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AA WHOLE WITH SUBS
Performance
Return for Risk
Dividends
Drawdowns
Volatility
Diversification

Asset Allocation


17 positions 20.35%SCHD 7.45%65 positions 65.40%2 positions 4.30%3 positions 1.50%BondBondCommodityCommodityEquityEquityMulti-AssetMulti-AssetPreferred StockPreferred StockReal EstateReal Estate
PositionCategory/SectorTarget Weight
SCHD
Schwab U.S. Dividend Equity ETF
Dividend
7.45%
MBB
iShares MBS Bond ETF
Mortgage Backed Securities
4.40%
HDEF
Xtrackers MSCI EAFE High Dividend Yield Equity ETF
Foreign Large Cap Equities, Dividend
4.40%
SCHI
Schwab 5-10 Year Corporate Bond ETF
Corporate Bonds
4.20%
VWELX
Vanguard Wellington Fund Investor Shares
Diversified Portfolio
3.70%
AAPL
Apple Inc
Technology
2.50%
SCHR
Schwab Intermediate-Term U.S. Treasury ETF
Government Bonds
2.10%
XOM
Exxon Mobil Corporation
Energy
2.10%
MO
Altria Group, Inc.
Consumer Defensive
2%
JEPIX
JPMorgan Equity Premium Income Fund Class I
Derivative Income
2%
CVX
Chevron Corporation
Energy
1.80%
HD
The Home Depot, Inc.
Consumer Cyclical
1.80%
VTIP
Vanguard Short-Term Inflation-Protected Securities ETF
Inflation-Protected Bonds
1.70%
ABBV
AbbVie Inc.
Healthcare
1.70%
GD
General Dynamics Corporation
1.70%
FLTR
VanEck Vectors Investment Grade Floating Rate ETF
Corporate Bonds
1.60%
MSFT
Microsoft Corporation
Technology
1.60%
CSCO
Cisco Systems, Inc.
Technology
1.50%
BTI
British American Tobacco p.l.c.
Consumer Defensive
1.40%
JPM
JPMorgan Chase & Co.
Financial Services
1.40%
XLU
State Street Utilities Select Sector SPDR ETF
Utilities Equities
1.40%
RIO
Rio Tinto Group
Basic Materials
1.30%
VZ
Verizon Communications Inc.
Communication Services
1.30%
SPG
Simon Property Group, Inc.
Real Estate
1.30%
SHEL
Shell plc
Energy
1.30%
LMT
Lockheed Martin Corporation
Industrials
1.30%
VYMI
Vanguard International High Dividend Yield ETF
Dividend, Foreign Large Cap Equities
1.30%
BHP
BHP Group
Basic Materials
1.20%
GOOGL
Alphabet Inc. Class A
Communication Services
1.10%
NVS
Novartis AG
Healthcare
1.10%
DUK
Duke Energy Corporation
Utilities
1.10%
AVGO
Broadcom Inc.
Technology
1.10%
KO
The Coca-Cola Company
Consumer Defensive
1%
IBM
International Business Machines Corporation
Technology
1%
ORCL
Oracle Corporation
Technology
1%
BLW
BlackRock Limited Duration Income Trust
Financial Services
1%
GPC
Genuine Parts Company
Consumer Cyclical
1%
PAAA
PGIM AAA CLO ETF
CLO
0.90%
MINT
PIMCO Enhanced Short Maturity Active ETF
Ultrashort Bond
0.90%
LVHI
Franklin International Low Volatility High Dividend Index ETF
Volatility Hedged Equity, Dividend
0.90%
MDT
Medtronic plc
Healthcare
0.90%
WMT
Walmart Inc.
Consumer Defensive
0.90%
