JFIN vs. FCFS
JFIN (Jiayin Group Inc.) and FCFS (FirstCash, Inc.) are both stocks. JFIN operates in Internet Content & Information (Communication Services), while FCFS operates in Credit Services (Financial Services). Over the past 5 years, JFIN returned -6.02%/yr vs 22.42%/yr for FCFS. Their 0.16 correlation means their historical movements had little consistent relationship.
Performance
JFIN vs. FCFS - Performance Comparison
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Returns By Period
In the year-to-date period, JFIN achieves a -62.76% return, which is significantly lower than FCFS's 28.53% return.
JFIN
- 1D
- -2.26%
- 1M
- -24.48%
- 6M
- -67.27%
- YTD
- -62.76%
- 1Y
- -83.49%
- 3Y*
- -28.18%
- 5Y*
- -6.02%
- 10Y*
- —
- ALL TIME*
- -16.78%
FCFS
- 1D
- 1.03%
- 1M
- -8.09%
- 6M
- 20.15%
- YTD
- 28.53%
- 1Y
- 57.17%
- 3Y*
- 29.35%
- 5Y*
- 22.42%
- 10Y*
- 16.49%
- ALL TIME*
- 15.06%
Liquidity Comparison
| Position | Avg. Volume Value (2W) | Avg. Volume Value (1M) | Avg. Volume Value (3M) |
|---|---|---|---|
FCFS FirstCash, Inc. | $116.08M | $98.25M | $98.78M |
| $103.44K | $166.24K | $296.56K |
JFIN vs. FCFS - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
JFIN Jiayin Group Inc. | -62.76% | -4.67% | 41.43% | 152.71% | 4.55% | -27.87% | -42.02% | -52.18% |
FCFS FirstCash, Inc. | 28.53% | 55.68% | -3.20% | 26.45% | 18.03% | 8.47% | -11.74% | -15.45% |
Correlation
The correlation between JFIN and FCFS is 0.07, meaning there was essentially no consistent relationship between their historical price movements. Each responded to its own set of market drivers.
| Correlation | |
|---|---|
Correlation (1Y) Focuses on recent behavior, but can change the most. | 0.07 |
Correlation (3Y) Balances recent behavior with more history. | 0.09 |
Correlation (5Y) Shows whether the relationship held over a longer period. | 0.15 |
Correlation (All Time) Calculated using the full available price history since May 10, 2019 | 0.16 |
Fundamentals
JFIN:
$112.24M
FCFS:
$8.85B
JFIN:
CN¥29.83
FCFS:
$11.63
JFIN:
0.49
FCFS:
17.54
JFIN:
0.03
FCFS:
0.62
JFIN:
0.12
FCFS:
1.65
JFIN:
CN¥6.21B
FCFS:
$4.12B
JFIN:
CN¥4.98B
FCFS:
$3.13B
JFIN:
CN¥1.80B
FCFS:
$1.02B
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Return for Risk
JFIN vs. FCFS — Risk / Return Rank
JFIN
FCFS
JFIN vs. FCFS - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Jiayin Group Inc. (JFIN) and FirstCash, Inc. (FCFS). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
Values are calculated on a 1-year rolling basis and updated daily. Risk-adjusted metrics are more stable over longer periods — use the period switch above to explore them.
| JFIN | FCFS | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -3.27 | ||
| Sortino ratioReturn per unit of downside risk | -5.63 | ||
| Omega ratioGain probability vs. loss probability | 0.61 | 1.31 | -0.71 |
| Calmar ratioReturn relative to maximum drawdown | -0.99 | 3.40 | -4.39 |
| Martin ratioReturn relative to average drawdown | -1.51 | 13.87 | -15.39 |
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Drawdowns
JFIN vs. FCFS - Drawdown Comparison
The maximum JFIN drawdown since its inception was -92.53%, roughly equal to the maximum FCFS drawdown of -90.26%. Use the drawdown chart below to compare losses from any high point for JFIN and FCFS.
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Drawdown Indicators
| JFIN | FCFS | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.53% | -90.26% | -2.27% |
Max Drawdown (1Y)Largest decline over 1 year | -84.90% | -16.13% | -68.77% |
Max Drawdown (3Y)Largest decline over 3 years | -88.10% | -23.38% | -64.72% |
Max Drawdown (5Y)Largest decline over 5 years | -88.10% | -35.70% | -52.40% |
Max Drawdown (10Y)Largest decline over 10 years | — | -50.16% | — |
Current DrawdownCurrent decline from peak | -88.04% | -12.28% | -75.76% |
Average DrawdownAverage peak-to-trough decline | -69.88% | -24.18% | -45.70% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 55.33% | 3.95% | +51.38% |
Volatility
JFIN vs. FCFS - Volatility Comparison
Jiayin Group Inc. (JFIN) has a higher volatility of 12.54% compared to FirstCash, Inc. (FCFS) at 11.10%. This indicates that JFIN's price experiences larger fluctuations and is considered to be riskier than FCFS based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JFIN | FCFS | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 12.54% | 11.10% | +1.44% |
Volatility (6M)Calculated over the trailing 6-month period | 50.28% | 22.72% | +27.56% |
Volatility (1Y)Calculated over the trailing 1-year period | 59.17% | 29.70% | +29.47% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 72.50% | 29.81% | +42.69% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 116.16% | 30.75% | +85.41% |
Dividends
JFIN vs. FCFS - Dividend Comparison
JFIN has not paid dividends to shareholders, while FCFS's dividend yield for the trailing twelve months is around 0.82%.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 |
|---|---|---|---|---|---|---|---|---|---|---|---|
FCFS FirstCash, Inc. | 0.82% | 1.00% | 1.41% | 1.25% | 1.45% | 1.56% | 1.54% | 1.27% | 1.26% | 1.14% | 1.20% |
JFIN Jiayin Group Inc. | 0.00% | 13.79% | 14.13% | 15.06% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
JFIN vs. FCFS - Financials Comparison
This section allows you to compare key financial metrics between Jiayin Group Inc. and FirstCash, Inc.. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
Frequently Asked Questions
JFIN and FCFS have a correlation of 0.07, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
JFIN has higher volatility (12.54%) compared to FCFS (11.10%). In terms of maximum drawdown, JFIN dropped -92.53% vs FCFS's -90.26%.
FCFS currently has the higher Sharpe Ratio (1.85 vs -1.42), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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