JFIN vs. FINV
JFIN (Jiayin Group Inc.) and FINV (FinVolution Group) are both stocks. JFIN operates in Internet Content & Information (Communication Services), while FINV operates in Credit Services (Financial Services). Over the past 5 years, JFIN returned -4.18%/yr vs -5.10%/yr for FINV. At a 0.26 correlation, their price movements are largely independent.
Performance
JFIN vs. FINV - Performance Comparison
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Returns By Period
In the year-to-date period, JFIN achieves a -30.52% return, which is significantly lower than FINV's 4.31% return.
JFIN
- 1D
- -3.36%
- 1M
- -18.09%
- YTD
- -30.52%
- 6M
- -41.93%
- 1Y
- -72.24%
- 3Y*
- -9.23%
- 5Y*
- -4.18%
- 10Y*
- —
FINV
- 1D
- -0.58%
- 1M
- 1.38%
- YTD
- 4.31%
- 6M
- 9.99%
- 1Y
- -35.21%
- 3Y*
- 13.17%
- 5Y*
- -5.10%
- 10Y*
- —
JFIN vs. FINV - Yearly Performance Comparison
| 2026 (YTD) | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | |
|---|---|---|---|---|---|---|---|---|
JFIN Jiayin Group Inc. | -30.52% | -4.67% | 41.43% | 152.71% | 4.55% | -27.87% | -42.02% | -67.43% |
FINV FinVolution Group | 4.31% | -20.07% | 45.47% | 4.39% | 6.39% | 89.23% | 8.51% | -51.73% |
Correlation
The correlation between JFIN and FINV is 0.46, which is low. Their price movements are largely independent, making them effective diversification partners.
| Correlation | |
|---|---|
Correlation (1Y) Calculated over the trailing 1-year period | 0.46 |
Correlation (3Y) Calculated over the trailing 3-year period | 0.34 |
Correlation (5Y) Calculated over the trailing 5-year period | 0.31 |
Correlation (All Time) Calculated using the full available price history since May 13, 2019 | 0.26 |
The correlation between JFIN and FINV shifts across timeframes, from 0.26 (all time) to 0.46 (1 year), reflecting how their relationship changes across market environments.
Fundamentals
JFIN:
$207.72M
FINV:
$1.32B
JFIN:
$29.59
FINV:
$8.34
JFIN:
0.14
FINV:
0.62
JFIN:
0.00
FINV:
0.22
JFIN:
0.03
FINV:
0.10
JFIN:
0.05
FINV:
0.08
JFIN:
$6.21B
FINV:
$13.24B
JFIN:
$4.98B
FINV:
$10.21B
JFIN:
$1.80B
FINV:
$2.61B
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Return for Risk
JFIN vs. FINV — Risk / Return Rank
JFIN
FINV
JFIN vs. FINV - Risk-Adjusted Trends Comparison
This table presents a comparison of risk-adjusted performance metrics for Jiayin Group Inc. (JFIN) and FinVolution Group (FINV). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
| JFIN | FINV | Difference | |
|---|---|---|---|
| Sharpe ratioReturn per unit of total volatility | -0.60 | ||
| Sortino ratioReturn per unit of downside risk | -1.86 | ||
| Omega ratioGain probability vs. loss probability | 0.71 | 0.89 | -0.18 |
| Calmar ratioReturn relative to maximum drawdown | -0.93 | -0.63 | -0.30 |
| Martin ratioReturn relative to average drawdown | -1.33 | -0.86 | -0.46 |
Data is calculated on a 1-year rolling basis and updated daily. The trend shows the change in the indicator over the past month. | |||
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Sharpe Ratios by Period
| JFIN | FINV | Difference | |
|---|---|---|---|
Sharpe Ratio (1Y)Calculated over the trailing 1-year period | -1.32 | -0.72 | -0.60 |
Sharpe Ratio (5Y)Calculated over the trailing 5-year period | -0.06 | -0.10 | +0.04 |
Sharpe Ratio (All Time)Calculated using the full available price history | -0.12 | -0.08 | -0.04 |
Drawdowns
JFIN vs. FINV - Drawdown Comparison
The maximum JFIN drawdown since its inception was -92.53%, roughly equal to the maximum FINV drawdown of -89.64%. Use the drawdown chart below to compare losses from any high point for JFIN and FINV.
