Asset Allocation
Find the right asset allocation for EMK Traditional IRA
Add portfolio to the optimizer to find optimal allocations for your target — whether that's maximizing returns, minimizing drawdowns, or balancing risk across holdings.
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| Date | Type | Symbol | Quantity | Price |
|---|---|---|---|---|
| Jun 16, 2026 | Buy | Gilead Sciences, Inc. | 135 | $125.50 |
| Jun 11, 2026 | Buy | iShares 0-3 Month Treasury Bond ETF | 6820 | $100.59 |
| Jun 3, 2026 | Buy | The Charles Schwab Corporation | 150 | $87.00 |
| May 28, 2026 | Buy | RTX Corporation | 100 | $179.65 |
| May 11, 2026 | Buy | Becton, Dickinson and Company | 200 | $144.00 |
| May 4, 2026 | Buy | Berkshire Hathaway Inc. | 100 | $472.00 |
| May 1, 2026 | Buy | Ford Motor Company | 1000 | $11.85 |
| Apr 27, 2026 | Buy | Microsoft Corporation | 65 | $417.43 |
| Apr 14, 2026 | Buy | Microsoft Corporation | 200 | $391.53 |
| Apr 13, 2026 | Buy | Vanguard Total International Stock ETF | 1000 | $80.64 |
Performance
Performance Chart
The chart shows the growth of an initial investment of $10,000 in EMK Traditional IRA , comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends.
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Returns By Period
| Position | 1D | 1M | YTD | 6M | 1Y | 3Y* | 5Y* | 10Y* |
|---|---|---|---|---|---|---|---|---|
Benchmark S&P 500 Index | -1.21% | 0.90% | 8.39% | 9.53% | 24.06% | 18.94% | 12.24% | 13.61% |
Portfolio EMK Traditional IRA | -0.56% | 1.31% | 5.66% | 6.64% | 16.44% | 60.17% | 35.02% | — |
| Portfolio components: | ||||||||
AEP American Electric Power Company, Inc. | -1.14% | 0.46% | 12.93% | 13.52% | 30.22% | 19.06% | 13.29% | 10.49% |
ALL The Allstate Corporation | -0.64% | 0.73% | 7.59% | 7.11% | 14.09% | 28.64% | 15.04% | 15.32% |
BA The Boeing Company | -0.82% | 2.28% | 3.92% | 9.35% | 12.67% | 0.85% | -1.01% | 6.66% |
BDX Becton, Dickinson and Company | -2.45% | 0.18% | -5.93% | -6.55% | 8.60% | -9.60% | -3.49% | 2.67% |
BKGI Bny Mellon Global Infrastructure Income ETF | -1.50% | -2.42% | 11.38% | 12.67% | 21.52% | 20.61% | — | — |
BMY Bristol-Myers Squibb Company | -1.14% | -3.54% | 4.76% | 5.53% | 22.89% | -1.35% | 0.33% | 1.01% |
BRK-B Berkshire Hathaway Inc. | -0.74% | 0.59% | -2.26% | -2.58% | 1.61% | 13.24% | 12.38% | 13.32% |
C Citigroup Inc. | 0.55% | 17.46% | 24.44% | 30.28% | 90.07% | 48.76% | 20.38% | 16.40% |
CARR Carrier Global Corporation | -2.33% | 7.72% | 32.54% | 33.66% | 1.36% | 15.71% | 10.66% | — |
CCL Carnival Corporation & Plc | -3.20% | 20.07% | -1.01% | 7.86% | 29.86% | 24.15% | 1.42% | -3.30% |
Monthly Returns
Based on dividend-adjusted daily data since Jan 2, 2018, EMK Traditional IRA 's average daily return is +0.12%, while the average monthly return is +2.45%. At this rate, an investment would double in approximately 2.4 years.
Historically, 66% of months were positive and 34% were negative. The best month was Nov 2024 with a return of +198.9%, while the worst month was Mar 2020 at -16.7%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 3 months.