SCHP
Schwab U.S. TIPS ETF
Inflation-Protected Bonds
0.85%
SCHF
Schwab International Equity ETF
Foreign Large Cap Equities
0.80%
NVDA
NVIDIA Corporation
Technology
0.80%
SCHH
Schwab US REIT ETF
REIT
0.80%
SHY
iShares 1-3 Year Treasury Bond ETF
Government Bonds, Short-Term Bond
0.70%
SPSB
SPDR Portfolio Short Term Corporate Bond ETF
Corporate Bonds
0.70%
JMBS
Janus Henderson Mortgage-Backed Securities ETF
Mortgage Backed Securities
0.70%
GLD
SPDR Gold Shares
Gold, Precious Metals
0.70%
RHHBY
Roche Holding AG
Healthcare
0.70%
T
AT&T Inc.
Communication Services
0.70%
MET
MetLife, Inc.
Financial Services
0.70%
GLW
Corning Incorporated
Technology
0.70%
SBAC
SBA Communications Corporation
Real Estate
0.70%
EELV
Invesco S&P Emerging Markets Low Volatility ETF
Volatility Hedged Equity
0.70%
OLP
One Liberty Properties, Inc.
Real Estate
0.70%
PFE
Pfizer Inc.
Healthcare
0.70%
CVS
CVS Health Corporation
Healthcare
0.70%
SNY
Sanofi
Healthcare
0.60%
KR
The Kroger Co.
Consumer Defensive
0.60%
EQNR
Equinor ASA
Energy
0.60%
FPEI
First Trust Institutional Preferred Securities & Income ETF
Preferred Stock/Convertible Bonds
0.60%
VIG
Vanguard Dividend Appreciation ETF
Dividend
0.50%
ADP
Automatic Data Processing, Inc.
Industrials
0.50%
BEP
Brookfield Renewable Partners L.P.
Utilities
0.50%
VOD
Vodafone Group Plc
Communication Services
0.50%
SYY
Sysco Corporation
Consumer Defensive
0.50%
AMLP
Alerian MLP ETF
MLPs
0.50%
HAUZ
Xtrackers International Real Estate ETF
REIT
0.50%
EBND
SPDR Bloomberg Barclays Emerging Markets Local Bond ETF
Emerging Markets Bonds
0.40%
FOXA
Fox Corporation
Communication Services
0.40%
RVT
Royce Value Trust Inc.
Financial Services
0.40%
TD
The Toronto-Dominion Bank
Financial Services
0.40%
CL
Colgate-Palmolive Company
Consumer Defensive
0.40%
ZURVY
Zurich Insurance Group Ltd
Financial Services
0.40%
NEE
NextEra Energy, Inc.
Utilities
0.40%
AMT
American Tower Corporation
Real Estate
0.40%
ADM
Archer-Daniels-Midland Company
Consumer Defensive
0.40%
TEF
Telefónica, S.A.
Communication Services
0.40%
SPHY
SPDR Portfolio High Yield Bond ETF
High Yield Bonds
0.30%
HYG
iShares iBoxx $ High Yield Corporate Bond ETF
High Yield Bonds
0.30%
BKLN
Invesco Senior Loan ETF
Bank Loan
0.30%
CLX
The Clorox Company
Consumer Defensive
0.30%
PFF
iShares Preferred and Income Securities ETF
Preferred Stock/Convertible Bonds
0.30%
HYLB
Xtrackers USD High Yield Corporate Bond ETF
High Yield Bonds
0.20%
CII
BlackRock Enhanced Large Cap Core Fund
Derivative Income
0.20%
WBD
Warner Bros. Discovery, Inc.
Communication Services
0.20%
REET
iShares Global REIT ETF
REIT
0.20%
EMLC
VanEck Vectors J.P. Morgan EM Local Currency Bond ETF
Emerging Markets Bonds
0.10%

