11.10%	6.22%	71
FFFJX	Fidelity Advisor Freedom 2045 Fund Class C	Target Retirement Date	Jun 1, 2006	1.75%	-0.14%	9.98%	6.04%	65
FFFLX	Fidelity Advisor Freedom 2050 Fund Class A	Target Retirement Date	Jun 1, 2006	1.00%	0.00%	10.81%	5.87%	69
FFFPX	Fidelity Advisor Freedom 2050 Fund Class I	Target Retirement Date	Jun 1, 2006	0.75%	0.13%	11.11%	5.85%	70
FFFQX	Fidelity Advisor Freedom 2050 Fund Class M	Target Retirement Date	Jun 1, 2006	1.25%	-0.07%	10.52%	5.80%	67
FFFTX	Fidelity Advisor Freedom 2045 Fund Class M	Target Retirement Date	Jun 1, 2006	1.25%	0.07%	10.54%	6.20%	69

Risk vs. Return Scatterplot

The Risk vs. Return Scatterplot allows you to quickly compare funds, stocks, and ETFs in one view. It displays the yearly return of an instrument on one axis and the risk (volatility) on the other.

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