On a daily basis, EMK Traditional IRA closed higher 54% of trading days. The best single day was Nov 19, 2024 with a return of +186.3%, while the worst single day was Jan 2, 2019 at -19.6%.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | 2.44% | 2.03% | -3.07% | 3.64% | 0.70% | -0.07% | 5.66% | ||||||
| 2025 | 5.30% | 0.16% | -3.27% | -2.56% | 3.49% | 3.50% | -0.40% | 3.67% | 0.42% | 0.15% | 1.78% | 1.74% | 14.49% |
| 2024 | 1.08% | 3.66% | 3.46% | -3.39% | 3.17% | 1.14% | 2.92% | 2.63% | 0.59% | -1.95% | 198.91% | -5.60% | 221.18% |
| 2023 | 3.30% | -2.99% | 1.20% | 1.71% | -2.71% | 5.26% | 2.70% | -1.75% | -3.40% | -2.82% | 6.42% | 4.67% | 11.45% |
| 2022 | -2.32% | -0.99% | 3.11% | -5.61% | 1.68% | -6.84% | 5.95% | -2.92% | -6.81% | 8.92% | 5.61% | -3.48% | -5.11% |
| 2021 | 1.77% | 2.46% | 4.19% | 3.71% | 2.32% | 0.93% | 0.80% | 2.40% | -3.57% | 4.79% | -3.18% | 6.05% | 24.60% |
Benchmark Metrics
EMK Traditional IRA has an annualized alpha of 18.81%, beta of 0.85, and R2 of 0.06 versus S&P 500 Index. Calculated based on daily prices since January 02, 2018.
- This portfolio captured 114.15% of S&P 500 Index gains but only 89.52% of its losses - a favorable profile for investors.
- R2 of 0.06 means this portfolio moves largely independently of S&P 500 Index - capture ratios reflect limited market correlation rather than active downside protection. Consider using a more representative benchmark.
- Alpha
- 18.81%
- Beta
- 0.85
- R²
- 0.06
- Upside Capture
- 114.15%
- Downside Capture
- 89.52%
Expense Ratio
EMK Traditional IRA has an expense ratio of 0.15%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.
Top 10 holdings
Return for Risk
Risk / Return Rank
EMK Traditional IRA ranks 49 for risk / return — on par with similar Portfolios. You're getting a typical balance of risk and reward. Not a standout, but not a red flag either — a reasonable choice if other factors align with your goals.
Return / Risk — by metrics
The table below presents risk-adjusted performance metrics for EMK Traditional IRA and compares them with S&P 500 Index.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| Portfolio | Benchmark | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | 1.91 | 1.94 | -0.03 |
| Sortino ratioReturn per unit of downside risk | 2.78 | 2.64 | +0.13 |
| Omega ratioGain probability vs. loss probability | 1.35 | 1.35 | -0.01 |
| Calmar ratioReturn relative to maximum drawdown | 3.65 | 2.65 | +1.00 |
| Martin ratioReturn relative to average drawdown | 12.43 | 11.88 | +0.55 |
How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.
| Position | Risk / Return Rank | Sharpe ratio | Sortino ratio | Omega ratio | Calmar ratio | Martin ratio |
|---|---|---|---|---|---|---|
AEP American Electric Power Company, Inc. | 84 | 1.66 | 2.45 | 1.30 | 3.34 | 8.25 |
ALL The Allstate Corporation | 61 | 0.60 | 0.96 | 1.12 | 1.23 | 3.18 |
BA The Boeing Company | 53 | 0.39 | 0.81 | 1.10 | 0.51 | 1.15 |
BDX Becton, Dickinson and Company | 50 | 0.34 | 0.77 | 1.08 | 0.38 | 0.86 |
BKGI Bny Mellon Global Infrastructure Income ETF | 63 | 1.86 | 2.58 | 1.34 | 3.51 | 11.22 |
BMY Bristol-Myers Squibb Company | 69 | 0.86 | 1.42 | 1.17 | 1.94 | 4.27 |
BRK-B Berkshire Hathaway Inc. | 42 | 0.11 | 0.25 | 1.03 | 0.17 | 0.36 |
C Citigroup Inc. | 95 | 3.21 | 3.82 | 1.49 | 6.13 | 17.68 |
CARR Carrier Global Corporation | 40 | 0.04 | 0.30 | 1.04 | 0.04 | 0.06 |
CCL Carnival Corporation & Plc | 62 | 0.63 | 1.26 | 1.15 | 1.02 | 2.05 |
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Dividends
Dividend yield
EMK Traditional IRA provided a 2.75% dividend yield over the last twelve months.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 |
|---|---|---|---|---|---|---|---|---|---|
| Portfolio | 2.75% | 3.81% | 4.67% | 3.04% | 2.90% | 3.48% | 2.21% | 2.32% | 6.61% |
Monthly Dividends
The table below shows the monthly dividends paid by this portfolio.