S&P 500 Index

Portfolio Optimizer

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Performance

Performance Chart

The chart shows the growth of an initial investment of $10,000 in AA WHOLE WITH SUBS, comparing it to the performance of the S&P 500 index or another benchmark. All prices have been adjusted for splits and dividends. The portfolio is rebalanced Every 3 months.


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Returns By Period


Position1D1MYTD6M1Y3Y*5Y*10Y*
Benchmark
S&P 500 Index
-2.64%-0.21%7.86%7.47%23.05%19.90%11.79%13.33%
Portfolio
AA WHOLE WITH SUBS
-0.93%1.10%10.34%10.79%23.21%
AAPL
Apple Inc
-1.25%4.88%13.26%10.45%51.31%20.25%20.16%29.85%
ABBV
AbbVie Inc.
1.02%12.74%1.08%2.16%23.60%23.16%19.52%18.45%
ADM
Archer-Daniels-Midland Company
-2.94%4.88%42.75%39.07%76.02%7.28%6.26%9.55%
ADP
Automatic Data Processing, Inc.
0.28%8.90%-9.08%-10.03%-27.24%4.66%5.48%12.74%
AMLP
Alerian MLP ETF
-0.90%1.19%16.71%14.37%17.34%20.21%16.98%6.58%
AMT
American Tower Corporation
0.11%9.96%11.67%10.68%-5.30%4.43%-3.16%8.74%
AVGO
Broadcom Inc.
-7.92%-10.30%11.68%-0.76%57.48%71.92%55.10%40.58%
BEP
Brookfield Renewable Partners L.P.
-0.27%8.46%38.52%31.69%60.32%10.65%3.51%14.55%
BHP
BHP Group
-6.83%-2.36%39.72%43.33%73.88%17.50%14.03%20.91%
BKLN
Invesco Senior Loan ETF
-0.20%-0.43%-0.04%0.65%4.39%7.54%5.09%4.25%
*Multi-year figures are annualized to reflect compound growth (CAGR)

Monthly Returns

Based on dividend-adjusted daily data since Jul 27, 2023, AA WHOLE WITH SUBS's average daily return is +0.06%, while the average monthly return is +1.24%. At this rate, an investment would double in approximately 4.7 years.

Historically, 69% of months were positive and 31% were negative. The best month was Nov 2023 with a return of +5.7%, while the worst month was Dec 2024 at -3.3%. The longest winning streak lasted 10 consecutive months, and the longest losing streak was 4 months.

On a daily basis, AA WHOLE WITH SUBS closed higher 57% of trading days. The best single day was Apr 9, 2025 with a return of +4.8%, while the worst single day was Apr 4, 2025 at -4.5%.


JanFebMarAprMayJunJulAugSepOctNovDecTotal
20264.25%3.77%-2.74%3.65%1.92%-0.72%10.34%
20252.35%2.32%-0.13%-1.16%2.50%3.06%1.16%3.68%2.09%0.06%1.76%0.14%19.24%
20240.36%0.98%3.63%-2.53%3.78%0.89%3.95%2.63%2.28%-2.01%2.68%-3.34%13.74%
2023-0.07%-1.39%-2.88%-1.73%5.67%3.89%3.24%

Benchmark Metrics

AA WHOLE WITH SUBS has an annualized alpha of 7.43%, beta of 0.47, and R2 of 0.66 versus S&P 500 Index. Calculated based on daily prices since July 27, 2023.

  • This portfolio participates in less of S&P 500 Index's moves in both directions, but captures a larger share of gains (64.12%) than losses (41.50%) - typical of diversified or defensive assets.
  • This portfolio generated an annualized alpha of 7.43% versus S&P 500 Index - delivering returns beyond what market exposure alone would predict.
  • Beta of 0.47 indicates this portfolio moves significantly less than S&P 500 Index - a genuinely defensive profile with reduced participation in both market rallies and downturns.

Alpha
7.43%
Beta
0.47
0.66
Upside Capture
64.12%
Downside Capture
41.50%

Expense Ratio

AA WHOLE WITH SUBS has an expense ratio of 0.08%, which is considered low. Below, you can find the expense ratios of the portfolio's funds side by side and easily compare their relative costs.


Top 10 holdings

Return for Risk

Risk / Return Rank

AA WHOLE WITH SUBS ranks 91 for risk / return — in the top 91% of Portfolios on our site. This means strong returns relative to risk — exactly what professional investors look for. Well-suited for investors who want to maximize return per unit of risk.


