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JFIN vs. TRMD
Performance
Risk-Adjusted Performance
Dividends
Drawdowns
Volatility
Financials

Correlation

The correlation between JFIN and TRMD is 0.16, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.

JFIN vs. TRMD

Last updated Jun 1, 2025

Compare and contrast key facts about Jiayin Group Inc. (JFIN) and TORM plc (TRMD).

Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: JFIN or TRMD.

Performance

JFIN vs. TRMD - Performance Comparison

The chart below illustrates the hypothetical performance of a $10,000 investment in Jiayin Group Inc. (JFIN) and TORM plc (TRMD). The values are adjusted to include any dividend payments, if applicable.

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Key characteristics

Sharpe Ratio

JFIN:

1.81

TRMD:

-1.25

Sortino Ratio

JFIN:

2.34

TRMD:

-2.06

Omega Ratio

JFIN:

1.34

TRMD:

0.78

Calmar Ratio

JFIN:

1.94

TRMD:

-0.84

Martin Ratio

JFIN:

9.01

TRMD:

-1.38

Ulcer Index

JFIN:

16.23%

TRMD:

37.18%

Daily Std Dev

JFIN:

85.58%

TRMD:

41.22%

Max Drawdown

JFIN:

-92.53%

TRMD:

-60.59%

Current Drawdown

JFIN:

-14.38%

TRMD:

-53.89%

Fundamentals

Market Cap

JFIN:

$773.97M

TRMD:

$1.62B

EPS

JFIN:

$2.90

TRMD:

$4.70

PE Ratio

JFIN:

5.26

TRMD:

3.40

PS Ratio

JFIN:

0.13

TRMD:

1.12

PB Ratio

JFIN:

1.76

TRMD:

0.73

Total Revenue (TTM)

JFIN:

$5.73B

TRMD:

$1.44B

Gross Profit (TTM)

JFIN:

$4.02B

TRMD:

$809.50M

EBITDA (TTM)

JFIN:

$931.57M

TRMD:

$737.28M

Returns By Period

In the year-to-date period, JFIN achieves a 139.40% return, which is significantly higher than TRMD's -13.36% return.

JFIN

YTD

139.40%

1M

41.33%

6M

135.70%

1Y

152.70%

3Y*

118.95%

5Y*

55.08%

10Y*

N/A

TRMD

YTD

-13.36%

1M

-0.49%

6M

-19.52%

1Y

-49.66%

3Y*

27.33%

5Y*

30.87%

10Y*

N/A

*Annualized

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Jiayin Group Inc.

TORM plc

Go deeper with the Portfolio Analysis tool — backtest performance, assess risk, compare to benchmarks, and more

Risk-Adjusted Performance

JFIN vs. TRMD — Risk-Adjusted Performance Rank

Compare risk-adjusted metric ranks to identify better-performing investments over the past 12 months.
JFIN
The Risk-Adjusted Performance Rank of JFIN is 9292
Overall Rank
The Sharpe Ratio Rank of JFIN is 9393
Sharpe Ratio Rank
The Sortino Ratio Rank of JFIN is 8989
Sortino Ratio Rank
The Omega Ratio Rank of JFIN is 9090
Omega Ratio Rank
The Calmar Ratio Rank of JFIN is 9292
Calmar Ratio Rank
The Martin Ratio Rank of JFIN is 9393
Martin Ratio Rank
TRMD
The Risk-Adjusted Performance Rank of TRMD is 44
Overall Rank
The Sharpe Ratio Rank of TRMD is 11
Sharpe Ratio Rank
The Sortino Ratio Rank of TRMD is 22
Sortino Ratio Rank
The Omega Ratio Rank of TRMD is 44
Omega Ratio Rank
The Calmar Ratio Rank of TRMD is 44
Calmar Ratio Rank
The Martin Ratio Rank of TRMD is 99
Martin Ratio Rank
The risk-adjusted ranks indicate the investment's position relative to the market. A rank closer to 100 signifies top-performing investments, while a rank closer to 0 might suggest underperformance, based on the selected ratio. The values are calculated based on the past 12 months of returns.

JFIN vs. TRMD - Risk-Adjusted Performance Comparison

This table presents a comparison of risk-adjusted performance metrics for Jiayin Group Inc. (JFIN) and TORM plc (TRMD). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.

The current JFIN Sharpe Ratio is 1.81, which is higher than the TRMD Sharpe Ratio of -1.25. The chart below compares the historical Sharpe Ratios of JFIN and TRMD, offering insights into how both investments have performed under varying market conditions. These values are calculated using daily returns over the previous 12 months.

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Go to the full Sharpe Ratio tool to analyze any stock or portfolio. Customize time frames, set your own risk-free rate, and more

Dividends

JFIN vs. TRMD - Dividend Comparison

JFIN's dividend yield for the trailing twelve months is around 3.28%, less than TRMD's 25.03% yield.

TTM20242023202220212020
JFIN
Jiayin Group Inc.		3.28%14.13%7.72%0.00%0.00%0.00%
TRMD
TORM plc		25.03%30.13%23.05%6.99%0.00%14.89%

Drawdowns

JFIN vs. TRMD - Drawdown Comparison

The maximum JFIN drawdown since its inception was -92.53%, which is greater than TRMD's maximum drawdown of -60.59%. Use the drawdown chart below to compare losses from any high point for JFIN and TRMD.

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Go to the full Drawdowns tool for more analysis options, including inflation-adjusted drawdowns, and more

Volatility

JFIN vs. TRMD - Volatility Comparison

Jiayin Group Inc. (JFIN) has a higher volatility of 18.80% compared to TORM plc (TRMD) at 9.78%. This indicates that JFIN's price experiences larger fluctuations and is considered to be riskier than TRMD based on this measure. The chart below showcases a comparison of their rolling one-month volatility.

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Financials

JFIN vs. TRMD - Financials Comparison

This section allows you to compare key financial metrics between Jiayin Group Inc. and TORM plc. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.

Quarterly
Annual

Total Revenue: Total amount of money received from sales and other business activities

0.00500.00M1.00B1.50B20212022202320242025
1.40B
329.10M
(JFIN) Total Revenue
(TRMD) Total Revenue
Values in USD except per share items

JFIN vs. TRMD - Profitability Comparison

The chart below illustrates the profitability comparison between Jiayin Group Inc. and TORM plc over time, highlighting three key metrics: Gross Profit Margin, Operating Margin, and Net Profit Margin.
Gross Margin
Operating Margin
Net Margin
Quarterly
Annual
40.0%50.0%60.0%70.0%80.0%90.0%20212022202320242025
75.8%
50.3%
(JFIN) Gross Margin
(TRMD) Gross Margin
JFIN - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Jiayin Group Inc. reported a gross profit of 1.07B and revenue of 1.40B. Therefore, the gross margin over that period was 75.8%.

TRMD - Gross Margin

Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, TORM plc reported a gross profit of 165.40M and revenue of 329.10M. Therefore, the gross margin over that period was 50.3%.

JFIN - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Jiayin Group Inc. reported an operating income of 392.64M and revenue of 1.40B, resulting in an operating margin of 28.0%.

TRMD - Operating Margin

Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, TORM plc reported an operating income of 82.30M and revenue of 329.10M, resulting in an operating margin of 25.0%.

JFIN - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Jiayin Group Inc. reported a net income of 275.53M and revenue of 1.40B, resulting in a net margin of 19.6%.

TRMD - Net Margin

Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, TORM plc reported a net income of 62.90M and revenue of 329.10M, resulting in a net margin of 19.1%.