| Jan | Feb | Mar | Apr | May | Jun | Jul | Aug | Sep | Oct | Nov | Dec | Total | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 2026 | $8,484.50 | $8,195.21 | $29,530.24 | $7,846.40 | $12,799.54 | $2,896.07 | $69,751.96 | ||||||
| 2025 | $0.00 | $140.00 | $20,442.44 | $0.00 | $140.00 | $6,988.58 | $0.00 | $150.00 | $6,399.01 | $348.17 | $11,068.15 | $106,933.99 | $152,610.33 |
| 2024 | $0.00 | $0.00 | $2,017.49 | $0.00 | $0.00 | $675.25 | $0.00 | $0.00 | $601.06 | $0.00 | $3,209.13 | $78,083.45 | $84,586.38 |
| 2023 | $0.00 | $0.00 | $1,504.68 | $0.00 | $0.00 | $664.98 | $0.00 | $0.00 | $550.50 | $0.00 | $0.00 | $3,189.09 | $5,909.26 |
| 2022 | $0.00 | $0.00 | $1,511.68 | $0.00 | $0.00 | $446.67 | $0.00 | $0.00 | $401.33 | $0.00 | $0.00 | $1,975.45 | $4,335.13 |
| 2021 | $0.00 | $0.00 | $845.83 | $0.00 | $0.00 | $387.26 | $0.00 | $0.00 | $382.78 | $0.00 | $0.00 | $3,462.99 | $5,078.86 |
Drawdowns
Drawdowns Chart
The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.
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Worst Drawdowns
The table below displays the maximum drawdowns of the EMK Traditional IRA . A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.
The maximum drawdown for the EMK Traditional IRA was 48.32%, occurring on Mar 23, 2020. Recovery took 366 trading sessions.
The current EMK Traditional IRA drawdown is 0.63%.
Related event | Drawdown | Fall | Recovery | Underwater |
|---|---|---|---|---|
COVID crash2020 | -48.32%Mar 2020 | 1y 6mo | 1y 5mo | 3y 4dAug 2018 - Sep 2021 |
Bear market2022 | -16.06%Sep 2022 | 8mo 25d | 9mo 25d | 1y 6moJan 2022 - Jul 2023 |
2025 selloff2025 | -14.19%Apr 2025 | 1mo 17d | 2mo 23d | 4mo 10dFeb 2025 - Jun 2025 |
2023 pullback2023 | -9.00%Oct 2023 | 2mo 27d | 1mo 17d | 4mo 14dAug 2023 - Dec 2023 |
2018 pullback2018 | -8.84%Feb 2018 | 15d | 6mo 14d | 6mo 29dJan 2018 - Aug 2018 |
Volatility
Volatility Chart
The chart below shows the rolling one-month volatility.
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Diversification
Diversification Metrics
Number of Effective Assets
The portfolio contains 73 assets, with an effective number of assets of 12.07, reflecting the diversification based on asset allocation. Your portfolio is dominated by one or two holdings, which significantly increases concentration risk. Consider rebalancing toward more even weights or adding additional positions.
Diversification Ratio
—
Not enough data to calculate this metric.
EMK Traditional IRA correlation to the S&P 500 Index
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.74 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.84 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.89 |
Correlation (All Time) Calculated using the full available price history since Jan 2, 2018 | 0.89 |
Benchmark Correlations
Correlation vs. S&P 500 Index. VFIAX has the highest benchmark correlation at 1.00, while SGOV has the lowest at -0.02.
Asset Correlations Table
Find what EMK Traditional IRA is missing
See which holdings overlap, where EMK Traditional IRA is concentrated, and which low-correlation assets could fill the gaps.
Analyze Diversification