AA WHOLE WITH SUBS Risk / Return Rank: 9191
Overall Rank
AA WHOLE WITH SUBS Sharpe Ratio Rank: 9292
Sharpe Ratio Rank
AA WHOLE WITH SUBS Sortino Ratio Rank: 9595
Sortino Ratio Rank
AA WHOLE WITH SUBS Omega Ratio Rank: 9595
Omega Ratio Rank
AA WHOLE WITH SUBS Calmar Ratio Rank: 8686
Calmar Ratio Rank
AA WHOLE WITH SUBS Martin Ratio Rank: 9090
Martin Ratio Rank
The rank (0–100) shows how this investment's returns compare to the risk taken. Higher = better. Based on the past 12 months of data, combining Sharpe, Sortino, and other metrics used by quantitative funds and institutional investors.

Return / Risk — by metrics

The table below presents risk-adjusted performance metrics for AA WHOLE WITH SUBS and compares them with S&P 500 Index.


PortfolioBenchmarkDifference
Sharpe ratioReturn per unit of total volatility

3.41

2.01

+1.41

Sortino ratioReturn per unit of downside risk

4.93

2.71

+2.22

Omega ratioGain probability vs. loss probability

1.65

1.36

+0.28

Calmar ratioReturn relative to maximum drawdown

4.99

2.69

+2.31

Martin ratioReturn relative to average drawdown

22.14

12.34

+9.79


How much return does each position deliver for the risk it carries? Higher values mean better reward for the risk taken.

PositionRisk / Return RankSharpe ratioSortino ratioOmega ratioCalmar ratioMartin ratio
AAPL
Apple Inc
902.423.391.433.929.86
ABBV
AbbVie Inc.
691.041.571.201.463.27
ADM
Archer-Daniels-Midland Company
942.883.731.456.1117.02
ADP
Automatic Data Processing, Inc.
9-1.12-1.600.81-0.67-1.19
AMLP
Alerian MLP ETF
481.592.221.272.106.93
AMT
American Tower Corporation
30-0.29-0.250.97-0.26-0.38
AVGO
Broadcom Inc.
721.101.671.221.744.15
BEP
Brookfield Renewable Partners L.P.
882.082.801.364.319.87
BHP
BHP Group
892.322.881.363.7113.71
BKLN
Invesco Senior Loan ETF
531.712.521.401.536.04

Sharpe Ratio

The Sharpe ratio helps investors understand how much return they're getting for the level of risk taken. A higher Sharpe ratio indicates better risk-adjusted performance, meaning more reward for each unit of risk.

AA WHOLE WITH SUBS Sharpe ratios as of Jun 6, 2026 (values are recalculated daily):

  • 1-Year: 3.41
  • All Time: 1.88

These values reflect how efficiently the investment has delivered returns relative to its volatility over different time periods. All figures are annualized and based on daily total returns (including price changes and dividends).

Compared to the broad market, where average Sharpe ratios range from 1.64 to 2.53, this portfolio's current Sharpe ratio is in the top 25%. This signifies superior risk-adjusted performance, meaning the portfolio is delivering strong returns for the level of risk taken compared to most others.

The chart below shows the rolling Sharpe ratio of AA WHOLE WITH SUBS compared to the selected benchmark. This view highlights how the investment's risk-adjusted performance has changed over time.


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Dividends

Dividend yield

AA WHOLE WITH SUBS provided a 3.92% dividend yield over the last twelve months.


