Correlation
The correlation between JFIN and MSFT is 0.23, which is considered to be low. This implies their price changes are not closely related. A low correlation is generally favorable for portfolio diversification, as it helps to reduce overall risk by spreading it across multiple assets with different performance patterns.
JFIN vs. MSFT
Compare and contrast key facts about Jiayin Group Inc. (JFIN) and Microsoft Corporation (MSFT).
Scroll down to visually compare performance, riskiness, drawdowns, and other indicators and decide which better suits your portfolio: JFIN or MSFT.
Performance
JFIN vs. MSFT - Performance Comparison
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Key characteristics
JFIN:
1.81
MSFT:
0.47
JFIN:
2.34
MSFT:
0.62
JFIN:
1.34
MSFT:
1.08
JFIN:
1.94
MSFT:
0.33
JFIN:
9.01
MSFT:
0.73
JFIN:
16.23%
MSFT:
10.70%
JFIN:
85.58%
MSFT:
25.79%
JFIN:
-92.53%
MSFT:
-69.39%
JFIN:
-14.38%
MSFT:
-0.79%
Fundamentals
JFIN:
$773.97M
MSFT:
$3.42T
JFIN:
$2.90
MSFT:
$12.98
JFIN:
5.26
MSFT:
35.47
JFIN:
0.13
MSFT:
12.67
JFIN:
1.76
MSFT:
10.63
JFIN:
$5.73B
MSFT:
$270.01B
JFIN:
$4.02B
MSFT:
$186.51B
JFIN:
$931.57M
MSFT:
$150.06B
Returns By Period
In the year-to-date period, JFIN achieves a 139.40% return, which is significantly higher than MSFT's 9.64% return.
JFIN
139.40%
41.33%
135.70%
152.70%
118.95%
55.08%
N/A
MSFT
9.64%
8.42%
9.13%
11.75%
20.19%
21.26%
27.46%
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Risk-Adjusted Performance
JFIN vs. MSFT — Risk-Adjusted Performance Rank
JFIN
MSFT
JFIN vs. MSFT - Risk-Adjusted Performance Comparison
This table presents a comparison of risk-adjusted performance metrics for Jiayin Group Inc. (JFIN) and Microsoft Corporation (MSFT). Risk-adjusted metrics are performance indicators that assess an investment's returns in relation to its risk, enabling a more accurate comparison of different investment options.
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Dividends
JFIN vs. MSFT - Dividend Comparison
JFIN's dividend yield for the trailing twelve months is around 3.28%, more than MSFT's 0.70% yield.
| TTM | 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | 2015 | 2014 | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
JFIN Jiayin Group Inc. | 3.28% | 14.13% | 7.72% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% | 0.00% |
MSFT Microsoft Corporation | 0.70% | 0.73% | 0.74% | 1.06% | 0.68% | 0.94% | 1.20% | 1.69% | 1.86% | 2.37% | 2.33% | 2.48% |
Drawdowns
JFIN vs. MSFT - Drawdown Comparison
The maximum JFIN drawdown since its inception was -92.53%, which is greater than MSFT's maximum drawdown of -69.39%. Use the drawdown chart below to compare losses from any high point for JFIN and MSFT.
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Volatility
JFIN vs. MSFT - Volatility Comparison
Jiayin Group Inc. (JFIN) has a higher volatility of 18.80% compared to Microsoft Corporation (MSFT) at 8.33%. This indicates that JFIN's price experiences larger fluctuations and is considered to be riskier than MSFT based on this measure. The chart below showcases a comparison of their rolling one-month volatility.
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Financials
JFIN vs. MSFT - Financials Comparison
This section allows you to compare key financial metrics between Jiayin Group Inc. and Microsoft Corporation. You can select fields from income statements, balance sheets, and cash flow statements to easily visualize and compare the financial health of both companies.
Total Revenue: Total amount of money received from sales and other business activities
JFIN vs. MSFT - Profitability Comparison
JFIN - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Jiayin Group Inc. reported a gross profit of 1.07B and revenue of 1.40B. Therefore, the gross margin over that period was 75.8%.
MSFT - Gross Margin
Gross margin is calculated as gross profit divided by revenue. For the three months ending on Jun 2025, Microsoft Corporation reported a gross profit of 48.15B and revenue of 70.07B. Therefore, the gross margin over that period was 68.7%.
JFIN - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Jiayin Group Inc. reported an operating income of 392.64M and revenue of 1.40B, resulting in an operating margin of 28.0%.
MSFT - Operating Margin
Operating margin is calculated as operating income divided by revenue. For the three months ending on Jun 2025, Microsoft Corporation reported an operating income of 32.00B and revenue of 70.07B, resulting in an operating margin of 45.7%.
JFIN - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Jiayin Group Inc. reported a net income of 275.53M and revenue of 1.40B, resulting in a net margin of 19.6%.
MSFT - Net Margin
Net margin is calculated as net income divided by revenue. For the three months ending on Jun 2025, Microsoft Corporation reported a net income of 25.82B and revenue of 70.07B, resulting in a net margin of 36.9%.