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Drawdown Indicators
| JFIN | FINV | Difference | |
|---|---|---|---|
Max DrawdownLargest peak-to-trough decline | -92.53% | -89.64% | -2.89% |
Max Drawdown (1Y)Largest decline over 1 year | -78.07% | -56.42% | -21.65% |
Max Drawdown (3Y)Largest decline over 3 years | -78.07% | -56.42% | -21.65% |
Max Drawdown (5Y)Largest decline over 5 years | -78.07% | -70.54% | -7.53% |
Current DrawdownCurrent decline from peak | -77.69% | -48.53% | -29.16% |
Average DrawdownAverage peak-to-trough decline | -69.62% | -53.71% | -15.91% |
Ulcer IndexDepth and duration of drawdowns from previous peaks | 54.48% | 40.84% | +13.64% |
Volatility
JFIN vs. FINV - Volatility Comparison
The current volatility for Jiayin Group Inc. (JFIN) is 16.88%, while FinVolution Group (FINV) has a volatility of 18.89%. This indicates that JFIN experiences smaller price fluctuations and is considered to be less risky than FINV based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Volatility by Period
| JFIN | FINV | Difference | |
|---|---|---|---|
Volatility (1M)Calculated over the trailing 1-month period | 16.88% | 18.89% | -2.01% |
Volatility (6M)Calculated over the trailing 6-month period | 38.27% | 33.81% | +4.46% |
Volatility (1Y)Calculated over the trailing 1-year period | 54.89% | 48.97% | +5.92% |
Volatility (5Y)Calculated over the trailing 5-year period, annualized | 71.85% | 50.22% | +21.63% |
Volatility (10Y)Calculated over the trailing 10-year period, annualized | 115.44% | 71.86% | +43.58% |
Dividends
JFIN vs. FINV - Dividend Comparison
JFIN's dividend yield for the trailing twelve months is around 19.85%, more than FINV's 5.96% yield.
| Position | TTM | 2025 | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 |
|---|---|---|---|---|---|---|---|---|
FINV FinVolution Group | 5.96% | 5.30% | 3.49% | 4.39% | 4.13% | 3.45% | 4.49% | 7.17% |
JFIN Jiayin Group Inc. | 19.85% | 13.79% | 14.13% | 15.06% | 0.00% | 0.00% | 0.00% | 0.00% |
Financials
JFIN vs. FINV - Financials Comparison
This section allows you to compare key financial metrics between Jiayin Group Inc. and FinVolution Group. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
JFIN vs. FINV - Profitability Comparison
JFIN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, Jiayin Group Inc. reported a gross profit of 751.50M and revenue of 1.08B. Therefore, the gross margin over that period was 69.9%.
FINV - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported a gross profit of 2.43B and revenue of 3.19B. Therefore, the gross margin over that period was 76.3%.
JFIN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, Jiayin Group Inc. reported an operating income of 93.34M and revenue of 1.08B, resulting in an operating margin of 8.7%.
FINV - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported an operating income of 526.49M and revenue of 3.19B, resulting in an operating margin of 16.5%.
JFIN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, Jiayin Group Inc. reported a net income of 99.24M and revenue of 1.08B, resulting in a net margin of 9.2%.
FINV - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2026, FinVolution Group reported a net income of 412.55M and revenue of 3.19B, resulting in a net margin of 12.9%.
Frequently Asked Questions
JFIN and FINV have a correlation of 0.46, meaning they provide meaningful diversification benefit when combined. Depending on your allocation goals, holding both could reduce overall portfolio risk.
FINV has higher volatility (18.89%) compared to JFIN (16.88%). In terms of maximum drawdown, JFIN dropped -92.53% vs FINV's -89.64%.
FINV currently has the higher Sharpe Ratio (-0.72 vs -1.32), meaning it's delivered slightly more return per unit of risk over the trailing 12 months. However, this ranking shifts over time - use the Risk/Return Score above for a more comprehensive view that combines Sharpe, Sortino, and other measures used by quantitative funds.
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