PositionTTM20252024202320222021202020192018201720162015
Portfolio3.92%4.13%4.34%4.12%4.22%3.47%3.71%3.39%3.56%2.77%3.01%2.89%
AAPL
Apple Inc
0.34%0.38%0.40%0.49%0.70%0.49%0.61%1.04%1.79%1.45%1.93%1.93%
ABBV
AbbVie Inc.
2.97%2.87%3.49%3.82%3.49%3.84%4.41%4.83%3.89%2.65%3.64%3.41%
ADM
Archer-Daniels-Midland Company
2.55%3.55%3.96%2.49%1.72%2.19%2.86%3.02%3.27%3.19%2.63%3.05%
ADP
Automatic Data Processing, Inc.
2.79%2.46%1.96%2.21%1.83%1.55%2.08%1.92%2.14%2.00%2.10%2.36%
AMLP
Alerian MLP ETF
7.62%8.36%7.70%7.86%7.70%8.55%12.31%9.12%9.29%7.97%8.09%9.84%
AMT
American Tower Corporation
3.55%3.87%3.53%2.99%2.77%1.78%2.02%1.64%1.99%1.84%2.05%1.87%
AVGO
Broadcom Inc.
0.64%0.70%0.94%1.71%3.02%2.24%3.05%3.54%3.11%1.87%1.43%1.13%
BEP
Brookfield Renewable Partners L.P.
4.19%5.53%6.23%5.14%5.05%4.42%2.68%4.42%7.57%5.36%5.99%6.34%
BHP
BHP Group
3.22%3.64%5.98%4.98%22.44%9.98%3.67%8.59%4.89%3.61%1.68%9.38%
BKLN
Invesco Senior Loan ETF
6.63%6.95%8.41%8.59%4.93%3.11%3.56%4.86%4.52%3.50%4.54%4.12%

Drawdowns

Drawdowns Chart

The Drawdowns chart displays portfolio losses from any high point along the way. Drawdowns are calculated considering price movements and all distributions paid, if any.


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Worst Drawdowns

The table below displays the maximum drawdowns of the AA WHOLE WITH SUBS. A maximum drawdown is a measure of risk, indicating the largest reduction in portfolio value due to a series of losing trades.

The maximum drawdown for the AA WHOLE WITH SUBS was 8.95%, occurring on Apr 8, 2025. Recovery took 26 trading sessions.

The current AA WHOLE WITH SUBS drawdown is 1.14%.


Related event

Drawdown

Fall

Recovery

Underwater

2025 selloff2025
-8.95%Apr 2025
29d1mo 7d
2mo 6dMar 2025 - May 2025
2023 pullback2023
-7.15%Oct 2023
3mo 2d1mo 5d
4mo 7dJul 2023 - Dec 2023
2026 pullback2026
-4.77%Mar 2026
17d28d
1mo 15dMar 2026 - Apr 2026
2024 pullback2024
-4.31%Dec 2024
17d1mo 24d
2mo 11dDec 2024 - Feb 2025
2024 pullback2024
-3.62%Apr 2024
15d23d
1mo 8dApr 2024 - May 2024

Volatility

Volatility Chart

The chart below shows the rolling one-month volatility.


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Diversification

Diversification Metrics


Number of Effective Assets

The portfolio contains 90 assets, with an effective number of assets of 46.10, reflecting the diversification based on asset allocation. Your allocation shows noticeable concentration: a few holdings carry significantly more weight than the rest. Rebalancing toward more even weights — or adding less correlated assets — could reduce risk.


Diversification Ratio
1Y
All Time
Diversification Ratio

2.52

2.00

The portfolio has a diversification ratio of 2.00, placing it in the top 5% across portfolios — assets in this portfolio move largely independently, providing strong diversification benefit.

AA WHOLE WITH SUBS correlation to the S&P 500 Index

AA WHOLE WITH SUBS has a 0.66 correlation to S&P 500 Index over the trailing 12 months. This section compares each holding's correlation to the benchmark and to the portfolio.

Correlation
Correlation (1Y)
Calculated over the trailing 1-year period

0.66

Correlation (All Time)
Calculated using the full available price history since Jul 27, 2023

0.74


Benchmark Correlations

Correlation vs. S&P 500 Index. VWELX has the highest benchmark correlation at 0.96, while KR has the lowest at -0.08.

KR
-0.08
DUK
-0.02
MO
0.00
T
0.01
VZ
0.02
EQNR
0.03
XOM
0.05
KO
0.06
CL
0.07
LMT
0.08
MINT
0.08
VTIP
0.08
CVX
0.09
SBAC
0.10
AMT
0.10
TEF
0.10
ADM
0.13
SHY
0.14
SCHR
0.14
CVS
0.14
GLD
0.15
SNY
0.16
CLX
0.17
SHEL
0.17
BTI
0.17
NEE
0.18
ABBV
0.18
PAAA
0.18
SCHP
0.19
VOD
0.20
WMT
0.21
NVS
0.21
PFE
0.22
RHHBY
0.22
SPSB
0.23
FLTR
0.23
SYY
0.23
JMBS
0.23
MBB
0.25
XLU
0.29
MDT
0.30
AMLP
0.30
FOXA
0.30
ZURVY
0.31
ADP
0.31
SCHI
0.31
GD
0.33
WBD
0.33
BLW
0.34
OLP
0.34
GPC
0.37
BEP
0.38
EMLC
0.41
RIO
0.43
SCHH
0.44
EBND
0.44
IBM
0.44
SPG
0.46
MET
0.46
BHP
0.47
HDEF
0.48
HD
0.49
TD
0.49
CSCO
0.50
LVHI
0.51
JPM
0.51
REET
0.52
HAUZ
0.53
FPEI
0.53
GLW
0.54
SCHD
0.55
BKLN
0.55
ORCL
0.56
AAPL
0.56
PFF
0.57
EELV
0.60
GOOGL
0.60
VYMI
0.63
MSFT
0.63
NVDA
0.63
AVGO
0.64
HYLB
0.68
SPHY
0.69
HYG
0.69
JEPIX
0.71
CII
0.71
RVT
0.72
SCHF
0.74
VIG
0.86
VWELX
0.96

Portfolio Correlations

Correlation vs. AA WHOLE WITH SUBS. VIG has the highest portfolio correlation at 0.87, while MINT has the lowest at 0.10.

MINT
0.10
PAAA
0.13
KR
0.17
FLTR
0.18
EQNR
0.25
VTIP
0.26
NVDA
0.27
GLD
0.28
LMT
0.29
T
0.29
CVS
0.30
WMT
0.30
SHY
0.30
MSFT
0.31
SCHR
0.32
CL
0.33
MO
0.34
TEF
0.34
GOOGL
0.34
AVGO
0.34
XOM
0.35
VZ
0.35
SPSB
0.35
ORCL
0.35
CLX
0.36
SCHP
0.36
DUK
0.36
CVX
0.36
KO
0.36
ADP
0.37
FOXA
0.38
ADM
0.38
BLW
0.38
WBD
0.39
SNY
0.39
JMBS
0.39
RHHBY
0.40
AMT
0.40
MBB
0.41
SBAC
0.41
BEP
0.41
SHEL
0.41
ABBV
0.42
VOD
0.42
IBM
0.43
BTI
0.43
AAPL
0.43
NEE
0.44
PFE
0.45
SCHI
0.46
AMLP
0.46
SYY
0.47
NVS
0.48
ZURVY
0.48
GLW
0.48
MDT
0.48
BKLN
0.49
CSCO
0.49
GD
0.49
JPM
0.51
EMLC
0.52
FPEI
0.54
CII
0.54
XLU
0.54
EBND
0.55
RIO
0.55
OLP
0.57
MET
0.57
BHP
0.58
TD
0.58
GPC
0.59
SPG
0.60
HD
0.64
PFF
0.64
EELV
0.66
RVT
0.69
HYLB
0.69
SPHY
0.70
HYG
0.70
HAUZ
0.70
SCHH
0.71
LVHI
0.73
VWELX
0.75
HDEF
0.76
REET
0.76
SCHF
0.78
VYMI
0.79
JEPIX
0.79
SCHD
0.85
VIG
0.87

Asset Correlations Table

The table below displays the correlation coefficients between the individual components of the portfolio, the entire portfolio, and the chosen benchmark.

The correlation results are calculated based on daily price changes starting from Jul 27, 2023
Diversification Analysis

Find what AA WHOLE WITH SUBS is missing

See which holdings overlap, where AA WHOLE WITH SUBS is concentrated, and which low-correlation assets could fill the gaps.

Analyze Diversification